Short term life insurance policy is a special type of life insurance coverage that expires within a short period of time. The terms of policy normally lasts for few months, a year or five unlike long term insurance that can extend over a long period of time.
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Short Term Life Insurance at a Glance
1. Short Term Life Insurance at a Glance
Short term life insurance policy is a special type of life insurance coverage that
expires within a short period of time. The terms of policy normally lasts for few
months, a year or five unlike long term insurance that can extend over a long
period of time. Because of the shortness of the policy terms, the insurers do not
normally require a lot of things from the insured. The application for this type of
insurance policy does not take time to be approved. In most circumstances, no
medical tests are required for the application to be approved. Don't forget to
check out types of life insurance today!
Why buying short term life insurance
Death according to Shakespeare is a necessary end. So, it is certain that every
person will die but when and how we will die is something that we cannot tell.
2. Given the above, you cannot overlook the chances of your dying or becoming
seriously ill in the nearest future. This is why many insurance companies offer life
insurance policies to enable the insured to keep some money for their family
members or loved ones so that they will not suffer after their deaths. This type of
insurance policy is most suitable for people that are involved in jobs that come
with a lot of risk such as mast builders, tower builders, rig workers, people
exposed to toxic chemicals and heavy machinery and others. For more
information about types of life insurance please visit
http://www.lifeinsurancerates.com/life-insurance-types.html
Types of short term life insurance policy
Short term life insurance coverage is normally available in two forms, namely,
accidental and regular death short term life insurance. Regular death coverage is
more suitable for the elderly people because they are more likely to die than
younger people. However, any person can purchase accidental death short term
coverage. In terms of cost, accidental death insurance coverage is more
affordable when compared with regular policies.