For small Businesses to boost margin profit

1. Small Business Investment
Presentation
THOMAS LINCOLN & ASSOCIATES
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2. Thomas Lincoln & Associates Advisors
 Independently owned and managed
 25 years of investment experience
 Relationship-driven client service
 Quantitative investment process
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3. Overview
 Investment Process and Characteristics
 Investment Review
 Evaluate Financial Status
 Formulate Guidelines
 Investment Strategy
 Select Investments
 Review & Report Status
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Maturity
Quality
Sector
Buy/Sell
Allocation

4. Basic Strategy
 Investment
 Evaluate
 Formulate
 Select
 Review
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5. Review Status
 Current Financial Status
 Review expectations
 Establish objectives
 Formulate Guidelines
 Establish asset allocation
 Select Markets
 Risk
 Stability and Growth
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6. The IRAs
Eligibility
Annual
Contributio
ns
Distribution
s
Taxes
Roth
IRA
Anyone
Single: $100k
Married:$166k
Maximum
Single: $5k
Married: $10k
No age req.
after 59 ½
Lump sum or
installments
No tax after
59 ½
Penalty
before
59 ½
IRA
Anyone Lesser of $5k
or 100% of
earned
income
70 ½ age req.
Lump sum or
installments
Income tax
applies
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7. Other Pension Plans
Eligibility
Annual
Contributio
ns
Contributio
n Type
Taxes
Keogh
Self employed
Sole
proprietors
Maximum:
$40k or 25%
of employee
compensation
By employer 2
part plan Pre-
tax
Income tax
applies
SEP- IRA
Self employed Maximum:
40k or 25% of
compensation
By employer
Pre-tax
Income tax
applies
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