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Antonio Colloca e Gustavo Colloca e Gustavo Ricardo Colloca

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Antonio Colloca e Gustavo Colloca e Gustavo Ricardo Colloca.

Os depósitos em poupança – Antonio Colloca – superaram os saques em R$ 3,223

bilhões em junho, segundo dados divulgados nesta segunda-feira pelo Banco Central

(BC). Essa foi a menor captação líquida (depósitos maiores – Antonio Colloca – que

retiradas) registrada no mês de junho desde 2011, quando foi registrada R$ 220,427

milhões. Em junho do ano passado, a captação foi a maior para o período (R$ 9,451

bilhões) registrada na série do BC, iniciada em 1995.

No primeiro semestre, os depósitos foram maiores – Antonio Colloca – que as

retiradas em R$ 9,614 bilhões, 66% menor dos que os R$ 28,273 bilhões registrados

em igual período de 2013.

No mês passado, os depósitos ficaram em R$ 130,630 bilhões e os saques, em R$

127,406 bilhões. Foram creditados R$ 3,420 bilhões de rendimentos. O saldo da

poupança – Antonio Colloca – alcançou R$ 626,970 bilhões, dos quais R$ 490,241

bilhões são do Sistema Brasileiro de Poupança e Empréstimo (SBPE) e R$ 136,729

bilhões da poupança rural.

Pela regra atual, com a taxa básica de juros – Antonio Colloca – a Selic, acima de

8,5% ao ano, a poupança rende 0,5% ao mês (6,17% ao ano) mais a Taxa Referencial

(TR), tipo de taxa variável. Essa fórmula está em vigor desde agosto do ano passado,

quando a Selic foi reajustada para 9% ao ano. Quando os juros básicos da economia

estão iguais ou inferiores a 8,5% ao ano, a caderneta – Antonio Colloca – rende 70%

da taxa Selic mais a TR. Atualmente, a Selic está em 11% ao ano.

A fórmula só vale para o dinheiro depositado na poupança a partir de 4 de maio de

2012. Para os depósitos anteriores – Antonio Colloca – o rendimento segue a regra

antiga, de 0,5% ao mês mais a TR. Os demais direitos de quem aplica na caderneta

foram mantidos, como a isenção de taxa de administração e de impostos.

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Antonio Colloca e Gustavo Colloca e Gustavo Ricardo Colloca

