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With US student loan debt now greater than total credit card debt, new graduates need to take their monthly payments seriously and form good repayment habits early on. Managing student loans can be tricky at first, but with a little guidance, you can learn to balance your loans and other responsibilities. By doing some research into different loan repayment plans and taking a hard look at your income and spending, you can find a solid solution to managing monthly payments. Here are a few helpful tips and some additional resources to help you with your student loans.