SlideShare a Scribd company logo
PRANAYKUMAR Mobile: 7760648794
Email : Pranaygcc07@gmail.com
CAREER OBJECTIVES
Seeking Employment in a Professional Organization where I can enhance my skills and strengthen them in
conjunction with organization’s goals and to serve my organization with sheer determination and commitment.
PROFILE SUMMARY
An MBA in Finance Professionalwith 1.4 years of experience in:
 Banking (NBFC). Financial Forecasting. Team Management.
 Account Reconciliation. Cross-Functional Coordination. Data Analysis.
 Account Management. Queries/Complaints Handling. Planning and Strategy.
 Portfolio Management. Business Management.
 Knowledge of CIBIL and Basic Understanding of Balance Sheet Analysis, Income Statement, Financial
Ratio.
 Develop financial forecasts on Business and Personal Loan A/C Portfolio of Collection.
 Review debit/credit of statement of accounts of every individual Business and Personal loan account with
a maximum of ticket size 75 lakhs and 9 lakhs and getting adjustment with entry if any.
 Resourceful in implementing result-oriented recovery plans to manage delinquency; developing new lanes,
identifying new tactics, implementing new methods to reduce risk, cost, etc.
 Proven ability to analyze Customer Segments, Business and competition, well-structured and logical
conclusions.
 Hands on experience in working on Finn One, DMS, and LMS Application with comprehensive
knowledge of generating SOA’s,Repayment schedules, Foreclosure statement.
 Successfully handled client base from wide range of industries including Iron & Steel, Polymers,
Aromatic chemicals, Incense manufacturing, Mobile handsets retail, Manufacturing Sector, FMCG
distributors etc.
 Expertise in maintaining relationship with key customers and establishing high profit accounts with
excellent level of retention.
CORE COMPETENCIES
 Awareness of Banking process and systems
 Good knowledge of Accounting and Finance.
 Analytical Skill with Accuracy and Attention to details.
 Strong prospecting-account management and closing skills with increase in company profit.
 Result oriented, proactive and showing overall leadership quality.
 Strong and innovative approach to problem solving and finding solutions
 Teamwork and interpersonal skills.
 Time Management Skills.
INTERNSHIP AND TRANING
 Project Title: Organizational Study.
 One month internship in HDFC LIFE, Bangalore.
ORGANIZATIONAL EXPERIENCE
 Since 6th July’15 till 22nd Nov’16, (1.4 Months)with Capital First Limited, Pune as Management
Trainee for 1 Year.
 Later on Designated as- Collection Manager.
 Grade- Assistant Manager.
 Department- Collection, Unsecured Product- (Business Loan, Personal Loan)
KEYRESULT AREAS :-
 Managed collection department with a team of 4 In-house Collection Executive and Handle accounts
being forwarded to collection agency and work closely with follow up daily on accounts in collections on
Account Receivables and Audit on Cash Receipt and Cash Management.
 Financial forecast on delinquency portfolio and projects those trends in order to provide decision-makers
with information about what the financial status of the company is likely to be at some point in the future.
 Coordinate and Drive the cash collections of receivables for the portfolio of around 60 Account of
Business Loan, 112 Account of PersonalLoan with a POS of 7 cr. and 9 cr. and respectively reduce
delinquency in Early Bucket.
 Achieved 95% collection in Bucket 0, 65% Stable and 25% Normal in Bucket 1,and 65% overall in
