Welcome to TFC 2009
Credit Education & Disputing Assistance Program
History Of Our Disputing System
Disputing System Created in April 1999
105,000 + Clients Have Used Our System Successfully!
*System Generally Takes 90-150 Days !
* Only 22 negative items can be disputed at any one time….completion results will vary on a
case by case basis.
4 Million+ Deletions / Changes On File
Every Type Of Negative Item There Is……….. Has Been Successfully Disputed.
We Are The ONLY Company In The Entire USA Fully Using
The Section 609 Dispute from the FCRA !
Our Deletion/Change Rate Is AnText
Amazing 87% +.
Average Credit Scores Rise 60-100 Points!
Creditor Reporting Cycle
Your Creditor can pay to report your info to one, two or all three bureaus.
FCRA * Section 609 * TEXT Of Reporting
TEXT TEXT Rules TEXT
To positively prove an account is yours….the creditor must provide the CREDIT
BUREAUS a copy of the original creditors documentation.
( This would be whatever you filled out and signed to open the account with the
reporting creditor. ) The Fair Credit Reporting Act was enacted by Congress to
protect consumers from unverified accounts & information from being reported
on your credit report. If you filed a suit against someone and you showed up in
court with no proof against that person….. what would a judge do? Throw your
case out of court.
Section 609 Continued……
Without documentation…….the credit bureaus have NO right to list your private financial
information on a Public report. They are required by law to verify and validate every single
account on that report. Under section 609 of the Fair Credit Reporting Act….we force the
Credit Bureaus to comply with that law and provide you with a copy of the original
documentation they have on file. This way you could be reasonably sure it was indeed your
account. We have assisted clients in over 105,000 cases and EVERY time they have failed to
provide even the first piece of verifiable proof of ANY account. The law is fair and works
both ways….they have every right to report it if they have what is required under the law to
Benefit To A Financial Professional
The Fulfillment Center has teamed up to TEXT a support staff for Attorneys, Financial
Advisors, Loan Officers, Real Estate Professionals, and others that routinely advise in matters
related to credit or pullTEXT for their client.
As professionals, we will work behind the scenes preparing applicants to help them restore
their credit worthiness, establish trade lines, if necessary, and lower their debt-to-income
ratios…..all while learning the credit system.
We are with your client for an entire year assisting them with anything credit-related.
We have a proprietary Database tracking system that allows you to see where your client is in
the process 24/7 in real time. You will have the ability to watch as their credit profiles increase
Benefit To My Client?
Each Client purchases our proprietary 64 chapter Credit Education, Debt
Management & Budgeting Ebook–teaching them insider secrets to the credit
reporting industry, Debt Management techniques & how to budget!
Unverified, Outdated, Erroneous or Misleading Accounts will be deleted or
changed to reflect “Never Late” (Statistics on verified information).
Credit Scores will rise an average of 60-100 points in as little as 90-150 days
(Each case is unique and a time determination will be established after reviewing the
TEXT TEXT TEXT TEXT
Debt-To-Income Ratios will lower!
What The Real Effects Will Be Continued…….
President Obama signed into law the New Stimulus Package
……each person purchasing a home this year as a first time
homebuyer….or who has not purchased a home in the last three
years…..can receive $8,000. or up to $12,000. as a credit for the
purchase of that home……you want to get as many loans in the
pipeline this year as possible……this year could be the biggest year
ever in modified mortgages closed! Get your piece of the pie!
What Do You Need Me To Do ?
We will need your contact information to register you in our database system. We will
create a User Name and Password to access the database (This system is similar to your
desktop underwriting system…you will have the ability to query our database on the status
of your referred clients 24/7 in real time).
Go through your turndown files over the last 180 days
Phone, Email or Fax these contacts to me for follow up (I will need the name and contact
information for them. I will report back to you the status of each client after contacting
Begin introducing us to the client when you meet with them. An education on the credit
system will be one of the most valuable products they will receive!
What Does My Client Pay ?
The Fulfillment Center Allows A Discounted Price Of :
This Pricing Pays for the Educational Ebook and FREE Disputing
System talked about………For An Individual OR A Married Couple!
Contact me now : AllysonE.ICU609@gmail
Or call : 949-945-8578