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How HRAs will fit in with health care reform and the state health insurance exchanges: http://www.zanebenefits.com/
New studies predict that U.S. businesses are gearing up to abandon traditional health coverage in favor of the defined contribution model. Health insurers are already dusting off their once-ignored individual market product lines to appeal to individuals as well as employees. And, businesses of all sizes are looking to health reimbursement arrangements (HRAs) to control benefits costs while keeping employee morale and retention up.