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1st Independence Bank brochure

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Management Br

  1. 1. Business Checking & More Cash ManagementBusiness Checking Accounts and Loans1st Independence also offers a variety of checking Commercial Lending Whether you’re running a start-up company or a Come talk with us. & Business Services 1st Independence is where your business meetsand savings accounts designed for businesses of seasoned business, chances are you’ll need financial independence. Discover the latest inall sizes. Review our Business Checking Accounts financing at one time or another. We offer business banking. Talk with a banking competitive rates and excellent customer service.& Services brochure to select the account that professional today about our business checking With fast and local decision-making, we providecomplements your Cash Management needs. accounts and services. For more information, timely decisions that allow you to focus on theA business banking professional would be happy direction of your business. please call help. Commercial Real Estate LoansWe offer: 1st Independence specializes in real estate development and construction lending, as well Indiana Kentucky• Free Small Business Checking – getting started as other financing needs related to commercial Clarksville Branch Harrodsburg Branch has never been so easy! real estate. Our products include purchase, 1305 Veterans Parkway, 104 South Chiles Street refinance and construction/permanent loans at P.O. Box 384• Business Checking – for growing businesses Suite 1000 fixed or variable rates for large residential and Clarksville, IN 47129 Harrodsburg, KY 40330-0384• Business Plus – interest-bearing checking for commercial real estate development, multi- Phone (812) 284-5948 Phone (859) 734-5452 non-profit, government organizations or sole family and rental property construction. Fax (812) 284-6241 Fax (859) 734-7671 proprietorships Commercial real estate and construction Jeffersonville Branch Lawrenceburg Branch• Commercial Checking – for businesses with lending is our expertise. Talk with us first about 1711 E. 10th Street 1015 Crossroad Drive all your commercial real estate financing. Jeffersonville, IN 47130 P.O. Box 137 significant banking activity Phone (812) 284-5125 Lawrenceburg, KY 40342-0137• Commercial Sweep Account – for businesses Lines of Credit Fax (812) 218-8612 Phone (502) 839-7776 1st Independence offers flexible lines of credit Fax (502) 839-6474 that want an automatic and convenient Marengo Branch investment of business funds in excess to finance short-term, seasonal or working 309 South Bradley Street St. Matthews Branch of $25,000 capital needs. Whether your business is large P.O. Box 158 4220 Shelbyville Road or small, you can take advantage of fast access Marengo, IN 47140 Louisville, KY 40207• Business Savings – put extra cash into a to funds as well as competitive interest rates and Phone (812) 365-2112 Phone (502) 895-7415 savings account for your business terms with a 1st Independence line of credit. Fax (812) 365-2904 Fax (502) 895-7413• Business Money Market Savings – maximize Equipment Loans New Albany Office Stonybrook Branch your earnings on larger balances; enjoy As you expand your business and have 3801 Charlestown Road 8620 Biggin Hill Lane competitive interest and limited check writing. P.O. Box 1433 P. O. Box 206309 equipment needs, turn to 1st Indepen-dence New Albany, IN 47150 Louisville, KY 40250-6309 for equipment financing. Offered at fixed and Phone (502) 753-0523 Phone (812) 941-5245 adjustable rates, these term loans, secured by Fax (812) 944-1460 Fax (502) 753-0501 the acquired equipment, will put your business on the right track for growth. Member FDIC Equal Opportunity Lender Big enough to help, yet small enough to care
  2. 2. Cash Management Services register for sorting, filtering, or viewing checks.For Businesses of all Sizes Automated Clearing House (ACH) & Wire Transfers Positive Pay is available to combat the risk ofStreamline your business banking with Cash Online Business Banking also supports businesses check fraud, giving you the ability to makeManagement Services from 1st Independence that utilize electronic funds transfer. ACH expe- informed decisions on exception items.Bank. With services that include informationreporting, funds management, and collection and dites direct deposit of payroll, invoice payment, fund concentration from other financial institu- Merchant Servicesdisbursement products, we’ll help maximize your tions and payment collection. Wire Transfer Increase sales and profitability by accepting non-business opportunities and save you valuable time. moves funds between accounts within different cash forms of payment. Termnet Merchant financial institutions without having to contact Services, one of the industry leaders in electronicTo complement your cash management relation- the bank. payment processing, together with 1stship, choose from a variety of business checking Independence, offers a full service solution toaccounts and commercial lending options within Zero Balance Accounts (ZBA) your credit and debit card processing needs.our array of business banking services. A Zero Balance Account controls balances We’ll be happy to show you how easy it is to through automated funding from a main account get started. Talk with us about our MerchantIf you have been looking for a business bank that with 1st Independence. When checks are issued Services big enough to help, yet small enough to care,we invite you to review our Cash Management from the ZBA and presented for payment, there is an automated transfer from the main account to Valuable Employee Benefitsand Business services. Visit us and discover a new cover the funds. Extend our exceptional service to your employeesindependence in business banking. through our Employees 1st program. Your company employees will enjoy a superior packageOnline Business Banking & Bill Pay of financial services and interest rates along withFREE with all 1st Independence business checking the impeccable service, integrity and trust youand savings accounts, our Online Business experience as a 1st Independence client. Ask forBanking & Bill Pay offers full time financial control details.on a fully integrated desktop banking program Business Lockboxaccessible via the Internet. Obtain summary and For companies that want to enhance receivablesdetailed information for all accounts and transac- processing, reduce internal processing costs andtion types at your convenience. save time, a 1st Independence lockbox is an excellent option. Customers mail paymentsView and search account history, display check directly to a post office box. Our professionals willimages, make account transfers, place stop process the checks and invoices and provide youpayments or pay invoices. You’ll save time by with faster access to your funds.setting up bills for single or reoccurring payents,and you’ll save money by eliminating checks, Account Reconciliation & Positive Payenvelopes and postage. With Online Banking, the Account Reconciliation automates the checkpower to manage many important business register reconciliation process. Provide us with abanking transactions is at your fingertips! Big enough to help, yet small enough to care list of issued checks and we will do the rest. You will receive a list of reconciled items via an online Member FDIC Equal Opportunity Lender