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Working Of An Online 
Payment Gateway 
Presented By: 
Rutuparna
Online Payment Processing 
The online payment processing through the payment 
gateway involve a series of steps.
The Visitor Front End 
At first, the visitor enters the required information such 
as Name, Card Details and Address, then, clicks on the 
submit button.
The Payment Gateway and Fraud 
Prevention 
The Payment Gateway 
validates the information 
entered by the user. If the 
details are valid then the 
process continues else the 
Payment Gateway sends 
back notification to the 
user.
Merchant Account 
If the details entered by the visitor are true then the 
payment gateway routes the money to the merchant 
account.
Thanks, Receipt, and Reports 
Once the transaction is 
successful, a 
confirmation screen is 
shown, and payment 
receipt is shown and 
these reports are 
synced with the 
database.
The Final Scenario 
The online payment processing involves a series of 
steps that lets a transaction take place securely. The 
steps explained here are not technical but it clearly 
depicts the online payment processing cycle.
Thank You

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Working of an Online Payment Gateway

  • 1. Working Of An Online Payment Gateway Presented By: Rutuparna
  • 2. Online Payment Processing The online payment processing through the payment gateway involve a series of steps.
  • 3. The Visitor Front End At first, the visitor enters the required information such as Name, Card Details and Address, then, clicks on the submit button.
  • 4. The Payment Gateway and Fraud Prevention The Payment Gateway validates the information entered by the user. If the details are valid then the process continues else the Payment Gateway sends back notification to the user.
  • 5. Merchant Account If the details entered by the visitor are true then the payment gateway routes the money to the merchant account.
  • 6. Thanks, Receipt, and Reports Once the transaction is successful, a confirmation screen is shown, and payment receipt is shown and these reports are synced with the database.
  • 7. The Final Scenario The online payment processing involves a series of steps that lets a transaction take place securely. The steps explained here are not technical but it clearly depicts the online payment processing cycle.