Esquire International Financing
Inc. & HELP Foundation
Rajan A. Uttamchandani
Managing Director
Financial Institutions in The Philippines
                                          Central Bank of the
                  ...
Finance Companies

                                             SEC



                     Finance                       ...
Vision
 Esquire
   Our partnership is a sure success.

 HELP
   HELPing people HELP themselves
Our Product Lines
 HELP
   Micro Credit (Family Group Loans)
   Micro Savings
   Micro Insurance
 Esquire
   SME Financing...
Credit
  5 C’s
    Character
    Capacity
    Condition
    Capital
    Collateral
Key success factors
  Credit must be accessible.
  Applications should not be an extensive and
  lengthy process.
  Requir...
Our Company
 Total Loan Portfolio
   SME Financing = $100m
   Micro Credit = $1.5m
      24 Branches
 Total PAR
   1.75%
Upcoming SlideShare
Loading in …5
×

Rajan Uttamchandani Ceo Panel 4

1,868 views

Published on

0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
1,868
On SlideShare
0
From Embeds
0
Number of Embeds
486
Actions
Shares
0
Downloads
11
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Rajan Uttamchandani Ceo Panel 4

  1. 1. Esquire International Financing Inc. & HELP Foundation Rajan A. Uttamchandani Managing Director
  2. 2. Financial Institutions in The Philippines Central Bank of the Philippines Commercial Thrift Non-bank Specialized Rural Non-bank Banks Banks Thrift Government Banks Financial Institutions Banks Micro Finance Intermediaries Banks Savings & Non-Stock Development Financing Investment Mortgage Savings & Bank of the Companies Houses Banks Loan Assns. Philippines Private Mutual Bldg. Land Bank Investment of the Fund Developme and Loan Companies Philippines Managers nt Banks Association s Stock Securities Philippine Lending Savings and Dealers/ Export- Investors Loan Brokers Import Associations Agency Money Pawnshops Brokers NOTE: Insurance Companies are under the supervision of the Insurance Commission Forex
  3. 3. Finance Companies SEC Finance Insurance Companies Companies Insurance Credit Micro Finance brokers Companies Banks MFI Cooperative Consumer Loans Insurance – SME Loans Companies Salary Loans/ Micro Finance Companies OFW loans Micro Insurance Collateralized Consumer MFI Foundation Loans Housing 2nd hand car Appliance Loans
  4. 4. Vision Esquire Our partnership is a sure success. HELP HELPing people HELP themselves
  5. 5. Our Product Lines HELP Micro Credit (Family Group Loans) Micro Savings Micro Insurance Esquire SME Financing Receivable and Trade Finance Check Rediscounting
  6. 6. Credit 5 C’s Character Capacity Condition Capital Collateral
  7. 7. Key success factors Credit must be accessible. Applications should not be an extensive and lengthy process. Requirements should be simple and concise. Quick Turnaround Flexible Payment Schemes “The easier you make it to borrow. The easier it will be to collect.”
  8. 8. Our Company Total Loan Portfolio SME Financing = $100m Micro Credit = $1.5m 24 Branches Total PAR 1.75%

×