Bucket 2.
 Slashed down the count of account arising in delinquency due to ECS Problem and streamlined the same if
any issue arises with the clearing process (ECS).
 Meticulously Recording and Tagging Payments in Application, Allocating the cases to executive, Trail
Updating on En-Collect Application, and consolidate delinquent file on Excel and circulating the same to
Regional Manager.
 Identifying the unidentified credit to ensure that these credits are parked in the appropriate Customer
Account.
 Accomplished timely updating of account on system and initiate for refund or reversal of amt. to be done
on time by operation team and tracking the submission of Cheque, Clearance and Cash in Branch.
 Balanced the settlement tracker and ensuring there is no POS loss of company and getting the approval for
the same by the National Manger.
 Delivered timely closure of account on system and assisting the customer to get NOC and TDS refund if
any.
 Work closely with Credit Team, Sales Team, Operation Team, and Customer Service ensuring the
continuation and enhancements of services.
HIGHLIGHT:
 Efficaciously worked towards improvise delinquency on the assigned bucket (X, 1, 2).
ORGANIZATIONAL EXPERIENCE
 Feb’12- Aug’13 (1.6 Months) with Oracle India Private Limited (Global Finance Information
Centre) Bangalore as Order Management Analyst. (US Shift)
KEYRESULT AREAS :-
 Accountable for booking of Hardware and Vendor Sales business deal, Compliance with Oracle Policy &
TAT.
 Reconcile billings against inventory and ensure accuracy on Billing on Quote and Invoice.
 Execute critical analysis of complete Order Documents like Purchase order,Drafted Quote copy and
Check list ensuring compliance with oracle agreement.
 Interacting and educating oracle sales representative abroad on submission of clean order documents.
 Generate hardware reports of booked order and sending to the clients as well as Team Lead.
 Responsible for working with Customer Data Integration Team,Quoting Team.
 Responsible for assigning of deal within the team.
 Planned and Scheduled review meetings on Quality Check.
COURSES
 Certificate in BFSI Level 3 conforming to National Skill Qualification.
RELEVANT SOFTWARE SKILLS:
 Competence in Microsoft Office / MS Excel/ Pivots / V-lookups and accounting software application.
 Knowledge of Finn One, LMS, DMS, En-Collect Application.
 Knowledge of Oracle Application like R12 Oracle E-Business Suite Financials, Quoting Application, EZO
Application.
ACADEMICDETAILS
 PUC in Commerce, Navyug Vidyalaya in 2008, 61%’
 BBM from Bangalore University, Garden City College Of Management And Sciences, Bangalore in
2011, 67%
 MBA(Finance) from University of Mysore, Ramaiah Institute Of Management And Sciences in 2015,
71%
AWARDS AND ACHEIVMENTS
 Received ACE Award for the Employee of the Month in Capital First within 4 months of Joining.
 Appreciation Mail received from Regional Manager and National Mail for reducing delinquency in Bucket
X, 1, 2. And was tagged as the most dependable team among West by our Head of collection.
 Received certificate of participation for coordinating in one day international workshop on the career
prospect in nanotechnology.
 Class Representative for 1year 6 Month while pursuing MBA.
INTEREST AND HOBBIES
Sketching, Playing Chess.
PERSONAL DETAILS
Date of Birth : 07/05/1990
Father’s Name : Pramod Kumar Sinha.
Languages Known : Hindi, English.
Permanent Address : House#39,1st
Cross, BTM 2nd
Stage.
Opposite Gopalan Mall.
Bangalore, KA.
.

