University of Wisconsin Center--Waukesha
Business 110---Personal Finance
Instructor: Carol A. Fischer
Office: 121 Northview Hall
Phone: Office 521-5432
E-mail: School firstname.lastname@example.org
Office Hours: Before and After Class and By appointment.
Textbook: Personal Financial Planning, Ninth Edition
Lecture Notes From Bookstore
Calculator: A financial calculator is required for this class. Suggested is a Texas Instruments
BA 2+ which has statistical functions as well.
Individual Concern Paper: Select a financial decision you will be making in the next
few year. Gather the facts and analyze them for me in a
three page paper. Examples include --buying a home,
refinancing a home, selecting a credit card, selecting
stocks and bonds, selecting the appropriate life insurance,
Monday, September 9
** Discussion will center around present and future value computations using tables.
** Chapter One of Text The Personal Financial Planning Process.
Monday, September 16
Discussion will focus on present and future value calculations using your financial
Prepare Question Two on page 33.
Prepare Cash 1-2 Sid’s Dilemma: Finding a New Job
.Look at some of the information on the Web about Careers—remember now that for
many this is your most important goal.
Make sure you bring your financial calculator to class.
Monday, September 23
Read: Chapter 2 Your Financial Statements and Plans
Assignment: **Think about your personal assets, liabilities, revenues, and
expenses as you read this chapter and come prepared to work on
your personal balance sheet..
**Complete the assigned problems using your financial
**Answer Questions 5,6, and 7 Chapter Two
Monday, September 30
Read: Chapter 3 Managing Your Taxes
Assignment: Case 2-1 The Sullivan’s Version of Financial Planning
Prepare your personal financial statements. You may use the disk to help
Look over Your personal finances on page 84 Check you a website or
Monday, October 7
Read Chapter 4 Managing your Cash and Savings
Assignment: Case3-1 The Aggarwals Tackle Their Tax Return
Look over questions 2, 5, and 6 on pages 127-128.
**Submit topic for individual concern paper for my approval.
EXAM COVERING CALCULATOR FUNCTIONS AND CHAPTERS 1,2 AND 3
Monday, October 14
Read: Chapter 5 Making Automobile and Housing Decisions
Be sure to bring in your financial calculator for this session.
Assignment: Case 4-1 Susan Chan’s Savings and Banking Plans
4-2 Pattersons Checkbook
Monday, October 21
Read: Chapters 6&7 Borrowing on Open Account
Using Consumer Loans
Assignment: Case 5-3 Julie's Rent or Buy Decision
Case 5-1 The McNeil’s new Car Decision
Monday October 28
Read: Chapter 8 Insuring Your Life
Assignment: Case 6-1 Cullens Seek Some Credit Card Information
. Case7-2 Calmeron Gets His 4-Runner
Look over questions 6-5,6, and 7-3,4,5,6,7
Monday, November 4
Read: Chapter 9 Insuring Your Health
Assignment: Case 8-1 Lee Hsiah’s Insurance Decision
Case 8-2 The Kings Want to Know When Enough is Enough
Monday, November 11
Read: Chapter 10 Protecting Your Property
Assignment: Case 9-1 Evaluating Ricks Health Care Decision
Monday, November 18
Read: Chapter 11 Investment Planning:
Assignment: Case 10-1 The Salvatis’ Homeowner’s Insurance Decision
Case 10-2 Auto Insurance for Heather Weisbach
Exam covering Chapters 4-10
Monday, November 25
ReRead: Chapter 11 "Investment Planning
Monday, December 2
Read: Chapter 12 "Investing in Stocks and Bonds"
Assignment: Case 11-2 Col Takes Stock of His Securities
Due: Individual Concern Paper.
Monday, December 9
Read: Chapter 13 "Investing in Mutual Funds, "
Assignment 12-1 The Jordon’s Problem: What To Do With All That Money
Monday, December 16
Comprehensive Final Exam Scheduled
First Exam 100 points
Second Exam 100 points
Homework and participation 50 points
Final Exam 150 points
Individual Concern 30 points
A= 390 and above-
F= Below 250