1.
http://www.FinTechForum.de 1
http://fintechforum.de | http://fintechforumx.com
FinTech Forum Yearbook: 2015
July 2015, Frankfurt am Main

2.
http://www.FinTechForum.de 2
Foreword to the FinTech Forum Yearbook 2015
FinTech Forum turned two years old in July 2015, and true to our tradition we decided to celebrate with the growing community of startups
who have presented at our events.
Last year this article was sufficient: http://www.fintechforum.de/fintech-forum-d-a-ch-turns-one/
This year, we had to reach out to nearly 100 startups who have presented so far at our five events. We asked them (like last year), what they
have been up to (achievements) and how could we help them (wants).
The number of responses we got needed a yearbook – so here it is! As before, if you are interested in talking to any of the startups, please feel
free to reach out to the founders directly via LinkedIn or Xing, or drop us a line and we will be more than happy to make an introduction.
FinTech Forum Team
NOTE: the Yearbook includes startups who responded to our call for inputs, not all the participants.
Interested in the region’s burgeoning FinTech scene? Get the 2nd Study of FinTech in D.A.CH / CEE!
With startups in Germany, Austria & Switzerland region raising over $300 M in funding in 2014, the region was second only to the UK in Europe
in funding volume. Covering 200+ startups, funding data and analysis, our 2nd Study of FinTech includes contributions from practitioners,
founders and active investors including Christoph Brehm (Inventorum), Raffael Johnen (Auxmoney), Sebastian Diemer (Kreditech), Olaf Taupitz
(CashCloud), David Desharnais (Traxpay), Pascal Bouvier (Route66 Ventures), Michael Mellinghoff (TechFluence), Christina Kehl (Knip) and
Radboud Vlaar (Orange Growth Capital). Read the free excerpt or contact@fintechforum.de to buy the complete study ($450 + VAT)

3.
http://www.FinTechForum.de 3
Class of 2013 | 1st FinTech Forum, 22nd Nov. 2013
FTF Alumni Name Key achievements Key support needed
FINPOINT FINPOINTisnowrepresentedinthree countries
(Germany,AustriaandUK).It is intendedtoroll outin
5 more Europeancountriesthisyear.
FINPOINTislookingforastrategicand/or
financial partnerforthe roll outin Europe
MoneymeetsGmbH i) quadrupledourassetsundercontrol > 20 Mio. € (July
2014 to June 2015)
ii) Insurance Businessstartedsuccesfully(November
2014)
creatingthe firststepsas a "fintech
supermarket"in the nextmonths,aggregating
independentassetmanagersonmoneymeets
platformandalsoaggregating(FinTech) Savings
Platforms
Mashup Finance I. JointVenture withCONDA Austria
II. FirstGerman Cross-Border-Crowdinvesting
solution(contract-templates, investment
processetc.) forDACH Region(confiredby
BAFIN,FINMA,FMA)
III. Developmentof aWhite-Label Solutionfor
Crowdinvesting
1. ExpansiontoCentral EasterEurope
2. Regional-PartnerDevelopmentin
Germany(Accelerators,Corporate
Ventures,Eventsetc.)
3. Contact to BusinessAngel(Networks) to
presentourLead-Investorapproach
(leverage BusinessAngelInvestments
by Crowdinvestments)

4.
http://www.FinTechForum.de 4
justETF / DR Investment
Control GmbH
I. justETFreached€1.5bn AuMsin virtual user
portfolios.
II. justETFis one of the leadingETF-focusedretail
website inEurope withover1mPage
Impressionspermonth.
justETFis lookingtoexpanditsbusinessinthe
short termacross Europe and inthe midterm
to the UnitedStates.For this,we are lookingfor
partnersinthe UnitedStates,UnitedKingdom,
Italyas well asbrokersacross Europe whoare
lookingforDIY ETF-basedsolutionsfortheir
retail clients.
DebitosGmbH I. Successfullysoldfamousbankruptcyclaims(
Prokon& Kirch-Media)
II. Successfullysoldan600 millionNPLportfolio
1. Contactsin the financial districtof
Londoninorder to Challenge our
product
2. EmployingformerTradingDeskpeople
witha backgroundinthe distressed
area
3. More international Bankcontactsfrom
the distressedarea
UnitedSignals I. Launch of B2B Business
II. FirstB2B WhitelabelPartnerstarted
Firstportfoliocertificate inSwitzerland
launched
1. Enthusiasticteammemberstoscale
B2B andB2C business
2. Openfornewpartners/cooperationsto
pushnational andinternational
activities