More Related Content

What's hot

CV Dileep 2016
CV Dileep 2016CV Dileep 2016
CV Dileep 2016
Dileep Nair
 
Vaishak Lakshmanan_Updated_cv1
Vaishak Lakshmanan_Updated_cv1Vaishak Lakshmanan_Updated_cv1
Vaishak Lakshmanan_Updated_cv1
Vaishak Lakshmanan
 
Shweta
ShwetaShweta
Shweta
shweta dubey
 
Jaseem
JaseemJaseem
Resume
ResumeResume
Resume
Uttam Das
 
CV_BA
CV_BACV_BA
Mithun Suresh (Resume) .
Mithun Suresh (Resume) .Mithun Suresh (Resume) .
Mithun Suresh (Resume) .
MITHUN SURESH
 
Shekhar Resume GOM
Shekhar Resume GOMShekhar Resume GOM
Shekhar Resume GOM
shekharshukla88
 
Vishal resume
Vishal resumeVishal resume
Vishal resume
Vishal Kacker
 
Sahnawaz Rahman - ANZ
Sahnawaz Rahman - ANZSahnawaz Rahman - ANZ
Sahnawaz Rahman - ANZ
Sahnawaz Rahman
 
Samantha Knott Resume
Samantha Knott ResumeSamantha Knott Resume
Samantha Knott Resume
Samantha Knott
 
Credit Analyst Resume
Credit Analyst ResumeCredit Analyst Resume
Credit Analyst Resume
RENNY CRASTO
 
PABITRA ADHIKARY RESUME CREDIT MANAGER
PABITRA ADHIKARY RESUME CREDIT MANAGERPABITRA ADHIKARY RESUME CREDIT MANAGER
PABITRA ADHIKARY RESUME CREDIT MANAGER
Pabitra Adhikary
 
Rajkumar R - Resume
Rajkumar R - ResumeRajkumar R - Resume
Rajkumar R - Resume
raj kumar
 
Nitin Kumar Resume Credit Analyst
Nitin Kumar Resume Credit AnalystNitin Kumar Resume Credit Analyst
Nitin Kumar Resume Credit Analyst
Nitin Kumar
 
PRODYUT PAUL[1]
PRODYUT PAUL[1]PRODYUT PAUL[1]
PRODYUT PAUL[1]
PRODYUT PAUL
 
Swathi Krishnan - Resume
Swathi Krishnan - ResumeSwathi Krishnan - Resume
Swathi Krishnan - Resume
Swathi Krishnan
 
malaya-res (1)
malaya-res (1)malaya-res (1)
malaya-res (1)
Malaya Kumar
 
Preeti_Resume
Preeti_ResumePreeti_Resume
Preeti_Resume
Preeti Kumari
 

What's hot (19)

CV Dileep 2016
CV Dileep 2016CV Dileep 2016
CV Dileep 2016
 
Vaishak Lakshmanan_Updated_cv1
Vaishak Lakshmanan_Updated_cv1Vaishak Lakshmanan_Updated_cv1
Vaishak Lakshmanan_Updated_cv1
 
Shweta
ShwetaShweta
Shweta
 
Jaseem
JaseemJaseem
Jaseem
 
Resume
ResumeResume
Resume
 
CV_BA
CV_BACV_BA
CV_BA
 
Mithun Suresh (Resume) .
Mithun Suresh (Resume) .Mithun Suresh (Resume) .
Mithun Suresh (Resume) .
 
Shekhar Resume GOM
Shekhar Resume GOMShekhar Resume GOM
Shekhar Resume GOM
 
Vishal resume
Vishal resumeVishal resume
Vishal resume
 
Sahnawaz Rahman - ANZ
Sahnawaz Rahman - ANZSahnawaz Rahman - ANZ
Sahnawaz Rahman - ANZ
 
Samantha Knott Resume
Samantha Knott ResumeSamantha Knott Resume
Samantha Knott Resume
 
Credit Analyst Resume
Credit Analyst ResumeCredit Analyst Resume
Credit Analyst Resume
 
PABITRA ADHIKARY RESUME CREDIT MANAGER
PABITRA ADHIKARY RESUME CREDIT MANAGERPABITRA ADHIKARY RESUME CREDIT MANAGER
PABITRA ADHIKARY RESUME CREDIT MANAGER
 
Rajkumar R - Resume
Rajkumar R - ResumeRajkumar R - Resume
Rajkumar R - Resume
 
Nitin Kumar Resume Credit Analyst
Nitin Kumar Resume Credit AnalystNitin Kumar Resume Credit Analyst
Nitin Kumar Resume Credit Analyst
 
PRODYUT PAUL[1]
PRODYUT PAUL[1]PRODYUT PAUL[1]
PRODYUT PAUL[1]
 
Swathi Krishnan - Resume
Swathi Krishnan - ResumeSwathi Krishnan - Resume
Swathi Krishnan - Resume
 
malaya-res (1)
malaya-res (1)malaya-res (1)
malaya-res (1)
 
