WELCOME TO EVERBANK   Stability. Growth. Innovation.Privileged and Confidential         BANKING | LENDING | INVESTING
ABOUT US    Why EverBank? With us, you’ll get the entire package    •	   Stability of EverBank. We’ve weathered the volati...
STRENGTH AND STABILITY    Standing apart as one of the nation’s strongest and healthiest banks1    Our roots span back ove...
STRENGTH AND STABILITY    Continued    As the largest bank headquartered in Florida, it’s easy to say that we’re strong an...
FAMILY OF SERVICES    EverBank meets the needs of a growing allegiance of approximately 600,000 individuals and    busines...
FAMILY OF SERVICES    Continued          EverTrade Direct                                          Domestic and global inv...
RETAIL LENDING    Meet Retail Lending    You’ll be supported by the resources of a national bank, with a comprehensive ran...
RETAIL LENDING    Continued    Benefit from the resources of a national bank    Become part of the EverBank team and expec...
RETAIL LENDING    Continued    Benefit from the resources of a national bank — continued       Marketing support      •	 D...
MORTGAGE SOLUTIONS    We offer a wide array of mortgages—many that that aren’t readily available elsewhere.    EverBank’s ...
MORTGAGE SOLUTIONS    Continued    Conventional Loans    Fixed rate mortgages                                  Adjustable ...
MORTGAGE SOLUTIONS    Continued    Government-sponsored loans    FHA mortgages1                                  VA mortga...
OPERATIONAL SUPPORT    Close quickly and efficiently with the support of a dedicated operations team    •	 Fully dedicated...
MARKETING SUPPORT    You’ll have a dedicated team to help you from                                                        ...
COMPENSATION PACKAGE    Between the commission and benefits we offer, your total compensation    package is extremely comp...
BENEFITS    Benefits package that many of our competitors don’t offer     Mortgage Loan Officer Benefits1        Commissio...
BENEFITS    Continued       Long-Term Disability, Basic Life   •	 Coverage starts the 1st day of the month that coincides ...
CONTACT US    Join the EverBank team    Contact us     Don Daniel     512.560.8034     don.daniel@everbank.com     Eddie S...
Upcoming SlideShare
Loading in …5
×

Ever bank stability-growth_innovation

1,310 views

Published on

0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
1,310
On SlideShare
0
From Embeds
0
Number of Embeds
6
Actions
Shares
0
Downloads
12
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide

