Home Buying Class - San Francisco - September 12 2012

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Home Buying Class - San Francisco - September 12 2012

  1. 1. September 12, 2012 San Francisco Follow: @RedfinSanFrancisco Like: http://www.facebook.com/RedfinFranciscoSlide 1 of 61
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  10. 10. Case-Shiller: San Francisco Area v. 20-City 250.00 San Francisco 20-City Composite 200.00 150.00 100.00 50.00 0.00Slide 10 of 55
  11. 11. San Francisco Area Up 3% year-over-year Peak was May 2006 Down 36% from peak Currently at April 2010 prices 20-City Composite Up .5% year-over-year Peak was July 2006 Down 31% from peak Currently at July 2011 pricesSlide 11 of 61
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  25. 25. Income oSalary—Past 30 days oHourly—Consistency and history oSelf-employed—Two year average Credit Assets o 660 for FHA o Down Payment o 680 for Conventional o Closing Costs o 720 for Rate Improvement o Cash ReservesSlide 25 of 61
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  31. 31. o o o o o Good news! Loan payments are made in arrears, so your first loan payment will not be for almost two months!Slide 31 of 61
  32. 32. *In no way does Redfin benefit financially from recommending lenders – we just think they’re great lenders!Slide 32 of 61
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