Special Contract Law - Life Insurance

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Special Contract Law - Life Insurance

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Special Contract Law - Life Insurance

  1. 1. Case Law : RANJAN vs. INSURER Parties involved: RANJAN -Plaintiff, complainant or applicant INSURER -Accused, respondent or defendant Life insurance case
  2. 2. RANJAN effected with an insurer an insurance on his own life. In making the proposal for insurance, RANJAN, in reply to a question asking weather he had suffered from mental derangement, replied ‘No’. In fact he had thought not aware of the fact, been confined for acute mania. In a claim on the policy, the insurer declined to pay on the ground of a material concealment. How would you decide ? Life insurance case Case Law :
  3. 3. Your Suggestion. .? Life insurance case
  4. 4. The insurer is not liable to pay as the contract was void. Because RANJAN was not of sound mind. Suggestion : Life insurance case
  5. 5. Thank U ...

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