Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

Collaborative Finance 2016 Update

5,946 views

Published on

The collaborative economy is transforming insurance, lending, payments and trading.

Published in: Economy & Finance
  • Be the first to comment

Collaborative Finance 2016 Update

  1. 1. THE COLLABORATIVE ECONOMY TRANSFORMING INSURANCE, LENDING, PAYMENTS AND TRADING September 2016 Update
  2. 2. COLLABORATIVE FINANCE Person-to-person and crowd- driven funding, lending, currency and investment models that decentralise and democratise finance, money and insurance.
  3. 3. SOCIAL LENDING Personal Auxmoney Kiva Lending Club Prodigy Prosper Ratesetter SocietyOne Zopa Real Estate Black Hawk Fruitful Groundfloor Landbay LendingHome LendInvest SNAPSHOT SOCIAL TRADING eToro Zulutrade CROWDFUNDING Creative Projects Indiegogo Kickstarter MassiveMov Pozible Small Businesses Angelcrowds CircleUp CrowdCube Invesdor Seedrs Syndicate Room Civic Crowdrise Start Some Good Money360 RealtyMogul Equity Bondstreet CreditEase Funding Circle ThinCats Personal GoFundMe Education CommonBond Pave SoFi Upstart Real Estate Crowdahouse Fundrise Property Moose Property Partner Realty Mogul The House Crowd
  4. 4. SNAPSHOT P2P CURRENCY TRANSFER Flywire CurrencyFair Kantox Midpoint P2P Cash Transferwise P2P PAYMENT PLATFORMS Balanced PopMoney Dwolla Stripe Venmo P2P PAYMENT NETWORKS Mpesa MiCash Obopay INSURANCE P2P Besure Friendsurance Guevara insPeer Insure a peer Jointly Ledger Investing Lemonade PeerCover Riovic Teambrella TongJubao Crowd Bought by Many P2P DIGITAL CURRENCY Bitcoin Ethereum Dash Dogecoin Litecoin MaidSafeCoin Monero NEM Ripple Steem INVOICE TRADING Bid Invoice Capital Springboard Investly Invoice Interchange Market Invoice Timelio
  5. 5. 1 RIFE WITH REDUNDANT MIDDLEMEN FINANCIAL SERVICES RIPE FOR DISRUPTION 2 COMPLEX FEES AND PROCESSES ARE COMMON 4 MANY PEOPLE HAVE RESTRICTED ACCESS TO BANK ACCOUNTS, FUNDING, AND LOANS. 3 INSTITUTIONAL TRUST IN THE SYSTEM IS LOW
  6. 6. UNBUNDLING BENEFITS ARE BEING UNBUNDLED FROM THEIR PHYSICAL DELIVERY SYSTEMS TO CREATE GREATER ACCESS. NEWSPAPERS, EDUCATION AND NOW BANKING…
  7. 7. rachelbotsman.com Please contact rachel@rachelbotsman.com for permission to use these slides for presentation or teaching purposes.

×