TOPIC• STATE BANK OF  INDIA• CANARA BANK1. LIST SERVICES PROVIDED2. DIFFERENT CARDS AVAILABLE3. WHO CAN USE THE CARD & HOW...
STATE BANK OF INDIA1. FOUND OUT IN THE YEAR JULY 1 19952. IT IS OWNED BY GOVERNMENT OF INDIA3. LARGEST BANKING & FINANCIAL...
SERVICES PROVIDEDACCOUNTING & DEPOSITS                  CURRENT ACCCOUNT                  SAVINGS ACCOUNT                 ...
LOANS  PERSONAL    LOAN VEHICLE LOANHOUSING LOANEDUCATION LOANBUSINESS LOAN RURAL LOAN
CARDSCREDIT CARD   DEBIT CARD   PREPAID CARD
INSURANCE   LIFE       HEALTHINSURANCE   INSURANCE  MOTOR        HOMEINSURANCE   INSURANCE
CANARA BANK1. IT WAS FIRST FOUND OUT BY SHRI   AMMEMBAL SUBBA ROA PAI IN 1906 AS   CANARA BANK HINDU PERMANENT FUND,   CAN...
SERVICES PROVIDEDACCOUNTING & DEPOSITS                   CURRENT ACCCOUNT                    SAVINGS ACCOUNT              ...
PERSONAL BANKING               PERSONAL LOAN            CANARA MORTGAGE LOAN                   HOUSING LOAN               ...
OT E SE  H R RVICE P           S ROVIDEDARE -1. INTERNET BANKING2. TELE- BANKING3. ACCEPTING DEPOSIT4. CENTRALISED BANKING...
CREDIT CARD•DIFFERENT CREDIT CARDS AVAILABLE USERS AS A   A CREDIT CARD IS PAYMENT CARD ISSUED TO   SYSTEM OF PAYMENT. •CA...
NO ANNUAL FEE & ENROLMENT FEE TIL 31.08.2013 IT IS ACCEPTED THROUGHOUT THE WORLD CASH WITHDRAWAL UP TO 50% OF YOUR CARD LI...
A DEBIT CARD IS A PLASTIC CARD THAT PROVIDES THECARDHOLDER ELECTRONIC ACCESS TO HIS BANK ACCOUNTFACILITES AVAILABLE CAN D...
Law and practice of banking
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Law and practice of banking

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Law and practice of banking

  1. 1. TOPIC• STATE BANK OF INDIA• CANARA BANK1. LIST SERVICES PROVIDED2. DIFFERENT CARDS AVAILABLE3. WHO CAN USE THE CARD & HOW TO USE IT
  2. 2. STATE BANK OF INDIA1. FOUND OUT IN THE YEAR JULY 1 19952. IT IS OWNED BY GOVERNMENT OF INDIA3. LARGEST BANKING & FINANCIAL SERVICES IN INDIA4. CHAIRMAN – PRATIP CHAUDHURI5. HEADQUARTERS – MUMBAI,INDIA6. PROFIT - 3.202 BILLION7. 13577 OUTLET OUT OF WHICH 157 ARE OVERSEAS OUTLETS8. TOTAL EMPLOYEES – 2,92,2159. PRODUCTS – CREDIT CARDS, CONSUMER BANKING, CORPORATE BANKING, FINANCE & INSURANCE
  3. 3. SERVICES PROVIDEDACCOUNTING & DEPOSITS CURRENT ACCCOUNT SAVINGS ACCOUNT SALARY ACCOUNT FIXED DEPOSIT ACCOUNT DEMAT ACCOUNT RURAL ACCOUNT
  4. 4. LOANS PERSONAL LOAN VEHICLE LOANHOUSING LOANEDUCATION LOANBUSINESS LOAN RURAL LOAN
  5. 5. CARDSCREDIT CARD DEBIT CARD PREPAID CARD
  6. 6. INSURANCE LIFE HEALTHINSURANCE INSURANCE MOTOR HOMEINSURANCE INSURANCE
  7. 7. CANARA BANK1. IT WAS FIRST FOUND OUT BY SHRI AMMEMBAL SUBBA ROA PAI IN 1906 AS CANARA BANK HINDU PERMANENT FUND, CANARA BANK LIMITED (1910), CANARA BANK (1969)2. CHAIRMAN – SUNDERRAJAN RAMAN3. HEADQUARTERS - BANGALORE, INDIA4. NET INCOME – 40.34 BILLION5. EMPLOYEES – 44,4506. PRODUCTS – CREDIT CARDS, INVESTMENT BANKING, CONSUMER BANKING, COMMERCIAL BANKING, RETAIL BANKING, PENSION
  8. 8. SERVICES PROVIDEDACCOUNTING & DEPOSITS CURRENT ACCCOUNT SAVINGS ACCOUNT RECURRING DEPOSIT ACCOUNT FIXED ACCOUNT KAMADHENU ACCOUNT CANARA PREMIUM CURRENT ACCOUNT
  9. 9. PERSONAL BANKING PERSONAL LOAN CANARA MORTGAGE LOAN HOUSING LOAN EDUCATION LOAN CANARA PENSION LOAN VEHICLE LOAN CANARA BUDGET (BUSINESS)
  10. 10. OT E SE H R RVICE P S ROVIDEDARE -1. INTERNET BANKING2. TELE- BANKING3. ACCEPTING DEPOSIT4. CENTRALISED BANKING SOLUTION5. ISSUE OF DEBIT & CREDIT CARD6. ONLINE BILL PAYMENT7. SAVINGS PLUS SCHAME8. AGRICULTURAL SCHAME9. LIFE INSURANCE POLICIES
  11. 11. CREDIT CARD•DIFFERENT CREDIT CARDS AVAILABLE USERS AS A A CREDIT CARD IS PAYMENT CARD ISSUED TO SYSTEM OF PAYMENT. •CANCARD• IT ALLOWS THE CARDHOLDER TO PAY FOR GOODS & •CANARA VISA CLASSIC/MASTERCARD STANDARD GLOBAL SERVICES BASED ON THE HOLDER’S PROMISE TO PAY FOR CARD THEM.••CANARA GLOBAL GOLD CARD THE ISSUER OF THE CARD CREATES A REVOLVING ACCOUNT & GRANTS A LINE OF CREDIT TO THE •CANARA CORPORATE CARD CONSUMER FROM WHICH THE USER CAN BORROW MONEY FOR PAYMENT TO A MERCHANT OR AS A CASH ADVANCE TO THE USER. SBI SIGNATURE CARD SBI PLATINUM CARD SBI ADVANTAGE SIGNATURE CARD SBI ADVANTAGE PLATINUM CARD
  12. 12. NO ANNUAL FEE & ENROLMENT FEE TIL 31.08.2013 IT IS ACCEPTED THROUGHOUT THE WORLD CASH WITHDRAWAL UP TO 50% OF YOUR CARD LIMIT FREE CREDIT PERIOD FROM 20-50 DAYS FREE CARD REPLACEMANT IN CASE OF LOSS OFCARD BONUS LOYALITY POINTS
  13. 13. A DEBIT CARD IS A PLASTIC CARD THAT PROVIDES THECARDHOLDER ELECTRONIC ACCESS TO HIS BANK ACCOUNTFACILITES AVAILABLE CAN DRAW MONEY FROM ANY ATM CAN DRAW MONEY FROM 100-15000 PER DAY CAN ALSO GENERATE STATEMENT SHOWING PASTTRANSACTIONS IT IS VERIFIED BY MASTERO & IT CAN BE USED FOR ONLINE &OFFLINE PURCHASES

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