Private Fire Protection andPrevention Organizations                   Chapter 3     2nd Edition                           ...
ObjectivesUpon completion of this chapter, you will beable to:•Discuss the role of private industry in local,state, and na...
Objectives (cont’d.)• Describe the role of the design  professional in fire prevention and  protection• Describe the role ...
Private Fire Prevention Organizations - Purely for Profit?• Public fire prevention programs exist due  to private fire pre...
Fire Prevention Risk Management• Early efforts were undertaken by  businesspeople who understood fire risk• First practica...
Corporate Programs• Fire safety/prevention programs: part of  corporation’s risk management program  – Security often unde...
Insurance Industry Fire Prevention            Programs• Insurance industry responsible for much of  our regulatory system•...
Insurance Services Office,            Incorporated• Provides  – Statistical analysis and actuarial service  – Automated in...
Insurance Services Office,         Incorporated (cont’d.)• If codes strictly enforced:  – Hurricane Andrew’s damage could ...
FIGURE 3-4New York Board of Fire UnderwritersFire Patrol Station #2.(Courtesy of the New YorkBoard of Fire Underwriters)  ...
FM Global, The Factory Mutual              System• Manufacturers’ Mutual Fire Insurance  Company, 1835  – Zachariah Allen,...
FM Global, The Factory Mutual         System (cont’d.)• By 1987, 42 mutual insurance companies  had merged  – Allendale Mu...
Commercial Fire Prevention and      Protection Programs• Provide a variety of services, such as:  – Design and engineering...
Government Contractors• Government contracts for fire  prevention/protection at own installations  – Within the United Sta...
Installation Contractors• Fire protection systems: mostly installed  by private firms  – Professional registration/certifi...
Consulting, Maintenance, and           Repair Firms• Consultants and contractors commonly  used in fire prevention/protect...
Third-Party Inspection and             Certification• Reports from qualified individuals/firms  – Acceptable as evidence o...
Private Associations and     Not-for-Profit Organizations• Key role in fire prevention programs of  governments and privat...
Underwriters Laboratories• Functions  – Test and evaluate products at UL test facilities  – Develop standards     • 24 of ...
Codes and Standards           Organizations• American Society for Testing and  Materials• American National Standards Inst...
FIGURE 3-9ASTM standards for fire protection 2nd Edition                                     © 2011 Delmar, Cengage Learning
Trade Associations• Develop standards• Design and test fire resistance-rated  assemblies• Maintain materials testing labor...
Summary• Public fire prevention programs exist due  to private fire prevention organizations• There are three categories o...
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Fire Prevention Chapter 3

