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Credit Privacy Numbers (CPN): What's in It & How It's Used


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Learn about the Credit Privacy Numbers (CPN) and its importance.

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Credit Privacy Numbers (CPN): What's in It & How It's Used

  1. 1. Credit Privacy Numbers (CPN) CAN NOT Erase Bad Credit! | Follow us: @BadcreditExpert
  2. 2. CPN is a 9-digit number meant to be used in place of your Social Security number when you apply for credit. You can use your CPN instead of using your social security number. CPN CAN NOT use for filing taxes, registering your car, or for any kind of government programs. What is a Credit Privacy Number (CPN)?
  3. 3. Who Uses A CPN? CPNs are used a lot, legitimately, by celebrities and wealthy people in place of their social security number. It also been used by people who are in the witness protection program and need to keep their real social security number from showing up anywhere and tipping the wrong people off to their location.
  4. 4. Spotting A Shady CPN Scam Most people are introduced to CPNs by certain shady organizations that promise to help get their credit file started over. Not only do these organizations charge a hefty fee for their services, they leave those who hire them in a unique situation of being both the victims and perpetrators of a serious fraud.
  5. 5. The Problem with Improperly Obtained CPNs Most of these shady companies obtain CPNs illegally such as taking the social security number from someone who is deceased , or a child’s or elderly. If your credit privacy number ends up being assigned by the Social Security Administration to someone else, then you will be seen as committing a fraud and in all likelihood be subjected to serious criminal charges
  6. 6. How Can You Get A Legitimate Credit Privacy Number? Some people just want a CPN for privacy reasons, but you need to make sure you get a legitimate CPN and consult to an attorney. You will need to provide the attorney with the reason why you want a credit privacy number, all your personal information, and sign a form stating you will take full responsibility for any purpose the CPN is used.
  7. 7. CPNs and Bad Credit There are no shortcuts to repairing bad credit. You must go through the process of pulling your credit report, eliminate all the false information, pay your old debts and systematically set yourself up to the task of repairing bad credit.
  8. 8. For more information: Credit Privacy Numbers (CPN) CAN NOT Erase Bad Credit!