Ever bank stability-growth_innovation

  1. 1. WELCOME TO EVERBANK Stability. Growth. Innovation.Privileged and Confidential BANKING | LENDING | INVESTING
  2. 2. ABOUT US Why EverBank? With us, you’ll get the entire package • Stability of EverBank. We’ve weathered the volatility of the last few years and have experienced strong growth during this time • Commitment to substantially growing our retail lending channel • Extensive product line including our Preferred Portfolio Jumbo product as well as conventional and government-supported loans • Regionally-based operational and marketing support combined with a focus on service to maximize your sales efforts • Complete compensation package Products, service and a complete benefits packagePrivileged and Confidential BANKING | LENDING | INVESTING 2
  3. 3. STRENGTH AND STABILITY Standing apart as one of the nation’s strongest and healthiest banks1 Our roots span back over many decades—to when we were a mortgage company only. Yet now, EverBank has evolved into one of the fastest growing financial institutions today. Our company has changed, but our diversified business model and strong risk management practices have remained constant. As a result, we’ve experienced record growth. 1. Rating provided by BauerFinancial as of 6/30/2011, Nearly a decade of strong and consistent asset growth www.bauerfinancial.comPrivileged and Confidential BANKING | LENDING | INVESTING 3
  4. 4. STRENGTH AND STABILITY Continued As the largest bank headquartered in Florida, it’s easy to say that we’re strong and stable. The true evidence is in the financials we’ve posted and the recognition we’ve received. EverBank Financials • Consistent double-digit returns on equity every year since 2000 • Compound growth rate of 29% for the 7-yr period ending 12/31/2010 Our institution is rated Rankings we’ve received for strength and stability 4-stars by BauerFinancial • 4 stars by BauerFinancial • “A” by Institutional Risk Analytics 1 www.bauerfinancial.com Awarded June 2011 • EverBank is highly rated by IDC Financial Publishing, Inc.2 1. Rating provided by Institutional Risk Analytics as of 06/30/2011. 2. EverBank has been highly rated by IDC Financial Publishing, Inc since 2007. For more information see the IDC Financial Publishing Inc. website.Privileged and Confidential BANKING | LENDING | INVESTING 4
  5. 5. FAMILY OF SERVICES EverBank meets the needs of a growing allegiance of approximately 600,000 individuals and businesses in an increasingly complex financial world. Banking High-yield deposit accounts and business banking World Markets Foreign currency and non-FDIC insured precious metals accounts Lending Mortgage financing for purchases and refinances EverBank Wealth Comprehensive wealth management services from EverBank affiliate Management, Inc.1 1. EverBank Wealth Management, Inc. is an investment advisor registered with the Securities and Exchange Commission. It is not a bank. EverBank Wealth Management, Inc. may recommend or make available products and services offered by its affiliate, EverBank, a member of the FDIC, and EverBank’s subsidiary, EverTrade Direct Brokerage, Inc., a broker dealer registered with the Securities and Exchange Commission and a member of FINRA and SIPC. Investment and services offered through EverBank Wealth Management, Inc.: Are Are Not Bank or Are Not May Not FDIC Government Deposits of Lose Insured Guaranteed EverBank ValuePrivileged and Confidential BANKING | LENDING | INVESTING 5
  6. 6. FAMILY OF SERVICES Continued EverTrade Direct Domestic and global investment services Brokerage, Inc.1 EverBank Advisor EverBank® mortgage and banking products offered through financial Services planning firms EverBank Commercial Specialized equipment financing to businesses from Finance, Inc. 2 EverBank subsidiary Everhome Mortgage Loan servicing and sub-servicing 1. EverBank is an FDIC insured savings bank. EverTrade Direct Brokerage, Inc. is a separate, but affiliated company of EverBank. Investment products and services are provided by EverTrade Direct Brokerage, Inc. and: Are Are Not Bank or Are Not May Not FDIC Government Deposits of Lose Insured Guaranteed EverBank Value EverTrade Direct Brokerage, Inc. is registered as a broker/dealer with the Securities and Exchange Commission and is a member of the FINRA/SIPC. 2. EverBank Commercial Finance, Inc. is a subsidiary of EverBank and is not itself a bank or a member of the FDIC.Privileged and Confidential BANKING | LENDING | INVESTING 6
  7. 7. RETAIL LENDING Meet Retail Lending You’ll be supported by the resources of a national bank, with a comprehensive range of mortgages and a dedicated team to help you close quickly and efficiently. We lend in all 50 states and can provide financing for: • Primary residences • Second homes • Condos • Investment properties • And so much more Home financing for local families nationwidePrivileged and Confidential BANKING | LENDING | INVESTING 7
