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What
Insurance
Adjusters
Look for In
Storm
Damaged
Roofs
Platform Roofing
Overview
How Long Do You Have To File A
Claim For Hail Damage
The Key Factors During The Roof
Inspection
What Should You E...
When a storm leaves your roof in
need of repair, you will need to file a
claim with your homeowner’s
insurance company and...
How Long Do You Have To File A Claim
For Hail Damage?
Don’t Wait
Even if your insurance company does
not restrict how long...
Call In A Contractor To Meet With Your
Adjustor
Teamwork: Roofing Contractors
& Adjusters
If the adjusters determine the s...
The Key Factors During The
Roof Inspection
● Missing granules are a sign of hail damage, as missing
granules can expose the substrate layer below.
● Areas underneath...
Roof hail damage claims are often
processed within 7 to 14 days. The claim
will be subject to your deductible, and the
amo...
Have Additional
Questions?
Platform Roofing has worked with hundreds of insurance claims adjusters and
homeowners on storm...
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What Insurance Adjusters Look for In Storm Damaged Roofs

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Learn about the roof insurance claim process for storm damaged roofs-- including filing, what adjusters look for, and compensation for your claim.

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What Insurance Adjusters Look for In Storm Damaged Roofs

  1. 1. What Insurance Adjusters Look for In Storm Damaged Roofs Platform Roofing
  2. 2. Overview How Long Do You Have To File A Claim For Hail Damage The Key Factors During The Roof Inspection What Should You Expect
  3. 3. When a storm leaves your roof in need of repair, you will need to file a claim with your homeowner’s insurance company and work with an insurance claims adjustor to determine the extent of the qualified damages. Damages could range anywhere from a full roof replacement that costs upwards of $50k, to a few thousand dollars of repairs to the smaller affected areas of the roof or home. Below are some things to keep in mind when filing an insurance claim for roof hail damage or other storm damage.
  4. 4. How Long Do You Have To File A Claim For Hail Damage? Don’t Wait Even if your insurance company does not restrict how long you have to file, filing sooner rather than later, will ensure the most accurate information is gathered. Not only that, but if you wait to file your claim, the damages could worsen and create new problems that will not be covered in your claim.
  5. 5. Call In A Contractor To Meet With Your Adjustor Teamwork: Roofing Contractors & Adjusters If the adjusters determine the storm did create your damage, their next step will be to determine the amount of qualified repairs. Many homeowners have their own contractor present during the inspection, so the contractor and adjuster can discuss all factors and options.
  6. 6. The Key Factors During The Roof Inspection
  7. 7. ● Missing granules are a sign of hail damage, as missing granules can expose the substrate layer below. ● Areas underneath missing granules often feel soft and spongy, which is a sign of bruising. ● If the fiberglass mats that surround asphalt shingles are cracked or broken, then a roof replacement may be required. ● Collateral damage to fascia, gutters, vents, valleys, windows, siding, and other areas with dents or damage will also be taken into consideration.
  8. 8. Roof hail damage claims are often processed within 7 to 14 days. The claim will be subject to your deductible, and the amount awarded is subject to depreciation of 30 to 40 percent. Keep in mind the condition of the roof prior to the storm will be taken into consideration. For example, if the roof and gutters were not in good condition prior to the storm, then the claim any be greatly reduced or even denied.
  9. 9. Have Additional Questions? Platform Roofing has worked with hundreds of insurance claims adjusters and homeowners on storm damaged roofs. For additional questions about the process, contact our team: Platform Roofing Phone: 817-776-0302 Email: info@platformconstructionusa.com Address: 835 E LAMAR BLVD SUITE 442 ARLINGTON, TX 76011

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