5.
http://www.FinTechForum.de 5
Class of 2014 | 2nd FinTech Forum, 9th May, 2014
FTF Alumni Name Key achievements Key support needed
Die Projektfabirk i) Clearpicture aboutmarketneeds,adoptedto
our solution
ii) Banksare interestedtodiscussbusiness
opportunitieswithusto enable clientswithour
solution(one successful projectdone)
ii)TriangleBusinessmodeldeveloped(1:Supply
chainfinance 2:Payments3:B2B transactions)
1. Marketing
2. Developmentof furtheropportunities
(PSD2 related)
3. Partershipwithfinancialinstitutions
DebitosGmbH III. Successfullysoldfamousbankruptcyclaims(
Prokon& Kirch-Media)
IV. Successfullysoldan600 millionNPLportfolio
4. Contactsin the financial districtof
Londoninorder to Challenge our
product
5. EmployingformerTradingDeskpeople
witha backgroundinthe distressed
area
6. More international Bankcontactsfrom
the distressedarea
vaamoFinanzAG I. Furtherrise incustomernumbers
II. Landingpage redesignedwithresponsive
design
1. Financing(seedroundof 300k EUR
needed) mentoringand contactsin
financial industry
2. Partnershipswithstartupsand
companieswithcomplementary
interests

6.
http://www.FinTechForum.de 6
Class of 2014 | 3rd FinTech Forum, 20th Nov. 2014
FTF Alumni Name Key achievements Key support needed
RefinedInvestment
TechnologiesGmbH
i) Winner1st prize and€ 4m TV budgetNOAH
conference London2014
ii) Closingof notable Seedroundfromtop-tier
international VCsa
iii) Successfulbuyoutof seedmatchcrowdinvestors
withGermanrecord involume andreturn
1. Integrationof online investmentportals
and general partnershipstofintechs
2. hiringtopinterns,juniorandsenior
positions
3. SeriesA inpreparation
KOINA AG We foundthe rightteamand awesome techpartners,
prototype isreadyandMVP soonas well,banksand
statesare approachingKOINA nowadaysbecausethey
see the potential
Mostlylegal frameworkbuildupandfinishing
documentsforthe nextfinancinground
MoneymeetsGmbH i) quadrupledourassetsundercontrol > 20 Mio. € (July
2014 to June 2015)
ii) Insurance Businessstartedsuccesfully(November
2014)
creatingthe firststepsas a "fintech
supermarket"inthe nextmonths,aggregating
independentassetmanagersonmoneymeets
platformandalsoaggregating(FinTech) Savings
Platforms
TradegearGmbH i) Furtherrise incustomernumbers
ii)Landingpage redesignedwithresponsivedesign
1. Financing(seedroundof 300k EUR
needed)
2. Mentoringandcontacts in financial
industry
3. Partnershipswithstartupsand
companieswithcomplementary
interests

7.
http://www.FinTechForum.de 7
ExtravestGmbH (easyfolio) I. 12 mn Euros assetsundermanagement(July
2015)
II. Growth rate of 1,5 mnEuros per month
III. 2,000 customerswith1,000 monthlysavings
plans
1. More manpowertoextendbusiness
2. More PR withexceedingrange of
influence
3. More cooperationstoexpandsales
activities
xWare42 GmbH I. We are one of the luckywinnersof the
Innotribe StartupChallenge 2015
II. We alsowonthe PayExpo2015 Dragon's Den
III. Runningevenmore veryinterestingPOC'sand
PilotswithTier1 & 2 banksfromthe UK
1. Funding,we still burnourownmoney.
2. Advise onscalable technology.
voolaGmbH I. VoolaPlattformlaunchinMarch 2015 after1
yearclosedBeta
II. Firstpayingcustomer,Hypovereinsbank
Unicreditonemarkets
1. B2B Sales- more introductionstobanks
/ stock exchanges/ datasuppliers
alwayshelp
2. More qualitydata(tobuildour service
on,actuallynot easyto find)
Table of VisionsGmbH I. We have launchedacouple of newplatforms
for big-scale clientsinlcudingone forthe
Germanfederal state SchleswigHolsteinand
1. Introductionstocompaniesthatcould
benefitfromourtechnology
2. Smart paymentsolutionsfor