  8. 8. RETAIL LENDING Continued Benefit from the resources of a national bank Become part of the EverBank team and expect: Superior capability to • Comprehensive suite of product with availability in all 50 states meet the needs of your • Finance primary residences, condos, second homes and investment customers properties • Our Preferred Jumbo Portfolio Product gives us the competitive edge over others. We have the ability to finance up to $3 million plus the flexibility to better handle your customers’ unique lending needs Competitive commission • Commission-based compensation—opportunity for substantial with comprehensive income potential plus the resources to grow your book of business benefits package • Comprehensive benefits package—company matched 401K, profit sharing & savings, health & dental insurance plus morePrivileged and Confidential BANKING | LENDING | INVESTING 8
  9. 9. RETAIL LENDING Continued Benefit from the resources of a national bank — continued Marketing support • Dedicated team to help right from the day you arrive • Marketing relationship managers to develop effective programs, in-house creative team and a production team to deliver your personalized materials • A full set of marketing materials are available to you—customize these materials with your name and contact information. • Introductory materials—business cards, announcements, sales collateral and more • Personal website, online and print advertising • Flyers, brochures, postcards and emailsPrivileged and Confidential BANKING | LENDING | INVESTING 9
  10. 10. MORTGAGE SOLUTIONS We offer a wide array of mortgages—many that that aren’t readily available elsewhere. EverBank’s Jumbo Preferred Portfolio—providing financing up to $3 million • Offers more flexibility and better capability • Escrow waiver available at no cost to meet your customers’ unique needs • 720 minimum FICO • Financing for: • 10- and 15-year fixed terms • Primary residences, second homes and • 5/1, 7/1, and 10/1 ARM terms investment properties 10/1-ARM not readily available • Limited cash out on primary residences elsewhere and second homes • Interest only and LIBOR options available • 1-unit single family residence Interest only not readily available • Fannie Mae eligible condos and PUDs elsewhere Provide more flexibility to customersPrivileged and Confidential BANKING | LENDING | INVESTING 10
  11. 11. MORTGAGE SOLUTIONS Continued Conventional Loans Fixed rate mortgages Adjustable rate mortgages • 10-, 15-, 30- and 40-year terms • 15- and 30-year terms • Interest-only option available for 30-year fixed • Offer 3/1, 5/1, 7/1 and 10/1 ARMs— • Financing for primary residences, condos, 10/1 ARM not easily found elsewhere second homes and investment properties • Interest-only option available on all ARMs • 620 minimum FICO and 30-year fixed • Finance primary residences, condos, second homes and investment properties • 620 minimum FICO We offer terms not easily found with the competitionPrivileged and Confidential BANKING | LENDING | INVESTING 11
  12. 12. MORTGAGE SOLUTIONS Continued Government-sponsored loans FHA mortgages1 VA mortgages • Great for 1st time buyers or customers • Provide home financing to eligible veterans who might otherwise not qualify for a loan in areas where private financing may not • Low down payments be available • Low closing costs • 15-, 20-, 25- and 30-year fixed • Loosened credit qualifications • Low closing costs • 620 minimum FICO • Loosened credit qualifications • Up to 100% LTV on purchases HomePath mortgages • 620 minimum FICO • For Fannie Mae-owned property only • Low downpayment, flexible mortgage terms, no mortgage insurance and no appraisal • 620 FICO score 1. Loan is insured by the Federal Housing Administration through an FHA–approved lender.Privileged and Confidential BANKING | LENDING | INVESTING 12
  13. 13. OPERATIONAL SUPPORT Close quickly and efficiently with the support of a dedicated operations team • Fully dedicated team consisting of processors, underwriters, and closers committed to getting your loans to closing—quickly and hassle free • Team approach with local loan officer/processing pairings • Experienced processors that know and understand your market • Underwriters and closers located regionally Focus on service so you close loans on timePrivileged and Confidential BANKING | LENDING | INVESTING 13
