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HOW TO BUY
INDIVIDUAL HEALTH INSURANCE
In 4 Simple Steps
Zane Benefits is the #1 Online Health Benefits Solution
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Infographic - How to Buy Individual Health Insurance in 4 Easy Steps

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2014 is the Year of Individual Health Insurance - and yet many consumers are confused about how to buy health insurance on their own.

The new Infographic on individual health insurance outlines how to buy individual health insurance in 4 easy steps - and how employers can help with defined contribution.

http://www.zanebenefits.com/infographics/how-to-buy-individual-health-insurance

Published in: Health & Medicine
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Infographic - How to Buy Individual Health Insurance in 4 Easy Steps

  1. 1. HOW TO BUY INDIVIDUAL HEALTH INSURANCE In 4 Simple Steps Zane Benefits is the #1 Online Health Benefits Solution Successfully transition to a health benefits solution that creates happier employees, reduces costs, and frees up time for work. www.ZaneBenefits.com With health reform and the opening of the Health Insurance Marketplaces, 2014 is the year of individual health insurance. More Americans than ever before are purchasing health insurance outside of work—just like car insurance. Infographic Created and Published by Zane Benefits [March 2014]. Sources:  Zane Benefits, The Ultimate Guide to Individual Health Insurance [http://offers.zanebenefits.com/ultimate-guide-to-individual-health- insurance]  Deloitte, The Impact of Health Reform on the Individual Insurance Market [http://www.deloitte.com/] DISCLAIMER: The information provided herein by Zane Benefits is general in nature and should not be relied on for commercial decisions without conducting independent review and analysis and discussing alternatives with legal, accounting, and insurance advisors. Furthermore, health insurance regulations differ in each state; information provided does not apply to any specific U.S. state except where noted. See a licensed agent for detailed information on your state. You can help employees pay for their individual insurance with a defined contribution healthcare allowance. 1 CHECK OUT YOUR OPTIONS Contact your health insurance broker or go to your state’s Marketplace website. FILL OUT AN APPLICATION Online or by paper.2 Applying is much easier than it used to be...  Shorter application  No questions about health  A few financial questions 14 M 31 M THE YEAR OF INDIVIDUAL HEALTH INSURANCE MILLIONS MORE AMERICANS WILL BUY INDIVIDUAL PLANS BY 2020 20 M FOR MOST, BUYING HEALTH INSURANCE ON THEIR OWN IS NEW Scared? Don’t be. The new individual health insurance market allows you to take control of your own health care. 4 STEPS TO BUYING INDIVIDUAL HEALTH INSURANCE TIP FOR EMPLOYERS: HOW YOU CAN HELP Employer sets a monthly healthcare allowance — a "defined contribution" Employees pay for their own health plan with their own money — just like car insurance Employees are reimbursed for their health plan cost — up to their healthcare allowance 3 SELECT A PLAN Review available plans by cost and coverage levels. Costs will factor in any premium subsidies (discounts). 4 PAY THE PREMIUM (i.e. the total premium minus your premium subsidy).

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