- Math : Market changes from one day to next, addition, subtraction, mixed numbers, fractions, percentage change, relative changes, average, mean, median, range, mode-over time, standard deviation, graphing-encourage diversification of portfolios, pie/circle graphs, algebra-line of fit, charting projections - Language arts :, -reading (newspapers/periodical, current events assignments, reading annual reports, history of a company, history of the dow-other financial markets) -writing: INVESTWRITE, writing letters inviting guests speakers/brokers, requesting information, CEO focus papers - speaking and listening, -research - Social Studies : -economics: supply and demand-how it influences the market and company’s decisions, forms of business-partnership, sole proprietorship, competition-monopoly -civics and government: role government plays in regulation of the markets, impacts on business/investors, IRS, role of the Federal Reserve -geography: why businesses are located where they are, what industries are located where/why, what businesses/industries are located in your community -history: financial/economic environment, crash of the market, great depression, economics of War, history of financial markets, how the NYSE came about -current events: In the News-how what happens in the news affects the market, specific companies or industries - Correlated at national level to standards in business, economics, and math
-Grades 4, 5: You really want to save up to buy your first car. Explain why and how you can use the stock market to save more money -Grades 6, 7, 8: Pick a real-world publicly-traded company you are interested in and give three reasons that could increase the price of the stock, and three that could decrease the price of its stock over the next year -Grades 9, 10, 11, 12: Show how the “news” affects stock prices. Choose any company within your portfolio and discuss three internal events and three external events, and explain how share prices will either go up or down due to each of these events
The Stock Market Game™ Program Investment Challenge
Did you know? <ul><li>Approximately 40,000,000 Americans, “the unbanked”, are not using mainstream, insured financial institutions </li></ul><ul><li>48% of credit card owners only pay their minimum monthly payment each month </li></ul><ul><li>One in four women currently retires on an income below the poverty level </li></ul><ul><li>-JumpStart </li></ul>
Did you know? <ul><li>Students entering college are offered an average of eight credit cards the first week of school </li></ul><ul><li>University administrators state they lose more students to credit card debt than to academic failure </li></ul><ul><li>-JumpStart </li></ul>
Did you know? <ul><li>Up to 20% of baby boomers will live in poverty after they reach age 65, roughly double the current proportion, unless there is a “substantial and sustained saving effort.” </li></ul><ul><li>-SIA </li></ul>
Our Mission The Stock Market Game is a comprehensive, engaging, real world program that advances student academic achievement in the core disciplines and enhances understanding of investment concepts among learners of all ages.
What is it? It is a proven, educational tool for schools to enhance the learning experience in the classroom
More specifically for you… The Stock Market Game program uses core subjects to teach business and economic concepts, while practicing life skills and test taking strategies.
<ul><li>Students see this as a game: </li></ul><ul><li>Hypothetical $100,000 </li></ul><ul><li>Stock/Mutual Fund prices based on real world prices </li></ul><ul><li>Simulation portfolio mirrors on-line trading accounts </li></ul><ul><li>Session runs for 10 weeks </li></ul><ul><ul><ul><li>Spring 2007 – February 5 – April 13 </li></ul></ul></ul><ul><li>Learning doesn’t stop when the trading stops </li></ul>
Important life lesson… The Stock Market Game Program instills an understanding of the need to save and invest at an early age.
Saving Vs. Investing: These are Not the Same Saving : money put in a bank (savings, money market, etc.) to preserve for a later time. Investing : stocks, bonds, mutual funds, and other uninsured assets purchased to increase a principal amount. Involves risk, as gains and losses are dependent on the market.
Power of Compounding: <ul><li>Importance of Time: </li></ul><ul><li>The more time you have to invest, the longer your investment can compound, or grow in value. </li></ul><ul><ul><li>- Compounding adds your investment earnings to your principal, forming a larger base on which earnings may accumulate, thus having the potential to grow faster. </li></ul></ul>
What does this look like? How much time does it take?
A Peek at the Student Portfolio <ul><li>On-line trading and research </li></ul><ul><li>Region and Coordinator rankings </li></ul><ul><li>Self-Help “ Yellow ? Mark ” </li></ul><ul><li>Rules of the Game </li></ul>
Student Portfolio Student Teams have access to a simulated “real world” online trading portfolio. Always check the Team Information box to be sure you are in the right Region and Region Trade Type .
Teacher Support Center Provides <ul><li>Online teacher training and technical assistance </li></ul><ul><li>Lesson plans and teaching resources </li></ul><ul><li>Team management tools </li></ul><ul><li>Up-to-date SMG program news </li></ul>
Basics <ul><li>Every student registered in SMG Program is eligible </li></ul><ul><li>Participate by writing essays in your grade division </li></ul><ul><li>Each topic relates to investment principles linked to the SMG Program </li></ul><ul><li>Teachers, students, schools and parents have a chance to win! Gift certificates, laptop computers, trips to New York and Disney World! </li></ul>
InvestWrite <ul><li>Critical thinking component to SMG. </li></ul><ul><li>Builds a bridge between classroom learning and the real world </li></ul><ul><li>A method of assessing individual student performance through writing. </li></ul><ul><li>Provides incentives for student achievement through awards and prizes. </li></ul><ul><li>Available only to registered SMG teachers and their teams. </li></ul><ul><li>Learn more at www.investwrite.info . </li></ul>
To Register Visit http://www.stockmarketgame.org for information about The Stock Market Game program OR Maria L. Edlin EMAIL: [email_address] PHONE: 615-898-5291 Or your regional NIE office