Digital Alberta - BenefitDeck Webinar Presentation
Digital Alberta HealthBenefits ProgramPresented by:Donald Chu, CEBSdonald@benefitdeck.com
Background Digital Alberta is always looking for ways to add value to its members After much due diligence, DA is proud to announce a partnership with BenefitDeck Consulting Ltd.
Program Summary Exclusive to DA Members Top up for base provincial medical coverage Customizable program designed to fit your company’s needs Coverage for: health care expenses, dental appointments, prescription drugs and eyeglasses
Why BenefitDeck? Pre-negotiated Volume Discount Digital Media Industry plan design Benefit Plan for company at different stages: - Startup - Growth - Established Supporting the Digital Media industry
Who we are BenefitDeck is a benefits consulting company with the goal is to help clients with their benefits plan decision through open communication and advise in their best interest. We can work with any provider, and have volume discount pre- negotiated for our select Association partners.
This is right for you if Would like to start a plan, and never had one before You had a benefit plan but are not satisified with the service or your cost keeps escalating A Digital Alberta member
Benchmark Plan Life Insurance Disability Insurance (Optional) Critical Illness (Optional) Extended Health Care (80-100%) - Prescription Drugs – Rx card - Hospital upgrade - Travel coverage - Paramedical Practitioners - Visioncare Dental Care - Basic (80-100%) - Major (50-60%) - Orthodontic
Considerations before you start Contribution Split: - What’s typical? - Tax considerations Do you need Disability or Critical Illness - How does EI fit into this? How will my renewal be assessed - Usage vs. demographics How pricing works? - Demographics - Claims history (if available) - % of payroll
Technology Efficiency •24/7 plan administration online access •Electronic Claims submission and direct deposit •Mobile apps to check submission balances
Wellness Offerings Healthy employees are more productive • Wellness Coaching • Stress management • Smoking cessation • Weight management • Employee Assistance Program • 24/7 access to consultations with in parenting, child care, education, elder care, mental health • Lunch and learn seminars • Onsite Health Clinics • Health Risk Assessments
What to Expect Annual reviews of insurance carrier’s renewal Quarterly claims experience monitoring, reporting and analysis Review of compensation strategy Designing the right plan Price out options
What to Expect Drafting employee communication Conduct employee meetings/education sessions Communication of changes in the marketplace, legislation updates Coordinate required plan changes Identifying tax, payroll and administrative issues, legal liability issues Employee claims resolution/ disputes
BenefitDecks 5-Point Service Guarantee Access to Key Decision makers BenefitDeck has direct access to insurance company senior executives. Independence BenefitDeck is truly independent, working with any provider that is best suited to your companys needs. SpecializationBenefitDeck is in the business of helping companies provide access to health and wellness to their employees. Accountability BenefitDeck ensures that the insurance company pays your employees legitimate claim. Transparency and Full Disclosure BenefitDeck is committed to transparency and full disclosure of potential conflicts of interest, as well as disclosure of compensation arrangements with suppliers.
Next Steps • Request to Quote • Employee Data www.benefitdeck.com Get A Quote (top right) • Timelines
Thank you for attending Donald Chu, CEBS Principal, BenefitDeck Consulting Ltd. 200 - 1212 9th Avenue SE, Calgary AB T2G 0T1 Tel: 403-978-0755 www.benefitdeck.com