8.
http://www.FinTechForum.de 8
Degussa
II. We re-defindedourpoductstofitEnterprise
Crowdfundingneeds
Crowdfundingpurposes
Geldempfehlung.de GmbH Launch of our automaticinvestmentadviceandlaunch
of a Freemiumonline service
Investmentandcooperationpartners
Intelligent
RecommendationsGmbH
I. Beginningof cooperationswithbrokersfor
sendinginvestmentsignalsof collective
intelligence
II. Developingof differentinvestmentproducts
withpartners basedoncollective Intelligence
III. ScientificStudyaboutthe Advantage of using
collective intelligence forinvestmentdecisions
overusingdecisionsof financial experts
1. We needabout2 Mio. Euro for
international expansion
2. For international expansionwe
especiallyneedmarketingandsales
experts

9.
http://www.FinTechForum.de 9
Class of 2015 | 4th FinTech Forum, 19th Mar. 2015
FTF Alumni Name Key achievements Key support needed
GIROMATCH GmbH i) Pre-SeedFundingRound
ii) Developmentof afullydigitalizedcrowd-banking
platformreadytolaunch
1. Seed-Funding
2. Partnershipswithbanks
FinturaGmbH i) 1 m€ approvedloanvolume after5month pilot,
therebybeatingthe recordof Zencap.
ii) RolloutinGermany
iii) Twonewpartnerbanks: Südwestbank,Deutsche
Ärzte undApothekerbank
1. Developmentof IT-interfaces
2. Establishingof performance marketing
3. Build-upof customerservice
KFPDGmbH i) FintechForumeventhelpedustospotnewbusiness
model,whichisinimplementationalready
ii) Italso helpedtounderstandthe benefitof
incubators,mentorsandVS-s(we are private co
wihtoutinstitut.funding)
1. Love to have more freuquent“sounding
board sessions"withinGermany
2. Betterknowledgeaboutmentorsin
Corporate Fintechandearly-phase
fundingi.e.angel fundingopportunities
(noPaymentor Retail background)
Fairr.de GmbH i) Wentlive 12 monthsago
ii) Fintechof the year2015 at BankingCheckAward
iii)2ndPlace atBankathon
1. Funding
2. Media,especiallyTV,reach
niiioGmbH We establishedanentirelynewplatform(the twonew
fieldspaymentandconsolidationare nowconnected)
whichopensupexcitingnewfunctionalitiesase.g. a
tool bar for reporting,the integrationof afollower
leadermodel,optimizationof alertingfunctionsetc.
1. Investorfundsforinternationalization
and marketing
2. Establishapersonal international
network
3. Establishcontactsto differentbanks
(white label solution)

10.
http://www.FinTechForum.de 10
figoGmbH I. More than 270 developerteamsonfigoAPI
(>120% in2015)
II. More than 22m APIcallsfromthese developer
teams(>120% inQ2 2015)
III. More than 210% growthinpayingpartners(in
2015)
1. Funding(SeriesA)
2. Partnersforexpansion
3. DidFintechForumevent(s) resultin
newbusiness,partnershipsorfunding
4. Met two potential partners/customers
of ourAPI(no outcome yet,still in
exchange)
FSC Consultants I. Productdevelopment:(small =70k EUR)
Investmentintouser-friendlyGUIs
II. National Salesongoing
III. Firstinternational salesactivities(Skandinavia
and Austria)
1. Partneror Investorto…
2. Buildupstrong sales(SWlicense)in
Germany,UK and USA
Sclable BusinessSolutions
GmbH
 Launch of Sclable Platform2.0 withextended
scope of functionsandproductivitytools(see
hotlistof newandupcomingfeatureson
sclable.com/roadmap).Launchof appstore for
specificbusinessfunctionalityandevenentire
businessapplicationsisscheduledforthe end
of 2015.
 Proof of Platform’soutstandingabilityinRapid
Prototypingfora bankingapplication
 Accessto FinTechEvents,Conferences,
Forums.
Objective:ActivelypresentingSclabletoIT
decidersinFinTech
 Establishingrelationswithcompanies
focusingondevelopmentof FinTech
Applications/Solutions.