Preeti_Resume
Preeti_ResumePreeti_Resume
Preeti_Resume
 

Similar to PRANAY KUMAR(CV)

Vidya
VidyaVidya
Rajkumar r resume
Rajkumar r   resumeRajkumar r   resume
Rajkumar r resume
raj kumar
 
Paramesh Sukumar Resume
Paramesh Sukumar ResumeParamesh Sukumar Resume
Paramesh Sukumar Resume
Paramesh sukumar
 
Radhika Maheshwari_CV_2 Aug
Radhika Maheshwari_CV_2 AugRadhika Maheshwari_CV_2 Aug
Radhika Maheshwari_CV_2 Aug
rads1121
 
Santanu Dey
Santanu DeySantanu Dey
Santanu Dey
Santanu Dey
 
Resume-Vikas
Resume-VikasResume-Vikas
Resume-Vikas
Vikas Malik
 
Rajkumar CV
Rajkumar CVRajkumar CV
Jeevan-AR Manager Resume
Jeevan-AR Manager ResumeJeevan-AR Manager Resume
Jeevan-AR Manager Resume
Jeevan Paul
 
R Janani Aiswarya
R Janani AiswaryaR Janani Aiswarya
R Janani Aiswarya
Janani ram
 
Varun Kumar - F&S ops.
Varun Kumar - F&S ops.Varun Kumar - F&S ops.
Varun Kumar - F&S ops.
Varun Shakya
 
Krishna Kumar S_original-updated
Krishna Kumar S_original-updatedKrishna Kumar S_original-updated
Krishna Kumar S_original-updated
Krishnakumar K
 
SN Resume 2016 Mar
SN Resume 2016 MarSN Resume 2016 Mar
SN Resume 2016 Mar
Nagarajan S
 
CMA Vipin
CMA Vipin CMA Vipin
CMA Vipin
Vipin. N W
 
sandesh n
sandesh nsandesh n
CV - Rahul Sharma
CV - Rahul SharmaCV - Rahul Sharma
CV - Rahul Sharma
Rahul Sharma
 
Resume_Darshan
Resume_DarshanResume_Darshan
Resume_Darshan
Darshan Malpathak
 
MCResume 2015 (1)
MCResume 2015 (1)MCResume 2015 (1)
MCResume 2015 (1)
I. Mona Christian
 
Resume-2016
Resume-2016Resume-2016
Resume-2016
prabaharan s
 
Resume_Yogesh
Resume_YogeshResume_Yogesh
Resume_Yogesh
Yogesh Sharma
 
Avijit KumarSingh.29.03.2015
Avijit KumarSingh.29.03.2015Avijit KumarSingh.29.03.2015
Avijit KumarSingh.29.03.2015
Avijit Singh
 

Similar to PRANAY KUMAR(CV) (20)

Vidya
VidyaVidya
Vidya
 
Rajkumar r resume
Rajkumar r   resumeRajkumar r   resume
Rajkumar r resume
 
Paramesh Sukumar Resume
Paramesh Sukumar ResumeParamesh Sukumar Resume
Paramesh Sukumar Resume
 
Radhika Maheshwari_CV_2 Aug
Radhika Maheshwari_CV_2 AugRadhika Maheshwari_CV_2 Aug
Radhika Maheshwari_CV_2 Aug
 
Santanu Dey
Santanu DeySantanu Dey
Santanu Dey
 
Resume-Vikas
Resume-VikasResume-Vikas
Resume-Vikas
 
Rajkumar CV
Rajkumar CVRajkumar CV
Rajkumar CV
 
Jeevan-AR Manager Resume
Jeevan-AR Manager ResumeJeevan-AR Manager Resume
Jeevan-AR Manager Resume
 
R Janani Aiswarya
R Janani AiswaryaR Janani Aiswarya
R Janani Aiswarya
 
Varun Kumar - F&S ops.
Varun Kumar - F&S ops.Varun Kumar - F&S ops.
Varun Kumar - F&S ops.
 
