Grocery class June 2011


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  • Then, in 2006, I started researching how to cut our grocery costs online and I haven’t looked back. I’m not going to lie to you – it does take time and effort. Once you get it all figured out and get a system that works for you in place, you can cut your grocery bill in half or more AND save time. With meal planning, lists, stockpiling items when they are their lowest price, you will find shopping to be a much more rewarding experience.
  • Grocery class June 2011

    1. 1. Extreme Couponing in the Real World<br /><br /><br /><br />
    2. 2. How Much Do YOU Spend? <br />According to the USDA, the average US family of four spends $771/month on a modest month. This means choosing store brand products and sticking to a list. More liberal spending plan, they are spending $994/month. If the family includes teenagers, the price goes up to $1,100 +<br />How much do you spend? Do you even know? <br />
    3. 3. $$$ Grocery Savings $$$<br />Grocery Store is the one store we have to shop at.<br />There is no magic number. Whatever works for YOUR family!<br />For every hour clipping coupons, shopping, unpacking = $25/hour of savings.<br />Buy the best quality products at the lowest prices!<br />Save where you can, so you can spend where you want!<br />
    4. 4. Top Reasons People Don’t Use Coupons<br />Too much time<br />Remembering to use coupons<br />Juggling coupons at grocery store<br />No coupons for products I use<br />Coupons aren’t worth the time<br />Embarrassed to use coupons<br />Private brands are less expensive without the work<br />
    5. 5. Grocery Budget<br />Set a Monthly Budget for grocery<br />Budget will be different for every family<br />Doesn’t work, try a different amount<br />The longer you coupon the less your budget due to stockpiling<br />If you are saving money that you weren’t before, it IS working for you.<br />Cash Envelope System<br />
    6. 6. Use Coupons With Purpose<br />Don’t just use a coupon because you have one.<br />Combine with a store sale, store coupon, rebates, or other promotions to maximize savings.<br />Stockpile your most used items at the rock bottom price.<br />
    7. 7. Stock Up Prices <br />Shopper A: Buys a box of cereal at $4 a box each week for $24 total.<br />Shopper B: Buys 6 boxes of cereal at the rock bottom price of $1.25 and pays only $7.50.<br />Shopper B saved $16.50 by stocking up! <br />
    8. 8. Stockpiling<br />Why Stockpile? <br />Have needed items on hand<br />Will spend less buying it when at lowest price<br />Less trips to grocery store<br />When to Stockpile?<br />Sale cycles every 12 weeks<br />Holiday/Seasonal Sales<br />Spreadsheet/Grocery Price book<br />
    9. 9. What to Stockpile? <br />Items you use on regular basis<br />Ingredients for recipes in your main rotation<br />Item you will need in future<br />Seasonal/Holiday Items<br />Convenience items to have on hand for easy meals<br />Cleaning Supplies/Toiletries/Paper Products<br />Items you can donate<br />
    10. 10. My Stock up Prices<br />FREE ITEMS<br />Band Aids<br />Cough Drops<br />Deodorant<br />Shampoo/Conditioner<br />Toothpaste<br />Toothbrush<br />Razors<br />Milk - $1.99<br />Eggs - $0.88<br />Shredded Cheese - $1.50<br />Sour Cream – <$0.50<br />Cereal - $1.25<br />Cereal Bars - $1<br />Oatmeal – <$0.50<br />Bread - <$0.99<br />Dish Liquid - $0.25<br />Pasta/Sauce - $1<br />
    11. 11. Coupon Basics<br />Couponing Terms & Abbreviations<br />Where to Find Coupons<br />Coupon Fine Print<br />Types of Coupons<br />Store Policies<br />Organization<br />
    12. 12. B1G1 w/$1/1 q (3-1SS) & $1/2 IVC, earn RR, submit MIR (YMMV)<br />Confused? <br />
    13. 13. Common Coupon Terms<br />B1G1 = Buy 1, Get 1<br />ECB = Extra Care Bucks (CVS)<br />SS = Smart Source Insert<br />RP = Red Plum Insert<br />GM = General Mills<br />IP = Internet Printable<br />RR = Register Rewards<br />MIR = Mail in Rebate<br />FAR = FREE after Rebate<br />CAT = Catalina<br />OOP = Out of Pocket<br />WYB = When You Buy<br />YMMV = Your Mileage May Vary<br />Find a complete terms list:<br />
    14. 14. Where to Find Coupons? <br />Sunday Newspapers<br />Kokomo Tribune (less coupons but includes Red Plum Inserts), Indianapolis Star (Larger selection – No Red Plum Inserts)<br />Internet Printables<br /><br /><br /><br />Magazines<br />In/On Packages<br />In Free Samples<br />Blinkies/Tearpads<br />In Store Brochures<br />Doctor’s Offices<br />Recycle Bins<br />Fairs, Festivals, Conventions<br />Facebook<br />Twitter<br />Search for coupons in the Bargain Briana Coupon Database:<br />
    15. 15. Sunday Insert Coupons<br />SS = Smart Source<br />P&G = P&G Insert<br />