11.
http://www.FinTechForum.de 11
supportinganextremelyagile projectsetup
 Major achievementsinestablishingecosystem
aroundthe Sclable Platform.
o ParticipationPwCAcceleratorProgram
o ChosenbyAustrianFederal Economic
Chamberfor“Go SiliconValley”
AcceleratorProgram
Objective:Withthe Sclable Platformfillingthe
companies’needforrapiddevelopmentof
enterprise-gradebusinessapplications.
 Preparationof SeriesA Funding
milliPaySystems I. March 2015: dctp.tvas firststreaming
partnerlive (withad-freestreaming
offer)
II. May 2015: newangel fundingreceived
(undisclosedamount/investors)
III. June 2015: firstsizeable revenue from
largerOEM software company
1. Fundingroundof EUR 1m soughtto
drive product& businessdevelopment
capacity
2. C-level introstomid-sizedandlarge
mediacompanies(video/music
streamingservices,social networks,
premiumdataproviders)

12.
http://www.FinTechForum.de 12
Class of 2015 | 5th FinTech Forum, 22nd Jun. 2015
FTF Alumni Name Key achievements Key support needed
CreamFinance i) doubledrevenue
ii)launched2newconsumerlendingproductsin3
markets
1. completingseriesBequityround
2. establishinganadvisoryboard
QuantozN.V. i)Developmentandexploitationof the bestrated
(9.2/10) digital currencyexchange
www.happycoins.com
ii)Developmentof the QuantozDigital Cashconcept
1. Onboardcommitted,wellconnected
(financial)partners.
2. Introductionsat(retail) banks.Funding
(> 1 Mio € inQ1 2016)
Finnest i) Designed&builtonlyexistingEUmarketplace for
premiumSME financing
ii) Attractedtoppartnerslike VCSpeedinvest,the
Republic¹sawsfund,law
firmHerbstKinskyanddesignagencydmc
1. Top SME customers(more than5 mn.EUR
revenues,longerthan10 yearsin
business,profitable)
2. InvestorsforseriesA
Baningo i. We convincedseveralbankstobecome paying
customers
ii. We builtagreat productwhichwill be
launched1stof septemberon baningo.com
iii. Seedfundinground(150k) almostclosed
1. PR and (social) mediacoverage
2. Cooperationsforsalesandmarketing
withinfinance sector
3. Newfundingroundendof 2016 for
furthergrowthinDACH region

13.
http://www.FinTechForum.de 13
B4payment I. Firstbigcustomersignedcontractwithus
II. We foundexcellentinvestorswithFintech
skills/network
III. Start operative business
1. Findnewcustomers(paymentservice
providers)
2. Findnewbankpartnersfor directdebit
settlementthroughoutEurope
3. Findbankpartnerto license b4payment
as a paymentinstitution
Babos AutomationGmbH I. Veso- vending.social Appfinalizedandready
to go to market
II. Vendingmachine developedbybabos
exhibitedatExpoinMilanin June 2015
III. Babos nominatedforVendingStar2015 at
largestEuropeanVendingFairEu.vendin
Cologne
1. VesoAppthat allowsend-usersto
communicate withvendingmachines
alsoallowsfora prepaidsolution.In
orderto provide a Pan-European
solutionalsowithrespecttopayment,
babosis still lookingforpartnerships
2. Supportinraisingadditional financing