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Global SME Banking

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Trends and innovations in SME Banking. The presentation from MENA SME Banking Club Conference, 8 December 2016. Done by Andrey Gidulyan

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Global SME Banking

  1. 1. Global SME Banking MENA SME Banking Conference 2016. Cairo, Egypt. 8 December 2016 Trends and innovations in SME banking Andrey Gidulyan Founder at SME Banking Club
  2. 2. Who we are | SME Banking Club 2 • SME Banking Club was created by Andrey Gidulyan. • SME Banking Club is organized by bankers for bankers to exchange information and experiences in the segments of micro, small and medium-sized businesses. • Main regions: CEE, CIS and Caucasus. • SME Banking Club has representative offices in Ukraine and Poland. • Permanent members are commercial banks: 7-8
  3. 3. About me | Andrey Gidulyan • 10 years in Raiffeisen Bank Aval*, there of: • 2004 – head of credit analysis (regional branch) • 2006 – head of SME risk management • 2008 – head of Basel II implementation group • 2009 – Chief Risk Officer (in act) at Raiffeisen Leasing Aval • 2010 – head of SME product development • 2013 till now – CEO & founder at SME Banking Club * the member of Raiffeisen Bank International AG, Austria
  4. 4. CLOUD COMPUTING API INTEGRATION CROWD ECONOMY MOBILE TECHNOLOGY SOCIAL MEDIA MILLENIALS GLOBALIZATION FINTECHS
  5. 5. minutes #1 provider of online working capital, having already extended more than $500 million to more than 320,000 customers P2P Lending | Kabbage
  6. 6. Start Business | Atlas by Stripe
  7. 7. Start Business | Atlas by Stripe Watch video: https://youtu.be/1WxV-ellcKk
  8. 8. Facebook has received a license from the central bank in Ireland to operate as a financial payments service Online Payments | Facebook
  9. 9. THIS IS THE END “Skyfall”, soundtrack @007 Adele, English singer-songwriter
  10. 10. WHAT TO DO?
  11. 11. THREATS = OPPORTUNITIES
  12. 12. 81% of banks see SMBs as very important - but that only 43% believe SMBs see their bank as a trusted partner BSCG
  13. 13. RUN FRIEND WITH FINTECHS BE SIMPLE LISTEN VOICE OF CUSTOMER BE INNOVATIVE BE THE SAME WHEREVER BE WHERE THEY PREFER HELP THEM
  14. 14. CASE STUDIES* find more at: www.smebanking.club/innovations
  15. 15. Start Business | Alfa Bank (Russia)
  16. 16. Big data | BBVA (Spain) Watch video: https://youtu.be/sLQZ7Ij_VZA
  17. 17. P2P lending | Privatbank (Ukraine)
  18. 18. International Trade | Santander
  19. 19. International Trade | Santander Watch video: https://youtu.be/mvpIRAgbIN8
  20. 20. Facebook Bot | Tochka Bank (Russia)
  21. 21. Online Banking | Idea Bank (Poland)
  22. 22. Online Banking | Idea Bank (Poland) Watch video: https://youtu.be/ZLcR3newyVY
  23. 23. Online Accounting | mBank (Poland)
  24. 24. Toolkit | Saudi Hollandi Bank (Saudi Arabia)
  25. 25. Mobile Banking | Mashreq Bank (UAE)
  26. 26. Social Responsibility | BNP Paribas (France) Watch video: https://youtu.be/Yt-hku2e1FM
  27. 27. Social Responsibility | First Bank (USA)
  28. 28. Help and invest into SMEs and you will get your money back!

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