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Neath Port Talbot's Poverty Symposium


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Deven Ghelani, Director and founder of Policy in Practice, was invited to speak at the Neath Port Talbot Poverty Symposium on the topic of the impact of welfare reform on personal debt and financial resilience.

In his session Deven talked about the general impact of welfare policies on our living standards and how Neath Port Talbot Council is using their own household level data to identify vulnerability, target support and track change. Deven then shared Policy in Practice's new research on transitioning to Universal Credit.

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Published in: Data & Analytics
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Neath Port Talbot's Poverty Symposium

  1. 1. Deven Ghelani Policy in Practice NEATH PORT TALBOT POVERTY SYMPOSIUM
  2. 2. Agenda • About Policy in Practice • The impact of recent policy changes on low income households • Initiatives to help support vulnerable consumers
  3. 3. A team of professionals with extensive knowledge of the welfare system who are passionate about making social policy work We help over 80 local authorities use their household level data to identify vulnerable households, target support and track their interventions Our benefit calculator engages over 10,000 people each day. We identify the actions people can take to increase their income, lower their costs and build resilience
  4. 4. Our analysis of Budget 2018 • £1.7 billion boost to benefit support, benefiting 2.5 million households (1.9m with children & 600k with limited capability for work) • £1.0 billion to help 1.1m people migrating onto Universal Credit (one-third of those left to migrate) • Employed households gain • Self-employed, disabled, ill or out of work don't gain • Download our report
  5. 5. • 1.6 million people on Universal Credit today • A further 1.6m people moving onto Universal Credit this year • 2 million people moving on through ‘managed migration’ from 2020 Universal Credit is rolling out fast
  6. 6. • UC work allowances: increase by £1,000 per year (from April 2019) • Two week run-on for those on existing DWP benefits (JSA, ESA, IS) in addition to those receiving housing benefit (from July 2020) • Self employed: Protection extended to all; assessed on actual income (not MIF) for 12 months (from July 2019) • Deductions from UC: Max rate down from 40% to 30% (from Oct 2019) • Delay in increasing the earnings limit that triggers surplus earnings (remains the same until 2020) • Period for recovery of advances extended from 12 to 16 months (from Oct 2021) • Slower roll-out of Universal Credit (end now Dec 2023) • Plus increase in minimum wage & changes in tax allowances (from April 2019) Budget 2018: UC changes
  7. 7. People are still worse off
  8. 8. We pool your datasets on low income families, and link them over time to create a single view Our policy engine shows the impact of all policies, now and in the future, on each family The insights enable you to proactively identify who needs what support, engage people and track impact Household data + Advanced Analytics
  9. 9. 16,934 low income households in Neath Port Talbot
  10. 10. 2,596 are in council tax arrears
  11. 11. 1,255 owe more than one month’s council tax
  12. 12. 205 of them are impacted by welfare reform
  13. 13. 59 of whom face an ongoing cash shortfall
  14. 14. … and seven will be worse off under Universal Credit
  15. 15. Focus on 1 household
  16. 16. Engage through tailored calculation
  17. 17. Use data to more widely understand the drivers of child poverty Turn data insights into actions that have impact (this afternoon’s breakout session) What we’d like to do next
  18. 18. Thank you Deven Ghelani 07863 560677 Peter Carter 07805 254371