AIC Business Credit Education


Published on

Published in: Economy & Finance, Business
1 Like
  • Be the first to comment

No Downloads
Total views
On SlideShare
From Embeds
Number of Embeds
Embeds 0
No embeds

No notes for slide

AIC Business Credit Education

  1. 1. New Funding Solutions Driven by Business Credit Assets™
  2. 2. Small Business Research <ul><li>87% of ALL businesses mix personal and business credit </li></ul><ul><li>50% of businesses fail in the first 3 years due to lack of access to capital </li></ul>
  3. 3. Key Mistakes Business Owners Make in Funding Their Own Business <ul><li>Not building business and financial credibility </li></ul><ul><li>Contaminating personal credit and business credit </li></ul><ul><li>Investing personal credit and cash into the business without reporting to credit agencies </li></ul><ul><li>Using personal credit cards, cash, line of credit, etc. to pay business expenses </li></ul>
  4. 4. <ul><li>Spending money on vendors without building trade credit lines </li></ul><ul><li>Creating personal liability by pledging personal assets and not utilizing corporate credit </li></ul><ul><li>Not paying your bills on time </li></ul><ul><li>Managing credit as a Liability vs. an Asset. </li></ul>Key Mistakes Business Owners Make in Funding Their Own Business
  5. 5. Five Reasons Your Business Needs Business Credit <ul><li>Access to Funding </li></ul><ul><li>A Business Credit Asset insures new funding sources and better positive cash flow. </li></ul><ul><li>More Lender Choices / More Yes’s </li></ul><ul><li>Most loan decisions under $90,000 are automated; thus your business credit file will often be the single biggest factor affecting loan approval. </li></ul>
  6. 6. Five Reasons Your Business Needs Business Credit <ul><li>A Credit Limit that is Limitless </li></ul><ul><li>Whereas a Business Credit Asset grows with your business, personal credit has a predetermined limit and borrowing ceiling. </li></ul>
  7. 7. Five Reasons Your Business Needs Business Credit <ul><li>Reducing Your Expenses </li></ul><ul><li>A Business Credit Asset will help your cash flow by reducing or improving vendor and supplier terms, credit card rates, financing costs and insurance premiums. </li></ul>
  8. 8. <ul><li>Peace of Mind </li></ul><ul><li>You create a corporation to reduce personal liability. </li></ul><ul><li>We help you build a Business Credit Asset to ensure the protection of your personal assets. </li></ul>Five Reasons Your Business Needs Business Credit
  9. 9. Three Vital Parts to Your Business Success <ul><li>Build knowledge to leverage commercial credit to grow your business. </li></ul><ul><li>Ensure your business is meeting credibility and compliance guidelines. </li></ul><ul><li>Team with a personal coach to create a road map for your financial plan. </li></ul><ul><li>Monitor progress leveraging a step-by-step online Credit Building System. </li></ul><ul><li>Achieves a new level of credibility providing benefits in all aspect of your business (financial, sales, marketing, etc.). </li></ul>1. Build Business Creditability
  10. 10. Three Vital Parts to Your Business Success <ul><li>Establish business credit files with all three major credit agencies. </li></ul><ul><li>Build credit reporting trade lines using our proprietary database. </li></ul><ul><li>Monitor your organization’s commercial credit score and growing credit asset. </li></ul><ul><li>Team with your Certified Coach to accelerate the credit building process. </li></ul>2. Create a Business Credit File and Grow Your Business Credit Asset™
  11. 11. Three Vital Parts to Your Business Success <ul><li>Our Funding Advisors customize lending solutions for your business. </li></ul><ul><li>Our Smart Application accelerates pre-qualified loan process. </li></ul><ul><li>Your Business Credit Score grows as you access new sources of funding! </li></ul><ul><li>Our Credit Building System creates a Business Credit Asset that continues to grow. </li></ul><ul><li>Accessing new funding sources and building a Business Credit Asset </li></ul>
  12. 12. Why Lenders Care About Business Credit
  13. 13. Dun and Bradstreet Credit Limit Recommendation
  14. 14. Dun and Bradstreet Credit Limit Recommendation
  15. 15. The Difference Business Credit Can Make!
  16. 16. Opportunities for Your Business with Business Credit Established <ul><li>Merchant Processing </li></ul><ul><li>Business Lines of Credit </li></ul><ul><li>Business MasterCards </li></ul><ul><li>Purchase Order Financing </li></ul><ul><li>Equipment Financing and Equipment Leasing </li></ul><ul><li>Vendor Trade Lines </li></ul>
  17. 17. The Ultimate System for Financial Credibility <ul><li>A Credit Building System that results in a rapid and successful outcome. </li></ul><ul><li>A fully integrated certified personal credit coaching program. </li></ul><ul><li>A Credit Building Internet Platform that integrates all three credit agencies data (D&B, Equifax, Experian). </li></ul>
  18. 18. Ultimate Credit Building System <ul><li>The most comprehensive database of trade vendors who report to credit agencies. </li></ul><ul><li>The largest array of commercial credit lending options designed to provide funding and enhance your business credit score. </li></ul><ul><li>Access to Commercial Financial Consultants who customize lending options for your business. </li></ul><ul><li>Smart Application System™ that automates loan and trade credit applications. </li></ul>
  19. 19. What You Get <ul><li>12-month unlimited access to our world class web-based Business Credit Development System™ </li></ul><ul><li>12-month access to a personal Certified Business Credit coach </li></ul><ul><li>Direct access to a Business Credit Funding consultant – offering exclusive lending options </li></ul><ul><li>Deeply discounted registration with all credit agencies </li></ul><ul><li>Access to the largest proprietary database of trade credit vendors </li></ul><ul><li>Your protected by our 100% Satisfaction Guarantee ! </li></ul>
  20. 20. <ul><li>Thank you for viewing this presentation. </li></ul><ul><li>Please contact us today to get more answers about building your business credit asset. </li></ul><ul><li>801.759.6998 </li></ul><ul><li>[email_address] </li></ul>