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The No Doc Loans program is a program that doesn’t require any income, asset, or credit score information when the lender is making the decision as to whether or not a borrower qualifies.
No Doc Loans can be used to buy a house or refinance your current mortgage.
Some of the currently available No Doc Loan programs are:
No Doc ARM Loans
No Doc Fixed-Rate Loans: 15 years to 30 year loans available for investment properties
NO DOC LOAN AVAILABLE PROPERTY TYPES:
Single Family Homes
No Doc Loan Credit Requirements:
No(pending) Collection Matters over $5,000
No Litigation in the past 5 years
Prior Foreclosure or Bankruptcy Permitted
Any Recent Repossessions Considered on Case by Case Basis