    16. 16. Coupon Fine Print<br />One Coupon per Purchase/per Item Purchase<br />If you buy one bottle of shampoo, you can use one manufacturer’s coupon for that bottle. If you have additional coupons, you have to buy another item to be able to use that coupon. You are not allowed to use two manufacturer’s coupon per item.<br />One Coupon per Customer/Family<br />This is rare but you will see this often on high value coupons. <br />One Coupon per Transaction<br />You are only allowed one coupon for this item for each transaction. This is to try to limit how many you purchase in a transaction. So, just make a few transactions whether in one trip or multiple trips to get around this.<br />Do Not Double<br />Language on a coupon that does not allow doubling. However, if the coupon starts with a 5 will double regardless (if the store allows doubles). If the coupon starts with a 9, it will not double.<br />Other Coupon Language/Exclusions<br />Valid only in certain states, stores, etc. <br />
    17. 17. Coupon Fine Print<br />Manufacturer’s Coupon<br />Store Coupon<br />
    18. 18. eCoupons <br />Cellfire<br />Kroger eCoupons<br />Meijer mPerks<br />Saving Star<br />Shortcuts<br />Upromise – Not take off your bill but “deposited” into your Upromise account<br />Most cannot be stacked with paper coupons<br />Limited to how many coupons you can use<br />Convenience<br />
    19. 19. Upromise <br />eCoupons<br />Activate each month<br />Link to Store Loyalty Cards<br />Earn money on selected purchases<br />More ways to save! <br />
    20. 20. Coupon DISOrganization<br />Not organized!<br />
    21. 21. Coupon Organization<br />Filer Method<br />File each week’s insert in an accordian file<br />Only clip coupons when needed<br /><br />
    22. 22. Couponizer<br />I now use the filer method and supplement with the Couponizer.<br />
    23. 23. Couponizer<br />Use in conjunction with the filing method<br />Great for “loose” coupons such as printables, home mailers, etc.<br />Easy to transport<br />Durable<br />Fits in medium size purse<br />
    24. 24. Store Policies<br />Know the coupon and policies of the stores you are shopping<br />Keep copy of the official coupon policy with you while shopping<br />Coupon Policies can change often so look for updates<br />
    25. 25. Drug Store Game<br />Drug Stores such as CVS and Walgreens offer rich customer loyalty programs. <br />Stack coupons with Register Rewards/Extra Bucks to maximize your coupon<br />“Roll” Register Rewards and Extra Bucks to minimize your out of pocket costs<br />Stack with Store coupons<br />
    26. 26. Drug Store Comparison<br />CVS (BB Preferred)<br />Sunday – Saturday Ad<br />Extra Care Bucks with loyalty card<br />Limits on ECBs Rewards<br />Clip Free Coupons<br />Stacking Allowed<br />CRT = Customer Receipt Tape Coupons<br />Saving Star<br />CVS Advisor/Surveys for ECBs<br />Walgreens<br />Sunday – Saturday Ad<br />Register Rewards <br />Register Rewards are limited per transaction<br />Stacking Allowed<br />Weekly Ad Coupons<br />IVC = Instant Value Coupons<br />Rebate Program<br />
    27. 27. “Roll Extra Bucks” <br />Transaction #1<br />Buy (5) Honest Tea @ $1<br />Use (5) $1/1 Printable Coupons from Recylebank<br /><br />Pay $0 out of pocket<br />Earn $2 Extra Bucks to use on next purchase!<br />Transaction #2<br />Buy (1) Refresh Tampons @ $6.79<br />Use $1/1 Printable Coupon<br />Use $2 Extra Bucks from Transaction #1<br />Spend $3.79 out of pocket<br />Earn $6.79 Extra Bucks to use on next purchase!<br />
    28. 28. Grocery Store Comparison<br />Kroger<br />Thurs – Weds Ad<br />Loyalty Card<br />Doubles up to $0.50<br />Limits two identical coupons for doubling<br />Accepts Printable<br />No Free Printable Product Coupons<br />eCoupons: Kroger, Cellfire, SavingStar<br />Fuel Rewards<br />Meijer <br />Sunday – Saturday Ad (Kokomo area)<br />Thurs – Weds Ad (Indy)<br />No loyalty card required<br />Doubles up to $0.50<br />Limits two identical coupons for doubling<br />Accepts Printables<br />Stacking Allowed<br />Meijer Mealbox Coupons<br />mPerks<br />
    29. 29. Super Store Comparison<br />Walmart<br />Ads are sporadic<br />Price Matching (limits)<br />No Doubling<br />Accepts Printables<br />Accepts Competitor Coupons<br />Accepts Catalinas<br />Target<br />Sunday – Saturday Ad<br />No doubling<br />Stacking Allowed<br />Accepts Printables<br />Target Printable Coupons<br />Target Mobile Coupons<br />Buy X, Get GC promotions<br />
    30. 30. Courteous Couponing<br />Do unto others<br />Do no clear shelves<br />Coupon Ethically<br />Use coupons as intended<br />Keep calm<br />HAVE FUN! <br />
    31. 31. Put it all Together<br />Save Inserts on Sunday<br />Go to<br />Grocery lists for Aldi, CVS, Kmart, Kroger, Marsh, Meijer, Target, Walgreens, Walmart, and more! <br />Print List<br />Clip & Print Coupons<br />Go Shopping<br />Save $$$$$<br />
    32. 32. Meal Planning Resources<br /><br /><br />
    33. 33. Special Offers<br />All You Magazine – 30 Issues for $25<br /><br />Couponizer - $19.95<br /><br />Grocery Class<br /> Password: Cicero<br />