  14. 14. MARKETING SUPPORT You’ll have a dedicated team to help you from Log In | Contact Us the day you arrive Apply Now | Resources & Tools | Learning Center | Company Info > HOME • Dedicated team to develop effective marketing programs > FULL APPLICATION > SHORT APPLICATION for you > FREE CONSULTATION > CHECK LOAN STATUS > ABOUT EVERBANK • In-house creative team including writers, graphic artists Keep the mortgage process advancing with speed and efficiency and web development experts support the lending Just starting to look at a mortgage or wondering what the status of our loan in progress is? Either way take advantage of these great resource that help you start the mortgage process and manage it quickly and easily. division Start the mortgage process Short Application. Take 5 minutes to complete and provides enough information so I can pull credit and review basic information. Full Application. The complete application that’s easy to understand. • Production group that will handle everything from email CONTACT INFORMATION John Doe Free Consultation. Not sure what your mortgage needs are? Provide me with your contact information and I’ll call you. communications and direct mail to print production Title Manage the process efficiently and securely Direct: (000.) 000-0000 Our secure, confidential online documents solution helps expedite your loan process. Cell: (000) • View requests for documents and fax documents to a too-free fav that delivers the 000-0000 documents into your loan file • Full set of customizable marketing collateral, including: Email: Send Email • Automatically convert paper documents like bank statements of appraisals into electronic images which are also stored for you Need help? • Introductory materials—business cards, Whenever you need help, give me a call. i receive electronic notifications on any activity in your file so I’m always on top of your current status and ready to help. My goal is to provide you with a secure and first-rate customer experience. announcements, sales collateral and more Privacy Policy | Security Statement ©2011 EverBank All rights reserved • Personal website, online and print advertising • Flyers, brochures, postcards and emailsPrivileged and Confidential BANKING | LENDING | INVESTING 14
  15. 15. COMPENSATION PACKAGE Between the commission and benefits we offer, your total compensation package is extremely competitive—and often higher than other lenders • Competitive commission schedule • Easy NMLS registration • Monthly dollar allocation to use on our marketing materials • Insurance—health, dental and vision options1 • Retirement planning— Company matched 401K plan as well as profit sharing and savings1 Total compensation is often higher than others 1. Health and dental insurance benefits, vision options and retirement planning are available based on the eligibility equirements. EOE. M/F/H/V EverBank supports a drug free workplace.Privileged and Confidential BANKING | LENDING | INVESTING 15
  16. 16. BENEFITS Benefits package that many of our competitors don’t offer Mortgage Loan Officer Benefits1 Commission schedule • Highly competitive, see commission schedule also enclosed Easy NMLS registration • Once you move your registration to EverBank we pay for your renewals and manage any required reporting to the NMLS Marketing budget • Monthly dollar allocation to use on our marketing materials Insurance Health and dental • Coverage starts the 1st day of the month that coincides with or follows your hire date Health Savings Account • Available for employees participating in a high deductible health plan Health and dependent care flexible • Using pre-tax dollars, funds from each paycheck are deposited spending accounts into these accounts. Covers non-reimbursed medical costs and out of pocket, work-related dependent day care costs 1. All benefits in the Insurance, Voluntary benefits and Retirement planning sections are available based on the eligibility requirements. EOE. M/F/H/V EverBank supports a drug free workplace. © 2011 EverBank. All rights reserved.Privileged and Confidential BANKING | LENDING | INVESTING 16
  17. 17. BENEFITS Continued Long-Term Disability, Basic Life • Coverage starts the 1st day of the month that coincides with or Insurance, and Accidental Death follows your hire date and Dismemberment Insurance Voluntary Benefits Vision • Coverage starts the 1st day of the month that coincides with or follows your hire date • Covers routine eye care, including exams, glasses (lenses & frames) and contacts Retirement planning 401K • EverBank matches $1.00 for $1.00 on the first 3% of contributions and $.50 on the dollar for the fourth and fifth percentage you contribute • Vested immediately in the company match Profit Sharing and Savings • Annual contribution to the Plan that the Board of Directors may authorize. As the company does well, so do you • EverBank Board of Directions has authorized a contribution for the past 16 consecutive yearsPrivileged and Confidential BANKING | LENDING | INVESTING 17
  18. 18. CONTACT US Join the EverBank team Contact us Don Daniel 512.560.8034 don.daniel@everbank.com Eddie Scott 904.608.9083 eddie.scott@everbank.com © 2011 EverBank. All rights reserved. 11NHL0119.2Privileged and Confidential BANKING | LENDING | INVESTING 18

×