Top 5 commercial bank


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Top 5 commercial bank

  2. 2. ABOUT CIMBCIMB Group is ASEANs leading universal bankingfranchise. We offer a full range of financial products andservices covering consumer banking, corporate andinvestment banking, Islamic banking, asset management,wealth management, insurance and takaful, and privatebanking.With over 37,000 employees, CIMB Group reaches 81% ofthe ASEAN population, representing 89% of the region’sgross domestic product. Our retail network of over 1,000branches is the widest in the region.
  3. 3. In addition, we extend our reach and range of products andservices through strategic partnerships. Our partners includethe Principal Financial Group, Aviva plc, Bank of Tokyo-Mitsubishi UFJ, Standard Bank plc, Daishin Securities and theKanoo Group, among others.Headquartered in Kuala Lumpur, CIMB Groups main marketsare Malaysia, Indonesia, Singapore, Thailand and Cambodia.Our presence in 13 countries covers ASEAN and major globalfinancial centres, as well as countries in which our customershave significant business and investment dealings.
  4. 4. HISTORY CIMB BANK 1965: Bank Bumiputra Malaysia Berhand (BBMB) was incorporated. This was in line with government initiatives to increase Bumiputra participation in the national economy. The bank grew to be the most prominent bank for all Malaysians with branches throughout the country. 1974: Pertanian Baring Sanwa Multinational Berhad (PBS) was incorporated by Bank Pertanian, Baring Brothers of United Kingdom, Sanwa Bank of Japan and Multinational bank of the United Kingdom. It was managed by the Baring Brothers and provided corporate advisory and funding services to multinationals.
  5. 5.  1979: Bian Chiang Bank was renamed Bank of Commerce Berhad. This was a result of its purchase by the UMNO- owned Fleet group. In 1982, the bank became an institution with RM367 million in total assets and total shareholders funds of RM12.8 million. 1986: Pertanian Baring Sanwa Multinational Berhad was renamed Commerce International Merchant Bankers Berhad (CIMB). This was a result of Bank of Commerce Berhad replacing Bank Pertanian as the controlling shareholder of PBS. CIMB retained its corporate finance focus and added stock broking to its range of services.
  6. 6. 2005: Commerce Asset Holdings Berhad (CAHB) announcedits strategic decision to create a universal bank by combiningits commercial and investment banks. Following thisannouncement, Bumiputra-Commerce Group was acquired byCIMB. As part of the exercise, CAHB was renamed Bumiputra-Commerce Holdings.2006: In January, CIMB completed its restructuring exerciseunder Bumiputra-Commerce Holdings Berhad. The new CIMBGroup was known as a universal bank. It made a transition to afull-service banking provider serving corporates to individuals.Then in March, CIMB Group acquired SBB after extensivenegotiations. After the acquisition, in September CIMB Groupwas launched by the Prime Minister of Malaysia, YAB DatoSeri Abdullah bin Haji Ahmad badawi.
  7. 7.  2007: Launch of CIMB Foundation CIMB Foundation is a non-for profit organisation launched in November 2007 to carry out the Group’s corporate social responsibility and philanthropic initiatives. Its focus is on sustainable programmes in community development, sports and education. In support of its commitment, CIMB Group pledged an initial sum of MYR100 million to CIMB Foundation. 2009- Launch of CIMB Bank Singapore CIMB Group set up retail banking services in Singapore in September 2009. Through its strong service propositions, CIMB Bank Singapore has brought innovative products that maximize value for money in a competitive environment. The retail banking component complements CIMB Group’s existing securities, advisory and corporate lending businesses in Singapore.
  8. 8. ESTABLISHMENT OF CIMB Businesses of CIMB are: Consumer banking Investment banking Islamic banking Asset management Insurance
  9. 9. OVERVIEW CIMB Group Holdings Berhad, is the listed holding company for Malaysias second largest financial services provider, CIMB Group. As at 31 December 2010, CIMB Group was the largest company on Bursa Malaysia with a market capitalisation of RM63.2 billion. CIMB Groups primary emphasis is to create long-term value for its shareholders. Our management is committed towards good corporate governance, organisational effectiveness, capabilities enhancements and efficient capital management. Within this section, you will be able to find the most recent financial and other relevant information on CIMB Group.
