Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

What Does MY Auto Coverage Do For Me?

939 views

Published on

Take a look at what you auto insurance coverages actually do to protect you and your family.
See what is at stake should you be in an at fault accident.
Call me to discuss any further questions. 479-444-8189

  • Be the first to comment

  • Be the first to like this

What Does MY Auto Coverage Do For Me?

  1. 1. start
  2. 2. What Do My Auto Limits Do For Me?
  3. 3. What Do My Auto Limits Do For Me?• You’ve just been an accident in which 3 people have been injured.
  4. 4. What Do My Auto Limits Do For Me?• You’ve just been an accident in which 3 people have been injured. Are You Protected?
  5. 5. What Do My Auto Limits Do For Me?• You’ve just been an accident in which 3 people have been injured. Are You Protected? Lets See...
  6. 6. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered 25/50 not(covered covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  7. 7. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 25/50 not(covered covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  8. 8. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 25/50 not(covered $0.00 covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  9. 9. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 25/50 not(covered $0.00 covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  10. 10. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 25/50 not(covered $0.00 $65,000 covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  11. 11. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 not(covered $0.00 $65,000 covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  12. 12. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 not(covered $0.00 $65,000 $145,000 covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  13. 13. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered50/100 not(covered covered100/300 not(covered covered250/500 not(covered
  14. 14. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,00050/100 not(covered covered100/300 not(covered covered250/500 not(covered
  15. 15. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,00050/100 not(covered $0.00 covered100/300 not(covered covered250/500 not(covered
  16. 16. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,00050/100 not(covered $0.00 covered100/300 not(covered covered250/500 not(covered
  17. 17. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,00050/100 not(covered $0.00 $40,000 covered100/300 not(covered covered250/500 not(covered
  18. 18. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 not(covered $0.00 $40,000 covered100/300 not(covered covered250/500 not(covered
  19. 19. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 not(covered $0.00 $40,000 $120,000 covered100/300 not(covered covered250/500 not(covered
  20. 20. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered100/300 not(covered covered250/500 not(covered
  21. 21. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000100/300 not(covered covered250/500 not(covered
  22. 22. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000100/300 not(covered $0.00 covered250/500 not(covered
  23. 23. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000100/300 not(covered $0.00 covered250/500 not(covered
  24. 24. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000100/300 not(covered $0.00 $0.00 covered250/500 not(covered
  25. 25. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 not(covered $0.00 $0.00 covered250/500 not(covered
  26. 26. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 not(covered $0.00 $0.00 $50,000 covered250/500 not(covered
  27. 27. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered250/500 not(covered
  28. 28. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered $20,000250/500 not(covered
  29. 29. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered $20,000250/500 not(covered $0.00
  30. 30. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered $20,000 $90,000250/500 not(covered $0.00
  31. 31. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered $20,000 $90,000250/500 not(covered $0.00 $0.00
  32. 32. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered $20,000 $90,000 $150,000250/500 not(covered $0.00 $0.00
  33. 33. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered $20,000 $90,000 $150,000250/500 not(covered $0.00 $0.00 $0.00
  34. 34. Person(1 Person(2 Person(3 Liability(Limits Remaining Claims(Amount( Claims(Amount( Claims(Amount( Exposure $20,000 $90,000 $150,000 covered $20,000 $25,000 $5,000 25/50 $210,000 not(covered $0.00 $65,000 $145,000 covered $20,000 $50,000 $30,00050/100 $160,000 not(covered $0.00 $40,000 $120,000 covered $20,000 $90,000 $150,000100/300 $50,000 not(covered $0.00 $0.00 $50,000 covered $20,000 $90,000 $150,000250/500 $0.00 not(covered $0.00 $0.00 $0.00
  35. 35. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  36. 36. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  37. 37. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  38. 38. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001 2002 2003 2004 2005 2006 2007 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  39. 39. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001 2002 2003 2004 2005 2006 2007 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  40. 40. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001 $208,743 2002 $219,489 2003 $209,700 2004 $277,242 2005 $324,998 2006 $284,582 2007 $472,454 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  41. 41. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001 $208,743 2002 $219,489 2003 $209,700 2004 $277,242 2005 $324,998 2006 $284,582 2007 $472,454 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  42. 42. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001 $208,743 $556,690 2002 $219,489 $590,448 2003 $209,700 $926,546 2004 $277,242 $501,902 2005 $324,998 $466,447 2006 $284,582 $515,077 2007 $472,454 $1,374,59 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  43. 43. National Trends 2001 - 2007 Average Vehicle Average Premises Year Of Award Liability Award Liability Award 2001 $208,743 $556,690 2002 $219,489 $590,448 2003 $209,700 $926,546 2004 $277,242 $501,902 2005 $324,998 $466,447 2006 $284,582 $515,077 2007 $472,454 $1,374,59 2001-2003 2004-2005 2006-2007% of 1,000,000 12% 18% 13%
  44. 44. What Can You Do Without ?
  45. 45. What Can You Do Without ?• Real Property: Any residence valued over $2,500
  46. 46. What Can You Do Without ?• Real Property: Any residence valued over $2,500• Personal Autos
  47. 47. What Can You Do Without ?• Real Property: Any residence valued over $2,500• Personal Autos• Liquid Assets: Any cash held either personally or by a financial institution
  48. 48. What Can You Do Without ?• Real Property: Any residence valued over $2,500• Personal Autos• Liquid Assets: Any cash held either personally or by a financial institution• Future Wages: Up to 25% in the state of Arkansas

×