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Fire Prevention Chapter 3

  1. 1. Private Fire Protection andPrevention Organizations Chapter 3 2nd Edition © 2011 Delmar, Cengage Learning
  2. 2. ObjectivesUpon completion of this chapter, you will beable to:•Discuss the role of private industry in local,state, and national fire prevention efforts•List five industries and professions involvedin fire prevention•Describe the role of the insurance industryin fire prevention and risk management 2nd Edition © 2011 Delmar, Cengage Learning
  3. 3. Objectives (cont’d.)• Describe the role of the design professional in fire prevention and protection• Describe the role played by industry trade associations in fire prevention and protection 2nd Edition © 2011 Delmar, Cengage Learning
  4. 4. Private Fire Prevention Organizations - Purely for Profit?• Public fire prevention programs exist due to private fire prevention organizations• Three categories of programs – Part of risk management system in a business – Profit-making business service – Not-for-profit operating in the public interest 2nd Edition © 2011 Delmar, Cengage Learning
  5. 5. Fire Prevention Risk Management• Early efforts were undertaken by businesspeople who understood fire risk• First practical automatic sprinkler head – Piano manufacturer: Henry S. Parmalee• Tin-clad fire door – Cotton mill owner: Edward Atkinson 2nd Edition © 2011 Delmar, Cengage Learning
  6. 6. Corporate Programs• Fire safety/prevention programs: part of corporation’s risk management program – Security often under same umbrella• Fire safety and security must be complementary 2nd Edition © 2011 Delmar, Cengage Learning
  7. 7. Insurance Industry Fire Prevention Programs• Insurance industry responsible for much of our regulatory system• Early efforts of the stock insurance companies and mutual companies – Descendents of those organizations exist today • Perform many of the same functions in the 1800s 2nd Edition © 2011 Delmar, Cengage Learning
  8. 8. Insurance Services Office, Incorporated• Provides – Statistical analysis and actuarial service – Automated information systems – Consulting services• Maintains – Public Protection Classification System (PPC) • Good PPC: lower insurance rates in community 2nd Edition © 2011 Delmar, Cengage Learning
  9. 9. Insurance Services Office, Incorporated (cont’d.)• If codes strictly enforced: – Hurricane Andrew’s damage could have been reduced up to 55%• In response: – Building Code Effectiveness Grading Schedule (BCEGS), 1995 • More effective construction regulation • Fire codes: fire prevention • Building codes: manage the impact of fire 2nd Edition © 2011 Delmar, Cengage Learning
  10. 10. FIGURE 3-4New York Board of Fire UnderwritersFire Patrol Station #2.(Courtesy of the New YorkBoard of Fire Underwriters) 2nd Edition © 2011 Delmar, Cengage Learning
  11. 11. FM Global, The Factory Mutual System• Manufacturers’ Mutual Fire Insurance Company, 1835 – Zachariah Allen, board of directors – 63¼ % savings on insurance costs, 1st year• Only very best risks qualified for membership – Unlike stock companies 2nd Edition © 2011 Delmar, Cengage Learning
  12. 12. FM Global, The Factory Mutual System (cont’d.)• By 1987, 42 mutual insurance companies had merged – Allendale Mutual, Arkwright Mutual, and the Protection Mutual Insurance Company • In 1998, merged to form FM Global (24th largest U.S. insurance organization)• Attempts to reduce risk of fire and minimize financial impact if fire occurs – Property Loss Prevention Data Sheets 2nd Edition © 2011 Delmar, Cengage Learning
  13. 13. Commercial Fire Prevention and Protection Programs• Provide a variety of services, such as: – Design and engineering – Manufacturing, installation, testing and maintenance – Sales of all of the foregoing• Provide services for: – Businesses; local, state, and federal governments; U.S. government installations abroad 2nd Edition © 2011 Delmar, Cengage Learning
  14. 14. Government Contractors• Government contracts for fire prevention/protection at own installations – Within the United States • Government employees – Active duty military personnel – Civilian civil service employees – Abroad • Private corporations – Chief officers: U.S. citizens – Other positions: citizens of the host nation 2nd Edition © 2011 Delmar, Cengage Learning
  15. 15. Installation Contractors• Fire protection systems: mostly installed by private firms – Professional registration/certification • Ensures minimum standards for job performance – Permits for systems ensure • Contractors are technically and financially qualified • Work meets code and is appropriate for the hazard • Inspection/acceptance testing after the work is completed 2nd Edition © 2011 Delmar, Cengage Learning
  16. 16. Consulting, Maintenance, and Repair Firms• Consultants and contractors commonly used in fire prevention/protection arena• Maintenance and testing requirements: – NFPA 17, NFPA 17A, NFPA 25, NFPA 72• Inspections by municipal officials – Not to be considered absolute protection against contractor fraud or poor work 2nd Edition © 2011 Delmar, Cengage Learning
  17. 17. Third-Party Inspection and Certification• Reports from qualified individuals/firms – Acceptable as evidence of (model building and fire) codes compliance• In most jurisdictions, companies that install systems cannot inspect them – Collusion prevented• Fire official can accept 3rd party reports – Does not relieve him of approval responsibility 2nd Edition © 2011 Delmar, Cengage Learning
  18. 18. Private Associations and Not-for-Profit Organizations• Key role in fire prevention programs of governments and private industry• Produce most codes, standards, and recommended practices – Building regulation & fire protection/prevention 2nd Edition © 2011 Delmar, Cengage Learning
  19. 19. Underwriters Laboratories• Functions – Test and evaluate products at UL test facilities – Develop standards • 24 of the more than 800 UL standards: referenced in the 2000 International Building Code• Closely affiliated with: – NFPA, Factory Mutual Engineering, National Board of Fire Underwriters, and Bureau of Standards 2nd Edition © 2011 Delmar, Cengage Learning
  20. 20. Codes and Standards Organizations• American Society for Testing and Materials• American National Standards Institute• American Institute of Architects• Society of Fire Protection Engineers• National Association of State Fire Marshals 2nd Edition © 2011 Delmar, Cengage Learning
  21. 21. FIGURE 3-9ASTM standards for fire protection 2nd Edition © 2011 Delmar, Cengage Learning
  22. 22. Trade Associations• Develop standards• Design and test fire resistance-rated assemblies• Maintain materials testing laboratories• Provide technical information and training about their products• Represent their members in the codes and standards development process 2nd Edition © 2011 Delmar, Cengage Learning
  23. 23. Summary• Public fire prevention programs exist due to private fire prevention organizations• There are three categories of private fire programs categories• Several key players take part in fire prevention• Codes, standard, and practices maintained by non-profits/associations 2nd Edition © 2011 Delmar, Cengage Learning

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