  10. 10. SNAPSHOT Total Assets: RM269.4 billion Total Shareholders Funds: RM23.2 billion Total Funds Under Management: RM32.9 billion Net Profit (FY10): RM3.52 billion Earnings Per Share (FY10): 49.0 sen Global Markets: Malaysia, Singapore, Indonesia, Thailand, Hong Kong, China, UK, USA, Brunei, Myanmar, Vietnam, Bahrain, Cambodia and India. Staff Strength: Over 37,000
  11. 11. HISTORY AND ESTABLISHMENT OF HSBC  The history of HSBC began in the 19th century when Hong Kong and Shanghai Banking Company Limited was established in Hong Kong to finance the growing trade between China and Europe.  HSBC Holdings plc is a global financial company headquartered in Canary Wharft London,United Kingdom  HSBC (abbreviation origin: the "Hongkong and Shanghai Banking Corporation") was founded in the former British colony Hong Kong (in March 1865) and Shanghai (one month later) by Scotsman Sir Thomas Sutherland (1834–1922)
  12. 12. • HSBC Holdings plc was required to relocate its world headquarters from Hong Kong to London in 1993• In 1980, HSBC acquired a 51% shareholding in Marine Midland Bank, which it extended to full ownership in 1987• In May 1999, HSBC continued its US acquisitions with the purchase of Republic National Bank of New York for $10.3bn In July 2001 HSBC bought Demirbank, an insolventTurkish bank. Then in August 2002 HSBC acquired Grupo Financiero Bital, SA de CV, Mexicos third largest retail bank for $1.1bn. The new headquarters of HSBC Holdings at 8 Canada Square, London officially opened in April 2003.
  13. 13.  Then in September 2003 HSBC bought Polski Kredyt Bank SA of Poland for $7.8m• June 2004 HSBC expanded into China buying 19.9% of the Bank of Communications of Shanghai In April 2006 HSBC bought the 90 branches in Argentina of Banca Nazionale del Lavoro for $155m In December 2007 HSBC acquired The Chinese Bank in Taiwan
  14. 14.  In February 2008, HSBC was named the worlds most valuable banking brand by The Banker magazine HSBC is more well known in banking circles for its conservative and risk-averse approach in its business operations As of April 2, 2008, according to Forbes magazine, HSBC was the fourth largest bank in the world in terms of assets ($2,348.98 billion), the second largest in terms of sales ($146.50 billion), the largest in terms of market value ($180.81 billion)
  15. 15.  It was also the most profitable bank in the world with $19.13 billion in net income in 2007 (compared to Citigroups $3.62 billion and Bank of Americas $14.98 billion in the same period) The HSBC Group has a significant presence in each of the worlds major financial markets, with the Americas, Asia Pacific and Europe each representing around one third of the business HSBC arguably has the most international presence among the worlds multinational banking giants The HSBC Group operates as a number of local banks around the world, which explains its advertising tagline "The Worlds Local Bank."
  16. 16. PUBLIC BANK
  17. 17. HISTORY OF ESTABLISHMENT OF PUBLIC BANK The Public Bank was established in 1966 by its Founder and Chairman, Tan Sri Dato Sri Dr. Teh Hong Piow. The Public Bank Group is highly reputed for its prudent management, strong balance sheet, superior asset quality, superior customer service, strong corporate governance and effective corporate culture.
  18. 18.  Public Bank Malaysia is the largest domestic bank in Malaysia after Malayan Banking Berhad. The Public Bank Groups total assets rose to RM226 billion at the end of 2010, contributed by its high business growth strategies in the last ten years. In the domestic market, Public Bank continues to sustain its strong lending and deposit-taking franchise as shown by its strong market leadership position in home mortgages, auto financing and lending to small- and medium-sized enterprises.
  19. 19.  Public Bank has the highest return on equity amongst domestic banks. From a one-branch bank in 1966, the Group now has 250 branches in Malaysia and extensive presence in the region. the Group has 81 branches in Hong Kong, 3 branches in the Peoples Republic of China, 21 branches in Cambodia, 7 branches in Vietnam, 3 branches in Laos, a branch in Sri Lanka and 3 representative offices in Shanghai, Shenyang and Taipei.
  20. 20. ABOUT RHB BANK• Known as Rashid Hussein Bank• Headquartered in Kuala Lumpur,RHB main products are banking and finance service.Specializes in commercial banking,corporate and investment banking services• Formed after a merger between Kwong Yik Bank and DCB Bank, on 1st July 1997, and Sime Bank and Bank Utama later.• On March 9, 2007, the Employees Provident Fund (EPF) gained control of the bank, after winning a bid against EON Capital and a Kuwait Finance House-led consortium.RHB Bank is a part of RHB Capital Berhad financial conglomerate.• Our businesses are offered through our main subsidiaries-RHB Bank Bhd and RHB Investment Bank Bhd,which are wholly owned by RHB Capital ,RHB Insurances Bhd,which is 79.5% owned by RHB Capital• Our Islamic banking Unit,RHB Islamic Bank Bhd is wholly owned by Rhb Bank,while our asset management and unit trust businesses are held under RHB Investment Management Sdn Bhd,a wholly owned subsidiary of RHB Investment Bank.
