Virtual High School
Mrs. Kari Hancock
Email: firstname.lastname@example.org or email@example.com
Office hours: Sunday 8:00-9:00 pm via AIM
Students learn how to navigate the financial decisions they must face and to make informed
decisions related to career exploration, budgeting, banking, credit, insurance, spending, taxes,
saving, investing, buying/leasing a vehicle, living independently, and inheritance. Development
of financial literacy skills and an understanding of economic principles will provide the basis for
responsible citizenship and career success.
1. Reading Requirements:
3. Written Requirements: All writings will be submitted via digital dropbox.
Grading and Evaluation:
The following percentages serve as guidelines for how assignments are weighted:
Online classes do not fall under the exam exemption program; the final exam will constitute 20%
of the course grade.
Failure to turn in assignments will have a drastic effect on one’s grade. Assignments not turned in
on due date will be docked 10% per day late.
Honor Code and Consequences:
As students enrolled in Roanoke County Schools you are expected to uphold standards of
academic integrity. All work, be it on examination or formal writings, is to be your own.
Academic dishonesty includes cheating; buying, selling, downloading, or stealing any material
purported to be part of an assignment; committing plagiarism; and/or using unauthorized
materials during a test. According to Chapter 36 of The Little, Brown Handbook plagiarism is
defined as using the ideas or language of another person so that these seem to be the writer’s
own ideas or language. Plagiarism, be it accidental or deliberate includes:
1. Presenting another writer’s ideas without giving credit.
2. Copying anther’s material and presenting it as one’s own.
3. Using the sentence structure, diction, or order of ideas from another source.
4. Submitting as one’s own, any material solicited anyone else to write, or that has been
acquired /purchased from another source.
5. Submitting as one’s own any paper that has been significantly altered by another.
6. Falsifying documentation.
Because of our convictions about the serious nature of plagiarism and our efforts to hold
students to the highest academic standards, actions will be taken if a student is caught
1. Labeling and turning in files for digital dropbox: All file names MUST be labeled in the
following format: First name, last name, assignment title. Example: Todd Smith Personal
Narrative. Deadlines for turning in work are always midnight of the day assignments are
due). If there is going to be a foreseeable conflict, you must contact me through email. I
will ALWAYS have access to email.
2. Emailing files: If you have problems with Blackboard and cannot dropbox your
assignment(s), email them to firstname.lastname@example.org. Problems with Blackboard do
not constitute an extension.
3. Writing rules: All work for this course will be completed independently and to the best of
the student’s ability. If you choose to not follow instructions, I will never know; HOWEVER,
you will not be prepared to take the exam. Students will submit essays and timed writings
in the instructor’s digital drop box. All papers must be typed in Microsoft Word (not Works
or WordPerfect) as they will be electronically graded and returned.
You will be participating in various online forums and chats. As a member of this class I expect
you to be respectful of others ideas, beliefs, and opinions. I expect you to conduct yourselves in
a manner in accordance with your exemplar status as online students. There will be no harassing
or flaming in the discussion boards; otherwise, you will be locked out and a substantial portion of
your grade docked. I do not foresee any problems from you. See handout on discussion board
policies for more information.
All assignments and projects must be completed and submitted by midnight on the following
due dates. Student’s original work is expected. Where necessary, students must provide
references/documentation for their assignments.
UNIT 1: 2
Implementing Virginia’s CTE Course Requirements
Participating in the Student Organization
Developing Career Exploration and Employability Skills
• Vocabulary Quiz
• Developing Career Exploration and Employability Skills – 25 points – Assignment Grade
• FBLA Internet Search – 20 Points – Assignment
• Research Your Career – 30 Points – Project Grade
• Professional Portfolio – 75 Points – Project Grade
UNIT 2: 1½
Planning for Transportation, Housing, and Leisure Expenses
Developing Consumer Skills
• Vocabulary Quiz
• Basic Economic Concepts and their Impacts on Production – 20 Points – Assignment
• Making a Purchase & Interacting with Salespeople – 50 Points – Project
• Common Contracts– 20 Points – Assignment
• Lease & Lease Questions– 20 Points – Assignment
• The impact of advertising and marketing on Consumers– 25 Points – Assignment
• To Rent or to Buy….– 30 Points – Assignment
• Vacation Project– 50 Points – Project
• Independent Living– 50 Points – Assignment
UNIT 3: 1½
Handling Credit/Loan Functions
Handling Banking Transactions
• Vocabulary Quiz
• Handling Banking Transactions 55 points (45 points Assignment, 10 Points Quiz)
• Assignment 1/Quiz
• Assignment 2
• Assignment 3
• Assignment 4
• Reconciling Bank Statements– 35 Points – Project
• Bankruptcy – 20 Points – Assignment
• Various Methods of Financing a Purchase – 20 Points – Assignment
• Sample Credit/Loan Application – 30Points – Assignment
• Credit: What is it anyway?! – 35 Points – Assignment
• Calculate Payment Schedules – 25 Points – Assignment
• Debt Brochure – 40 Points – Project
UNIT 4: Analyzing Insurance as Risk Management 1
• Vocabulary Quiz
• Your Guide to Insurance Brochure - 75 points - Project
• Insurance Quiz - 30 points - Quiz
Unit 5: Earning and Reporting Income, Conducting Tax 2
Functions and Financial Implications of Inheritance
• Vocabulary Quiz – 33 Points - Quiz
• Calculating Taxes - 30 Points - Assignment
• Tax Project – 65 Points - Project
Unit 6: Planning for Personal Financial Success, Devising an 2
Investment and savings plan
• Vocabulary Quiz – 20 Points - Quiz
• Simple vs. Compound Interest – 10 Points - Assignment
• Budget Project – 55 Points - Project
• Government Actions on Economic Conditions Writing Assignment – 60 Points - Assignment
• Explore how the Stock Market Works Writing Assignment – 44 Points - Assignment
Unit 7: Planning Financial Aspects of a Business Enterprise 1 Week
• Vocabulary Quiz – 9 Points - Quiz
• Examining the Global Economy Writing Assignment – 64 Points – Project Grade
Unit 8: Exploring Management Functions 1 Week
• Making the Right Ethical Choices – 50 Points - Project
MIDTERM EXAM –
FINAL EXAM –
**There is NO exam exemption in Virtual High School. Everyone must take the midterm and final
The Roanoke County grading scale will be used.
• A 94-100
• B 87-93
• C 77-86
• D 70-76
• F 0-69
**This syllabus is inclusive, but could be modified at anytime **
QUICK REFERENCE SHEET
Keep this near the computer
Mrs. Caroline Overfelt
(w) 562-3900 ext.10261
Blackboard Login: http://rcpsonline.blackboard.com
Roanoke County Public Schools: http://www.rcs.k12.va.us
If, AT ANY TIME, you do not, FOR WHATEVER REASON, hear from me within twenty four
hours of an email, usually I will respond within the hour, then contact Ms. Overfelt
IMMEDIATELY! She will call me!!!
Attitude is more important than aptitude in determining altitude