Ways to Save on CarWays to Save on Car
InsuranceInsurance
Brought to you by the InsuranceBrought to you by the Insurance
t...
Car Insurance Isn’t Just About HowCar Insurance Isn’t Just About How
Good of a Driver you areGood of a Driver you are
• Wh...
Shop AroundShop Around
• While this may sound like a no-brainer, manyWhile this may sound like a no-brainer, many
people d...
Get a Higher DeductibleGet a Higher Deductible
• The higher your deductible for your autoThe higher your deductible for yo...
Drive a ClunkerDrive a Clunker
• Having an older car that is worth less value inHaving an older car that is worth less val...
Buy Health and Car Insurance fromBuy Health and Car Insurance from
the Same Companythe Same Company
• Many insurance compa...
Maintain Your Credit ScoreMaintain Your Credit Score
• Having a good credit history is essential not onlyHaving a good cre...
Ask for Other DiscountsAsk for Other Discounts
• There are many discounts available from insuranceThere are many discounts...
In Summary…In Summary…
• There are many other ways to save onThere are many other ways to save on
your auto insurance besi...
In Summary…In Summary…
• There are many other ways to save onThere are many other ways to save on
your auto insurance besi...
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Ways to save on car insurance

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Learn some great tips and insight on saving money on car insurance brought to you by Best Auto Insurance, the <a>Cheap Car Insurance</a> Specialists.

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Ways to save on car insurance

  1. 1. Ways to Save on CarWays to Save on Car InsuranceInsurance Brought to you by the InsuranceBrought to you by the Insurance team at Best Auto Insuranceteam at Best Auto Insurance www.bestautoinsurance.comwww.bestautoinsurance.com
  2. 2. Car Insurance Isn’t Just About HowCar Insurance Isn’t Just About How Good of a Driver you areGood of a Driver you are • When shopping for car insurance quotes andWhen shopping for car insurance quotes and premiums, there are a few things you shouldpremiums, there are a few things you should keep in mind when trying to get affordable rateskeep in mind when trying to get affordable rates that don’t seem as important as they are. Bestthat don’t seem as important as they are. Best Auto insurance is here to help, and the followingAuto insurance is here to help, and the following list we compiled contains tips from the best autolist we compiled contains tips from the best auto insurance companies on how to lower your carinsurance companies on how to lower your car insurance premium and rate.insurance premium and rate. • Check out the website for more information andCheck out the website for more information and insight, but hopefully this presentation will helpinsight, but hopefully this presentation will help you understand the basics.you understand the basics.
  3. 3. Shop AroundShop Around • While this may sound like a no-brainer, manyWhile this may sound like a no-brainer, many people do not even attempt to get quotes from apeople do not even attempt to get quotes from a second company when they find a car insurancesecond company when they find a car insurance rate they can afford. Companies want torate they can afford. Companies want to compete with each other for your business, usecompete with each other for your business, use this to your advantage and make your requeststhis to your advantage and make your requests known. While you might not get everything youknown. While you might not get everything you want, as long as you are shopping around, youwant, as long as you are shopping around, you are getting a great rate.are getting a great rate.
  4. 4. Get a Higher DeductibleGet a Higher Deductible • The higher your deductible for your autoThe higher your deductible for your auto insurance policy, the less you pay annually. Ainsurance policy, the less you pay annually. A deductible of $1000 can save you about 40% indeductible of $1000 can save you about 40% in annual costs compared to the average. Bewareannual costs compared to the average. Beware though, if you get into an accident you’re goingthough, if you get into an accident you’re going to have to pay the $1000 deductible right away,to have to pay the $1000 deductible right away, so you need to have the amount on hand. Whileso you need to have the amount on hand. While this is a risk, if you are a confident, competentthis is a risk, if you are a confident, competent driver this is one of the best ways to save.driver this is one of the best ways to save.
  5. 5. Drive a ClunkerDrive a Clunker • Having an older car that is worth less value inHaving an older car that is worth less value in turn makes your car insurance premium lower.turn makes your car insurance premium lower. In addition older cars tend to be less expensiveIn addition older cars tend to be less expensive to fix so your comprehensive and collisionto fix so your comprehensive and collision coverage potentially are much lower in yourcoverage potentially are much lower in your policy and therefore make your auto insurancepolicy and therefore make your auto insurance premium lower. This does not hold true withpremium lower. This does not hold true with classic cars or very rare cars because findingclassic cars or very rare cars because finding replacement parts and servicing such vehiclesreplacement parts and servicing such vehicles obviously incur a greater cost.obviously incur a greater cost.
  6. 6. Buy Health and Car Insurance fromBuy Health and Car Insurance from the Same Companythe Same Company • Many insurance companies will lower theMany insurance companies will lower the cost for your premium if you purchasecost for your premium if you purchase multiple policies from them. This is notmultiple policies from them. This is not exclusive wholly to auto insurance either.exclusive wholly to auto insurance either. If a company provides Health or LifeIf a company provides Health or Life insurance policies, they will often give youinsurance policies, they will often give you a discount if you sign up for anothera discount if you sign up for another insurance plan with them.insurance plan with them.
  7. 7. Maintain Your Credit ScoreMaintain Your Credit Score • Having a good credit history is essential not onlyHaving a good credit history is essential not only for getting a cheaper auto insurance policy, butfor getting a cheaper auto insurance policy, but also very important for leasing or buying a newalso very important for leasing or buying a new car. Insurance companies give less expensivecar. Insurance companies give less expensive rates to customers who have proven that theyrates to customers who have proven that they are capable of paying bills on time. When anare capable of paying bills on time. When an insurance company looks at your credit, theyinsurance company looks at your credit, they hope to see low balances and consistenthope to see low balances and consistent payments. Make sure any discrepancies in yourpayments. Make sure any discrepancies in your record are settled and check your score often.record are settled and check your score often.
  8. 8. Ask for Other DiscountsAsk for Other Discounts • There are many discounts available from insuranceThere are many discounts available from insurance companies, and not all of them are advertised. Ask if acompanies, and not all of them are advertised. Ask if a company provides any of the following:company provides any of the following: • More than 1 car More than 1 car  No Accidents in 3 Years No Accidents in 3 Years  No Moving Violations in 3 Years No Moving Violations in 3 Years  Driver Training Courses Driver Training Courses  Defensive Driving CoursesDefensive Driving Courses Anti-Theft Devices Anti-Theft Devices  Low Annual Mileage Low Annual Mileage  Student Drivers with Good Grades Student Drivers with Good Grades  • Even if the discount does not seem like a large amountEven if the discount does not seem like a large amount of savings, remember that they will quickly add up, andof savings, remember that they will quickly add up, and the less you can pay each year, the better.the less you can pay each year, the better.
  9. 9. In Summary…In Summary… • There are many other ways to save onThere are many other ways to save on your auto insurance besides just being ayour auto insurance besides just being a safe driver, use these tips to help yousafe driver, use these tips to help you save moneysave money • When you are ready to request a freeWhen you are ready to request a free quote, check out our websitequote, check out our website www.bestautoinsurance.comwww.bestautoinsurance.com and find theand find the policy that is best for you.policy that is best for you.
  10. 10. In Summary…In Summary… • There are many other ways to save onThere are many other ways to save on your auto insurance besides just being ayour auto insurance besides just being a safe driver, use these tips to help yousafe driver, use these tips to help you save moneysave money • When you are ready to request a freeWhen you are ready to request a free quote, check out our websitequote, check out our website www.bestautoinsurance.comwww.bestautoinsurance.com and find theand find the policy that is best for you.policy that is best for you.

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