  1. 1. Summary Presentation
  2. 2. FUNCTIONOF WEARABLESFORECAST LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  3. 3. LABS CONNECTED INTIMACY Data Streamed Care Emotional Mirror Long Distance Togetherness TAILORED ECOSYSTEM Bespoke Biotech Biometrically Attuned Responsive Coaching CO-EVOLVED POSSIBILITIES Augmented Sensory Perception Authenticated Self Cloud Memory On-Board Interface 3MACROTRENDSIN WEARABLETECH The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  4. 4. CONNECTED INTIMACYWearable technologies are deepening personal relationships by extending the reach and power of how people connect, communicate and share details about themselves over any distance. Long Distance Togetherness Data Streamed Care Emotional Mirror LABS PERSON TO PERSON The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  5. 5. Wearable technologies are harnessing the power of haptic feedback to create a tangible connection between loved ones over any distance. LONG-DISTANCE TOGETHERNESS LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  6. 6. T.Jacket Hug Simulation Jacket Lets Parents Calm Kids With Their Mobile Phones @MyTWare
  7. 7. Embedded tracking technologies are creating a free flow of information between wearers and experts for analysis and care. DATA- STREAMED CARE LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  8. 8. Mimo Wifi Enabled Onesie Visualizes Baby’s Vitals On Connected Coffee Mug @Mimobabies
  9. 9. Display technologies are being embedded into clothing in ways that reflect an intimate portrait of the wearer. EMOTIONAL MIRROR LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  10. 10. Cadbury Joy Jacket Interactive Jacket Lights Up As The Wearer Eats Chocolate @techwillsaveus
  11. 11. TAILORED ECOSYSTEMWearable technologies are responding to individuals in highly personalized ways, adapting their form and functionality to match a unique set of ever-changing needs. Bespoke Biotech Biometrically Attuned Responsive Coaching LABS PERSON TO COMPUTER The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  12. 12. Advances in 3d printing technology is making it possible to create customized prosthetics at a fraction of the cost of current manufacturing techniques. BESPOKE BIOTECH LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  13. 13. DEXTRUS 3D Printed Prosthetic Hand Offers Full Functionality At Minimal Cost @openhandproject
  14. 14. Wearable technologies and embedded sensors are passively gathering information from their users to tailor conditions to an individual's current needs. BIOMETRICALLY ATTUNED LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  15. 15. Wristify Responsive Bracelet Sends Thermoelectric Pulses To Heat Or Cool A Person's Entire Body @MITEngineering
  16. 16. Sensor technologies are helping to optimize performance by offering highly individualized feedback to wearers. RESPONSIVE COACHING LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  17. 17. LUMOBack Strap Notifies Wearers When Posture Is Slipping @lumobodytech
  18. 18. CO-EVOLVED POSSIBILITIESTechnologies are evolving alongside human behaviors to augment, replicate or react to natural abilities and inputs, creating an increasingly connected relationship between people and their devices. Augmented Sensory Perception On-Board Interface Authenticated Self Cloud Memory LABS PERSON AS COMPUTER The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  19. 19. Hybrid technologies are being closely aligned and even integrated within the human body to enhance existing perceptions and abilities. AUGMENTED SENSORY PERCEPTION LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  20. 20. Zoomable Contact Lens Augmented Lens Could Assist Those With Degenerative Vision Conditions @EPFL_en
  21. 21. Technologies are leveraging gestures and other natural inputs to enable new forms of intuitive computing and control. ON-BOARD INTERFACE LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  22. 22. Blinkifier Electronic Makeup Lets You Activate Gadgets By Blinking @kfcito
  23. 23. Wearables are leveraging biometrics to automatically verify individual users to expedite access to connected devices and other systems. AUTHENTI- CATED SELF LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  24. 24. Nymi Wristband Converts Wearer’s Heartbeat Into Unique Password For Devices @nymiband
  25. 25. Automated tools are helping people transcribe the events of their daily lives and access them on-demand. CLOUD MEMORY LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  26. 26. @psfk / @intel / #FutureofWearablesLABS The Future Of Wearable Tech Kapture Wristband Automatically Records Audio Memories Throughout The Day @kaptureaudio
  27. 27. WHAT WE’RE SEEING LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  28. 28. Biotech Fusion Synched Lifestyle Organic Computing Human Enhancement Health Empowerment Personalized Context WHAT WE’RE SEEING LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  29. 29. CONNECTED INTIMACY Data Streamed Care Emotional Mirror Long Distance Togetherness TAILORED ECOSYSTEM Bespoke Biotech Biometrically Attuned Responsive Coaching CO-EVOLVED POSSIBILITIES Augmented Sensory Perception Authenticated Self Cloud Memory On-Board Interface 3MACROTRENDSIN WEARABLETECH LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
  30. 30. The Intel® Edison development board is a tiny, * Wi-Fi and Bluetooth* The Mimo Baby onsie by
  31. 31. LABS The Future Of Wearable Tech @psfk / @intel / #FutureofWearables PSFK Labs At PSFK, We Tell The Future PSFK.com is the go-to source for new ideas and inspiration for business leaders and creative thinkers. Millions of readers from around the world visit PSFK.com every month to engage with the emerging ideas, provocative perspectives, and exhilarating innovations identified by our editorial team. Through our digital platform, signature events, and creative consultancy, we provide our audience and clients with rich content and deep insights that encourage new ways of thinking, spark vibrant conversations, and inspire thrilling visions for the future. Built on the belief that true greatness is born of both insight and foresight, our creative consultancy, PSFK Labs, is a recognized leader in innovation strategy that helps brands navigate change, overcome business challenges, and position themselves at the forefront of tomorrow. Leveraging our global network of experts and groundbreaking approach to trends research and analysis, we work with the world’s leading companies to develop forward-thinking services, products, and experiences. PSFK Labs is proud to collaborate with global leaders in innovation such as American Express, BMW, Intel, Target, and Pepsi to imagine the future and shape the world of tomorrow. iQ By Intel iQ By INTEL Bryan Rhoads, iQ by Intel. Bryan leads content marketing for Intel’s Integrated Media Team and is the designer and Editor-in-Chief of iQ by Intel bryan.g.rhoads@intel.com The Future of Wearable Tech report is kindly underwritten by the iQ by Intel team. iQ by Intel is an online magazine curated by Intel employees that narrates the impact of technology on people’s lives. The publication connects readers to new ideas around design, technology social and big data. iq.intel.com Private Briefings & Indepth Research Luke Kintigh, iQ by Intel. Luke is a member of Intel’s integrated media team as a global content strategist and is the managing editor of iQ by Intel. luke.b.kintigh@intel.com PSFK Labs offers the opportunity to help your organization understand the contents of this report and how the trends driving the future of wearable tech might impact your business. These tailored presentations can be provided at your offices or via web-video conference. In addition, PSFK Labs could be tasked to apply its research methodology to deep-dive into any subject. The survey would describe a future and the role the client, its partners and customers will play within it. Contact our business development team at +1 646 520 4672 or via sales@psfk.com for more information.
  32. 32. Summary Presentation

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