Do you ever feel that you just cant begin to understand why is it that the bills never seem to decrease inthe balance? Have you ever wondered if the interest rates are higher then normal without you knowingit? Well that does happen, if the balance on the credit card is still steady and if there is still a balanceafter some time the interest does increase due to a balance still on the account.Not a lot of people know that, but I do only because I also wondered why my balance never decreasedand thought if I stopped using it and just paid for it maybe that would clear it up but then come to findout that the payments that I would be making went primarily to the interest and not to the principalbalance.I was infuriated as any normal person should be, and clearly had to do something about it. Of coursethe only thing I could do is find a way to pay it off. After some research, I came across a coupleoptions, and narrowed it down to two. Settling debt or bankruptcy. I settled! This is absolutely the bestway to pay off credit card debt! You can legally reduce and get out of debt faster than you know.Settling debt reduced it already by 50% or more, paying it down with more affordable paymentsmonthly and by the time you know it there is no more payment needed because you will be done!If you have $10,000 in credit card debt or more this consolidation information is for you. I can assureyou that settling your debt is the best way to pay off your credit card debt, with filling out simpleinformation you will be provided a FREE consolidation quote risk free and with no obligation!So what are you waiting for? Find out more about the best way to pay off you credit card debt, andfinally have the credit card debt out of mind and out of sight!