Krishna Kumar S_original-updated
Krishna Kumar S_original-updatedKrishna Kumar S_original-updated
Krishna Kumar S_original-updated
 
SN Resume 2016 Mar
SN Resume 2016 MarSN Resume 2016 Mar
SN Resume 2016 Mar
 
CMA Vipin
CMA Vipin CMA Vipin
CMA Vipin
 
sandesh n
sandesh nsandesh n
sandesh n
 
CV - Rahul Sharma
CV - Rahul SharmaCV - Rahul Sharma
CV - Rahul Sharma
 
Resume_Darshan
Resume_DarshanResume_Darshan
Resume_Darshan
 
MCResume 2015 (1)
MCResume 2015 (1)MCResume 2015 (1)
MCResume 2015 (1)
 
Resume-2016
Resume-2016Resume-2016
Resume-2016
 
Resume_Yogesh
Resume_YogeshResume_Yogesh
Resume_Yogesh
 
Avijit KumarSingh.29.03.2015
Avijit KumarSingh.29.03.2015Avijit KumarSingh.29.03.2015
Avijit KumarSingh.29.03.2015
 

PRANAY KUMAR(CV)

  • 1. PRANAYKUMAR Mobile: 7760648794 Email : Pranaygcc07@gmail.com CAREER OBJECTIVES Seeking Employment in a Professional Organization where I can enhance my skills and strengthen them in conjunction with organization’s goals and to serve my organization with sheer determination and commitment. PROFILE SUMMARY An MBA in Finance Professionalwith 1.4 years of experience in:  Banking (NBFC). Financial Forecasting. Team Management.  Account Reconciliation. Cross-Functional Coordination. Data Analysis.  Account Management. Queries/Complaints Handling. Planning and Strategy.  Portfolio Management. Business Management.  Knowledge of CIBIL and Basic Understanding of Balance Sheet Analysis, Income Statement, Financial Ratio.  Develop financial forecasts on Business and Personal Loan A/C Portfolio of Collection.  Review debit/credit of statement of accounts of every individual Business and Personal loan account with a maximum of ticket size 75 lakhs and 9 lakhs and getting adjustment with entry if any.  Resourceful in implementing result-oriented recovery plans to manage delinquency; developing new lanes, identifying new tactics, implementing new methods to reduce risk, cost, etc.  Proven ability to analyze Customer Segments, Business and competition, well-structured and logical conclusions.  Hands on experience in working on Finn One, DMS, and LMS Application with comprehensive knowledge of generating SOA’s,Repayment schedules, Foreclosure statement.  Successfully handled client base from wide range of industries including Iron & Steel, Polymers, Aromatic chemicals, Incense manufacturing, Mobile handsets retail, Manufacturing Sector, FMCG distributors etc.  Expertise in maintaining relationship with key customers and establishing high profit accounts with excellent level of retention. CORE COMPETENCIES  Awareness of Banking process and systems  Good knowledge of Accounting and Finance.  Analytical Skill with Accuracy and Attention to details.  Strong prospecting-account management and closing skills with increase in company profit.  Result oriented, proactive and showing overall leadership quality.  Strong and innovative approach to problem solving and finding solutions  Teamwork and interpersonal skills.  Time Management Skills.
  • 2. INTERNSHIP AND TRANING  Project Title: Organizational Study.  One month internship in HDFC LIFE, Bangalore. ORGANIZATIONAL EXPERIENCE  Since 6th July’15 till 22nd Nov’16, (1.4 Months)with Capital First Limited, Pune as Management Trainee for 1 Year.  Later on Designated as- Collection Manager.  Grade- Assistant Manager.  Department- Collection, Unsecured Product- (Business Loan, Personal Loan) KEYRESULT AREAS :-  Managed collection department with a team of 4 In-house Collection Executive and Handle accounts being forwarded to collection agency and work closely with follow up daily on accounts in collections on Account Receivables and Audit on Cash Receipt and Cash Management.  Financial forecast on delinquency portfolio and projects those trends in order to provide decision-makers with information about what the financial status of the company is likely to be at some point in the future.  