I know it is a first instinct to think of borrowing money in any way to be able to pay off a specific debtor many debts, am I right? But What one does not realize that by borrowing money, technically you arestill on debt, and for the same amount that you were trying to get out of.In some cases, there are people that reach out to friends and family members for debt relief, or takingout a loan for one lump sum amount of money, and some people may even borrow from 401k to paycredit card debt. If you think about it, really its never a bright idea to borrow from family, it never endsgood and to loose a family member over money is a sad thing. To borrow a lump sum from a bank alsocan be a bad idea not only cause they jack up the interest so high but because the amount of the loanwill determine how high the monthly payments will be, and believe me they are always high.The worst thing you can ever do though is borrowing money from your 401k to pay off credit carddebt. Never, ever do that it is worse because if you borrow before you are able to the charge interestwhen you pay it back and not only that they will garnish wages till the amount plus interest is paid off.Worst thing ever! The best way to pay off your credit card debt is by legally reducing your debt by 50%or more, and the only way to do that is to settle your credit card debt!Its simple! If you have $10,000 or more in credit card debt this is the best way to debt relief fast! Byfilling out basic simple information you will be provided a free quote with no obligations, that is right afree quote! Learn more about the best way to pay off credit card debt but take it from me never borrowmoney from a 401k, not a good idea!