Let's keep it Simple!!


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Would you rather attempt to crunch numbers, read NAVs and understand P/E Ratios, or opt for a more convenient and basic way of understanding mutual funds? Walk through our presentation to find out how simple and effortless it is, to invest in mutual funds…

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Let's keep it Simple!!

  1. 1. Simple Steps for a Simple Investor Date: 13/05/11
  2. 2. Step 1: Keep it Simple!
  3. 3. What are “Savings” ? Popular Meaning Income – Expenses = Savings Age old Wisdom Income – Savings = Expenses Always follow the age old formula
  4. 4. Where can I invest my savings ? Spread out your investments Equity Property Gold Cash/Debt
  5. 5. Diversify your investment Never keep all eggs in one basket To reduce risk To protect your overall investment To continue being disciplined investor Invest across different asset classes
  6. 6. Why Equity ? Engine for your wealth creation Better performer than any other investment option in long term Participate in India’s Growth Story Higher the risk, higher the returns
  7. 7. Step 2: Find A Guide
  8. 8. Make Mutual Funds your Guide
  9. 9. What are Mutual Funds? How do they work?
  10. 10. Why Mutual Funds?
  11. 11. Investing directly in stock markets? Ask yourself these questions… Do you have time? Are you an expert in deciding which stock to buy/sell? Do you have right information and updates on stocks? How many stocks can you keep in your portfolio? How will you sail through any uncertain or volatile market scenario?
  12. 12. Advantages of investing in Mutual Funds Professional Management Diversification Return Potential Low Cost Liquidity Transparency Flexibility Well Regulated Tax Benefit
  13. 13. Step 3: Make it Happen
  14. 14. The numbers used in the table above are for illustrative purposes only Power of compounding Every drop contributes to the ocean If you save every day If it earned every year … and after… You could have Rs.30 10% 25 years Rs.1,184,590 Rs.30 12% 25 years Rs.1,635,207 Rs.30 15% 25 years Rs.2,679,596
  15. 15. About Quantum Mutual Fund Quantum Mutual Fund was launched in February 2006 Quantum Mutual Fund was the 29 th , but India’s 1 st and still only Direct-to-Investor mutual fund. Direct to Investor – No Distributor – Low Cost Approach: Every Rupee Saved is a Rupee Earned Simple range of funds: No confusion for investors Disciplined Research and Investment Process: Team-driven, no “star” fund managers Staying the course, no short cuts: Asset Managers, not Asset Gatherers Zero Distributor Commissions paid till date!
  16. 16. Simple products launched by Quantum Mutual Fund # QLTEF – Quantum Long Term Equity Fund # QTSF – Quantum Tax Saving Fund Quantum Long Term Equity Fund Quantum Tax Saving Fund Quantum Index Fund EQUITY Quantum Liquid Fund DEBT Quantum Gold Fund GOLD Quantum Equity Fund of Funds FUND OF FUNDS
  17. 17. Quantum Long Term Equity Fund An open ended Equity Diversified Fund that tries to achieve long term capital appreciation Focused on stocks with strong businesses and solid management Well Balanced Portfolio – typically 25 to 40 stocks, across sectors Low churning of portfolio – ideally hold stocks for at least 2 years Dependable performance across different stock market scenario Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP) - Daily, Weekly, Fortnightly , Monthly and Quarterly. Online Investment available through www.QuantumAMC.com, www.WealthIndia.com and www.Fundsupermart.co.in
  18. 18. Reduced risk, took “bets” against the Index Focused on value, stayed away from froth When no value, comfortable to stay in cash Avoided the illiquid stocks that generate fake NAVs but real costs in terms of fees paid out to managers Avoided the Enron, WorldCom, and Yukos that exist in India Avoided the popular Index stocks that were not “value” Reduced Risks
  19. 19. Dependable performance across market cycle Past performance may or may not be sustained in future. Date of Inception: March 13, 2006. Benchmark:BSE 30 Total Return Index. Returns are for growth option. Data as on 29 April, 2011
  20. 20. Quantum Long Term Equity Fund – Dependable Performance *Absolute Returns **Compounded Annualised Returns ^Past Performance may or may not be sustained in future and may not necessarily provide a basis for comparison with other investments. Performance for the dividend option for the investor would be net of the dividend distribution tax, as applicable Date of inception: March 13, 2006 Since Inception returns are calculated on NAV of Rs 10 invested at inception. Performance as on April 29, 2011 Period Returns – Growth Option^ Benchmark Returns – BSE 30 TRI 1 year* 15.31% 10.15% 3 years** 15.51% 4.66% Since Inception** 17.21% 13.54%
  21. 21. Quantum Long Term Equity Fund Features Rs 500 /- and multiples of Rs 1/- thereafter Minimum Amount - Lump sum / SIP / STP / SWP Rs 500 /- and multiples of Rs 1/- thereafter SIP / STP Interval Options Daily / Weekly / Fortnightly / Monthly / Quarterly Minimum SIP / STP Installments (In Nos.) Daily – 132, Weekly – 25, Fortnightly – 13, Monthly – 6, Quarterly – 4 SWP Interval Options Weekly / Fortnightly / Monthly / Quarterly SIP Interval SIP Date options Minimum SIP Amount Minimum No. Installments Monthly 5th, 7th, 15th, 21st, 25th, 28th 6 Daily All Business Days 132 Weekly 7th, 15th, 21st, 28th 25 Fortnightly 5th & 21st Or 7th & 25th 13 Quarterly 5th, 7th, 15th, 21st, 25th, 28th 4
