Continuing Care Retirement
Homes: Right for You?
A tailored experience
• Continuing care retirement communities (CCRCs) are unique
because they are the most flexible senior housing option.
• Tailor your experience by choosing:
– What you pay for
– How and when you pay for those services
– Whether you’ll own or rent your unit
– Whether you want a roommate
– Whether you prefer to live alone
– Which activities, if any, you choose to partake in
– What you want to eat
– Whether you’d like to cook or be served
Things to Consider
– Do you feel comfortable in the neighborhood?
– Most offer all kinds of healthcare, personal care, social and
– Do they offer what is most important to you?
– Are they offered regularly?
– Are they included in your fees, or do they cost extra?
– What amenities are offered on site?
– Many have beauty salons, fitness centers, computer rooms, outdoor
– Do on-site amenities meet your requirements?
More Things to Consider
• Quality of care
– Ask about the community’s plan in the event of a medical emergency
– Use Nursing Home Compare to look into its service history
– Can you comfortably afford the entrance or buy-in fee, monthly fees
and other regular costs while maintaining your insurance premiums?
– If it’s a stretch now, it’s not likely to become easier later
• Community Culture
– Visit the facility in person
– Several times, at different times of day
– Stay a few nights if possible
• Living Arrangements
– Would you live alone, with a spouse, or a roommate?
– Can you choose your roommate?
– Are you comfortable with the situation?
• Community’s Financial Status
– Entering into a contract involves a serious financial investment
– Community is responsible for demonstrating its ability to weather
financial difficulties and meet your increasing needs as you age
• Evaluate independent living or assisted living facilities in your
• Compare them against the factors in this presentation
• A continuing care retirement community isn’t right for
• It can be a wise investment if it makes sense for you
• Information in this presentation provided by
senior housing writer Nikki Jong
• SeniorHomes.com is a free resource for
seniors and families searching for housing and
• Visit http://www.seniorhomes.com for more
information on senior housing