  21. 21. ESTABLISHMENT OF RHB BANKRHB Bank Banking Group is currently the fourth largest fully integrated financial service group in Malaysia.Our core businesses are streamlined into seven Strategic Business Groups (SBG) Business Banking Retail banking Group Transaction Banking Corporate & Investment Banking Islamic Banking Global Financing Banking Group Treasury
  22. 22. HISTORY OF RHB BANK• 1913 - Established with a start-up capital of RM300,000 at the Old Market Square in Kuala Lumpur, making it Malayas first local bank• 1959 - A group of businessmen, led by Mr Chang Ming Thien, a prominent figure in the rubber industry in Malaya and Singapore, sets up the United Malayan Banking Corporation Berhad (UMBC)• 1960 - Officially declared open by Prime Minister Tunku Abdul Rahman Putra Al-Haj. It is the first commercial bank to be established in independent Malaya• 1966 - Establishment of Development and Commercial Bank (D&C Bank, later renamed DCB Bank)• 1976 - A licensed commercial bank, is incorporated as a public company
  23. 23. • 1983 - Rashid Hussain secures a brokers licence and sets up Rashid Hussain Securities Sdn Bhd• 1996 - UMBC becomes part of Sime Darby Berhad and is renamed Sime Bank Berhad• 1996 - Rashid Hussain acquires a 75% stake in Kwong Yik Bank Berhad• 1997 - Merger of Kwong Yik Bank Berhad and DCB Bank Berhad to form RHB Bank, then Malaysias third largest financial services group• 1997 - Merges with Kwong Yik Bank Berhad to form RHB Bank Berhad, turning a medium-sized bank into the third largest integrated financial services group in Malaysia• 1999 - Merger of Sime Bank Berhad and RHB Bank Berhad to form the RHB Banking Group
  24. 24. • 1999 - Merges with RHB Bank Berhad and becomes part of the RHB Banking Group• 2003 - Merger of RHB Bank Berhad with Bank Utama Berhad into the RHB Banking Group• 2005 - RHB Banking Group received a license for its Islamic Banking arm - RHB Islamic Bank Berhad
  26. 26. MAYBANK…… was incorporated in 1960. serving customers in 15 countries worldwide . founded by Malaysian business tycoon Khoo Teck Puat, who died in 2004. earliest local banks that initiated and promoted the online banking services.
  27. 27. Continue… Maybank offers a full range of commercials, corporate, and private banking services, with a network of more than 450 branch offices. As of June 30, 2010, Maybank is the largest Malaysian bank, boasting group assets worth USD$106 billion. Consumer banking remains one of the Group’s largest revenue earners with a variety of services and products.
  28. 28. Continue….. First to computerize its savings and current accounts services. First to launch a wireless mobile payment facility. LARGEST Financial Services provider in Malaysia. NO. 1 Bank in Malaysia by assets and reach. FIRST Bank in Malaysia to cross USD100 billion in total asset size and USD1 billion in profit after tax in 2010. PIONEER in Internet Banking services in Malaysia in 2000.
  29. 29. Continue….. Maybank was accorded two awards by Euromoney in the latter’s Private Banking and Wealth Management Survey 2009. the Best Private Banking Services Overall and Malaysia’s Best Local Bank.
  30. 30. CHRONOLOGY…… 1960: Khoo Teck Puat founds Malayan Banking Berhad (Maybank). 1963: Maybank establishes a trustee branch, Mayban Trustees Bhd. 1973: Aseambankers Malaysia Berhad is founded. 1975: Aseambankers launches Kota Discount Berhad joint venture. 1987: Maybank establishes Mayban Securities Sdn Bhd. 1989: Kora Discount is renamed Mayban Discount Bhd. 1990: Maybank sets up offshore operations in Labuan, including an offshore Islamic banking unit. 1994: Maybank establishes a subsidiary in Papua New Guinea. 2001: Maybank opens its first branch office in China, in Shanghai. 2002: An Islamic insurance subsidiary is launched. 2007 (Nov) - MNI Insurance and Takaful Nasional were rebranded as Etiqa Insurance & Etiqa Takaful respectively. Subsequently, Mayban Takaful transferred all its business, assets and liabilities to Etiqa Takaful. 2008 (May) - Dato Sri Abdul Wahid Omar, is officially appointed as President & CEO of Maybank Group. 2009 (January) - Renamed its subsidiary Aseambankers to Maybank Investment Bank. 2010 - Introduced a Dividend Reinvestment Plan, the first Malaysian company to do so.
  31. 31. CONCLUSION MAYBANK HSBC PUBLIC CIMB RHB BANK BANK BANK BANKBIGGEST RM RM RM RM RMASSET 151,469,585 28,623,792 150,983 82,001,608 7,217,574BIGGEST RM RM RM 176,872 RM RMLIABILITY 175,379,742 44,686,358 47,780,054 60,460PROFIT RM RM RM RM RM 3,968,450 2,987,602 2,987,602 524,175 2,685,612LIQUID RM RM RM RM RMASSET 28,707,992 11,709,558 34,690 7,927,617 7,239,268NETPERFORMI 0.20% 0.905% 0.15% 0.62% 1.15%NG LOAN
  32. 32. THANK YOU