Coordinate and Drive the cash collections of receivables for the portfolio of around 60 Account of Business Loan, 112 Account of PersonalLoan with a POS of 7 cr. and 9 cr. and respectively reduce delinquency in Early Bucket.  Achieved 95% collection in Bucket 0, 65% Stable and 25% Normal in Bucket 1,and 65% overall in Bucket 2.  Slashed down the count of account arising in delinquency due to ECS Problem and streamlined the same if any issue arises with the clearing process (ECS).  Meticulously Recording and Tagging Payments in Application, Allocating the cases to executive, Trail Updating on En-Collect Application, and consolidate delinquent file on Excel and circulating the same to Regional Manager.  Identifying the unidentified credit to ensure that these credits are parked in the appropriate Customer Account.  Accomplished timely updating of account on system and initiate for refund or reversal of amt. to be done on time by operation team and tracking the submission of Cheque, Clearance and Cash in Branch.  Balanced the settlement tracker and ensuring there is no POS loss of company and getting the approval for the same by the National Manger.  Delivered timely closure of account on system and assisting the customer to get NOC and TDS refund if any.  Work closely with Credit Team, Sales Team, Operation Team, and Customer Service ensuring the continuation and enhancements of services. HIGHLIGHT:  Efficaciously worked towards improvise delinquency on the assigned bucket (X, 1, 2).
  • 3. ORGANIZATIONAL EXPERIENCE  Feb’12- Aug’13 (1.6 Months) with Oracle India Private Limited (Global Finance Information Centre) Bangalore as Order Management Analyst. (US Shift) KEYRESULT AREAS :-  Accountable for booking of Hardware and Vendor Sales business deal, Compliance with Oracle Policy & TAT.  Reconcile billings against inventory and ensure accuracy on Billing on Quote and Invoice.  Execute critical analysis of complete Order Documents like Purchase order,Drafted Quote copy and Check list ensuring compliance with oracle agreement.  Interacting and educating oracle sales representative abroad on submission of clean order documents.  Generate hardware reports of booked order and sending to the clients as well as Team Lead.  Responsible for working with Customer Data Integration Team,Quoting Team.  Responsible for assigning of deal within the team.  Planned and Scheduled review meetings on Quality Check. COURSES  Certificate in BFSI Level 3 conforming to National Skill Qualification. RELEVANT SOFTWARE SKILLS:  Competence in Microsoft Office / MS Excel/ Pivots / V-lookups and accounting software application.  Knowledge of Finn One, LMS, DMS, En-Collect Application.  Knowledge of Oracle Application like R12 Oracle E-Business Suite Financials, Quoting Application, EZO Application. ACADEMICDETAILS  PUC in Commerce, Navyug Vidyalaya in 2008, 61%’  BBM from Bangalore University, Garden City College Of Management And Sciences, Bangalore in 2011, 67%  MBA(Finance) from University of Mysore, Ramaiah Institute Of Management And Sciences in 2015, 71% AWARDS AND ACHEIVMENTS  Received ACE Award for the Employee of the Month in Capital First within 4 months of Joining.  Appreciation Mail received from Regional Manager and National Mail for reducing delinquency in Bucket X, 1, 2. And was tagged as the most dependable team among West by our Head of collection.  Received certificate of participation for coordinating in one day international workshop on the career prospect in nanotechnology.  Class Representative for 1year 6 Month while pursuing MBA. INTEREST AND HOBBIES Sketching, Playing Chess.
  • 4. PERSONAL DETAILS Date of Birth : 07/05/1990 Father’s Name : Pramod Kumar Sinha. Languages Known : Hindi, English. Permanent Address : House#39,1st Cross, BTM 2nd Stage. Opposite Gopalan Mall. Bangalore, KA. .