  22. 22. Define which formula of Savings you want to follow. How would you like to diversify your investments ? Should you or not make Equities as the “Engine for your wealth creation” ? If “Yes” than make Mutual Funds as your Guide Use the power of compounding to build a long term savings portfolio. Consider Quantum Mutual Fund as a part of your mutual fund portfolio. Keep reviewing you investment plan after every 6 months, but stay invested for long run. Remember…
  23. 23. Reach Us At
  24. 24. Quantum Long-Term Equity Fund (QLTEF): An open ended equity scheme. Investment Objective : To achieve long-term capital appreciation by investing primarily in shares of companies that will typically be included in the BSE 200 Index and are in a position to benefit from the anticipated growth and development of the Indian economy and its markets. Quantum Liquid Fund (QLF): An open ended Liquid scheme. Investment Objective : To provide optimal returns with low to moderate levels of risk and high liquidity through judicious investments in money market and debt instruments. Quantum Gold Fund (QGF): An open ended exchange traded fund gold. Investment Objective : To generate returns that are in line with the performance of gold and gold related instruments, subject to tracking errors. However, investment in gold related instruments will be made if and when SEBI permits mutual funds to invest in gold related instruments. The Scheme is designed to provide returns that before expenses, closely correspond to the returns provided by gold. Quantum Index Fund (QIF) : An open ended exchange traded fund. Investment Objective : with an objective to invest in stocks of companies comprising the S & P CNX Nifty Index and endeavor to achieve returns equivalent to the Nifty by “Passive” Investment. The scheme will be managed by replicating the Index in the same weightage as in the S&P CNX Nifty Index with the intention of minimizing the performance differences between the scheme and the S&P CNX Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. Quantum Tax Saving Fund (QTSF): An open ended equity linked savings scheme. Investment Objective : to achieve long term capital appreciation by investing primarily in shares of companies that will typically be included in the BSE 200 Index and are in a position to benefit from the anticipated growth and development of the Indian economy and its markets. Quantum Equity Fund of Funds (QEFOF): An open ended Equity fund of funds scheme Investment Objective : To generate long-term capital appreciation by investing in a portfolio of open-ended diversified equity schemes of mutual funds registered with SEBI. There can be no assurance of positive returns from following the stated investment strategy. Terms of issue : Units of the scheme can be subscribed /redeemed at the applicable NAV on all Business Days. Declaration of NAV on all Business Days. Entry Load: Not applicable. Exit Load: QLTEF : On repurchase/redemption/switch-out within 6 months from the date of allotment- 4%, after 6 months but within 12 months from the date of allotment - 3%, after 12 months but within 18 months from the date of allotment - 2%, after 18 months but within 24 months from the date of allotment - 1%, after 24 months from the date of allotment - Nil. QLF : Nil; QGF : Nil in case of Authorised Participants; 0.5% in case of Eligible Investors. QIF : Nil; QTSF : Nil; QEFOF : On repurchase/redemption/switch-out within 1 year from the date of allotment -1.5%. Risk Factors: All Mutual Funds, securities investments and Gold are subject to market risks and there can be no assurance that the Scheme’s objective will be achieved and the NAV of the scheme(s) may go up or down depending upon the factors and forces affecting securities markets and Gold. Quantum Long-Term Equity Fund, Quantum Liquid Fund, Quantum Gold Fund, Quantum Index Fund, Quantum Tax Saving Fund and Quantum Equity Fund of Funds are the names of the schemes and does not in any manner indicate either the quality of the Schemes, their future prospects or returns. Investors in the Scheme(s) are not being offered a guaranteed or assured rate of return. Investment in mutual fund units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the Sponsor / AMC/ Mutual Fund does not indicate the future performance of the Scheme(s). The investors are advised to refer to the Scheme Information Documents of QGF and QIF for full text of the ‘Disclaimer Clause of NSE’. Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited (liability of Sponsor limited to Rs. 1,00,000/-) Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited (AMC). The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956. Please read the Scheme Information Document (SID) /Key Information Memorandum (KIM)/ Statement of Additional Information (SAI)/Addenda carefully before investing. SID / KIM / SAI can be obtained at the Investor Service Centers of the AMC or at the office of the AMC or on the website www.QuantumAMC.Com/www.QuantumMF.com . This information is not intended to be an offer or solicitation for the purchase or sale of any financial product or instrument. Readers are advised to seek independent professional advice and arrive at an informed investment decision before making any investments. The Sponsor, The Investment Manager, The Trustee, their respective directors, employees, affiliates or representatives shall not be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in the responses. Date: 01/02/11