Village Phone (VP)
A Revaluation in Micro-finance
Bangladesh
Independence from: Pakistan
(1971)
Border shared: India,
Myanmar
Area: 147570km sq(94th )
56977sq mil
6.9 water (more than...
Culture Tradition
Farming
Fishing
Golden
Fiber
Tea
Microfinance: is the provision of financial
services to low-income clients or solidarity
lending groups including consumer...
The objectives of Village Phone (VP) are:
• Access to rural communication of Bangladesh
• Introduce a new income generatin...
Village Phone
Village Phone Program is a noble effort by tri
party (GP-GTC-GB) to eliminate poverty by
providing self-empl...
Village Phone (contd.)
The profit for VPO is the difference between end
customer tariff & operator’s tariff
VP is mainly a...
How it works..
Selection, Subscription and Training
Billing- GP prepares a monthly bill at the bulk airtime rate for VP fo...
What they Sell
Air time (incoming/outgoing for
Local/NWD/ISD)
Fax
Remittance (Local/International)
Internet Packages
Infor...
Product Feature Village Phone
(Prepaid with 10% mark up)
Startup Price Taka 149
(1st November-2010)
Startup Freebies - Tk....
Photo album..
Photo album..
Thank You
World’s
largest
Mangrove
forestry
Rain
forest
World’s
longest
sandy
beach
Sahima khan village phone 1_ 2_show
Sahima khan village phone 1_ 2_show
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Sahima khan village phone 1_ 2_show

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Sahima khan village phone 1_ 2_show

  1. 1. Village Phone (VP) A Revaluation in Micro-finance Bangladesh
  2. 2. Independence from: Pakistan (1971) Border shared: India, Myanmar Area: 147570km sq(94th ) 56977sq mil 6.9 water (more than 2/3rd ) Population : 164.4million GDP: $641 Economy: Rural Economy (Agriculture) Division: 7, Villages: 68,000 Capital: Dhaka (13%p) Religious: Islam (Muslims) Politics: Parliamentary Democracy
  3. 3. Culture Tradition
  4. 4. Farming Fishing Golden Fiber Tea
  5. 5. Microfinance: is the provision of financial services to low-income clients or solidarity lending groups including consumers and the self-employed, who traditionally lack access to banking and related services. Two types of Microfinance: 1. Savings-led (Community/household based) 2. Credits-led (GrameenBank)
  6. 6. The objectives of Village Phone (VP) are: • Access to rural communication of Bangladesh • Introduce a new income generating source for poor • Bring the potential of the Information Revolution to the doorsteps of villagers; • Introduce telecommunications as a new weapon against poverty. Criteria: • Very good record of repayment of Grameen Bank loans; • Good business, preferably a village grocery store, and have the spare time to function as the VP operator. • Literate or at least she must have children who can read and write; • Residence should be near the centre of the village.
  7. 7. Village Phone Village Phone Program is a noble effort by tri party (GP-GTC-GB) to eliminate poverty by providing self-employment opportunity Replicated in a number of countries including Uganda and Rwanda. Launched Date: 26 March, 1997, the same day commercial service of Grameenphone was launched Currently 530K (approx.) Village Phone Operators are doing business all over rural Bangladesh Received 'GSMA in the Community Award' in 2000 Received 'Commonwealth Innovation Award' in 2003 & "Petersburg Prize" awarded by the Gateway Foundation in 2005.
  8. 8. Village Phone (contd.) The profit for VPO is the difference between end customer tariff & operator’s tariff VP is mainly available at rural areas where most of the people don’t own personal handset & connection (65,000 villages) VP program has created an income-earning opportunity for the VP operators, mostly poor women and borrower members of GB, who are now able to make their opinions count. They are popularly known as VPO The Village Phone (VP) initiative has made tremendous social and economic impact in the rural areas of Bangladesh, creating a 'substantial consumer surplus' for the users. This profit enables them to meet not only basic need like food, shelter, health etc. but also entertainment need Only GB members can get the VP connection at very lucrative product & price plan.
  9. 9. How it works.. Selection, Subscription and Training Billing- GP prepares a monthly bill at the bulk airtime rate for VP for total airtime used by all VPs.GP sent the bills to GB each month. GTC disburse the bills to all VP operators and collect the bills and pay back. . This process provides an interesting solution to the problem of revenue collection that sometimes plagues the operators of rural telephone systems. After Sales Support- GTC has established Unit Offices to cover the VP operation in the field. Purchase & Payment- The basic VP package costs 10,000 Taka, or approx.$140. VP operator pays for the phone through weekly loan payment installments of 146 Taka or approx $2. These payments are made through the local GB branch. Electricity- Widespread access to electricity in rural Bangladesh enables the phone operator to recharge batteries or power the phone directly from an electrical outlet. Solar power sources are provided in some Village Phones in non-electrified villages which produces 16-12volt. Call Charges & Profit- GP charges GT Tk.1 ($.0138) flat rate, whereas urban GP subscribers pay Tk.up to tk 4($.055)
  10. 10. What they Sell Air time (incoming/outgoing for Local/NWD/ISD) Fax Remittance (Local/International) Internet Packages Information FlexiLoad Collect bills (Water/Electricity/Gas) Net Income: On average, the VPO earns min a net profit of 580 tk per week =$8.05 VPO earns an income of 27,840 tk =$387 per year GDP per capita $641 (2010 est), GDP growth 5.5% (2010 est.) http://www.thedailystar.net/newDesign/news-details.php?nid=140346 Contribution to economy: Monthly ARPU is BDT 270 = $3.75 Monthly Revenue generating: 135 million
  11. 11. Product Feature Village Phone (Prepaid with 10% mark up) Startup Price Taka 149 (1st November-2010) Startup Freebies - Tk. 50 Preloaded talk time with validity of 30 days CUG (Community Tariff) 0.75 paisa (VP to VP) Minimum Bill Amount/Bundle Fee/Line Rent N/A Pulse On-net/Off-net 1 sec Peak On-net/ Off-net 0.49/min 0.99/min (12 pm-3.59 pm) (4 pm -11.59 am) 0.99 /min(24 hr) or 0.49/min (GP to GP) and 0.65/min (GP to other operator) with 60 sec pulse on recharge of minimum BDT 300 Off-Peak On-net/ Off-net Recharge Based Bonus SMS 456 Hotline and 4567 port (VP Managers) 121 hotline (VP Subscriber) 10% instant bonus amount on minimum BDT 50 of Recharge (only applicable for default tariff except 0.49/min cases) On-net-0.50/Off-net- 0.50 Toll Free 1.00 Tk/min Key Features -Prepaid Price Plan -Make and Receive Calls from any phone (Mobile, PSTN,ISD) -Electronic and Scratch Card Based Recharge -Data Service (EDGE P1/P4/P5/P6) -VP Community Pricing
  12. 12. Photo album..
  13. 13. Photo album..
  14. 14. Thank You
  15. 15. World’s largest Mangrove forestry Rain forest World’s longest sandy beach

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