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Cristian Herghelegiu
                      Business Development
                             ePayment

www.epayment.ro   Howard Johnson, 29 Iunie 2011
www.epayment.ro
Agenda



 Bariere la plata online – Studiu GfK

 Securitate online

 Incredere, incredere, incredere!

 Rata de conversie in pagina de plata

 Despre ePayment




www.epayment.ro
Bariere la plata online



Studiu GfK – iunie 2011

 Care sunt motivele de reticienta la plata
   online?
 83% din respondenti:




                                   Securitate
Securitatea datelor

                                                Securitatea site-ului
                          Frauda


www.epayment.ro
Securitate online



Cum crestem increderea cumparatorului online?




    Sistem antifrauda proprietar de prevenire a tentativelor de frauda online
    Cel mai inalt standard de securitate in industria platilor online – PCI DSS
      (level 1)
    Platforma auditata zilnic de catre McAfee
    3D Secure




www.epayment.ro
Rolul procesatorului de plati electronice




Statistici din activitatea Departamentului de Risc ePayment in 2010


   Numar de tranzactii in 2010: 2,08 milioane
        Tentative de frauda

           o 0,24% din totalul tranzactiilor
           o 4.992 de tranzactii
           o 900,000 EUR pierderi evitate!
        Incidente pe email

           o 0,77% din totalul tranzactiilor
           o 16.035 de incidente

www.epayment.ro
Securitate online



Rata tentativelor de frauda in sistemul ePayment din totalul
tranzactiilor procesate



                               2010
                              0,24%


                          2009 – 0,4%


                  2008 – 0,75%

www.epayment.ro
Rata de conversie



Rata de conversie in pagina de plata

                                                        Decizia de
                                                        cumparare
                                         Pagina de
                                           plata
Numarul de comenzi autorizate din
numarul de comenzi primite
                                                     Operarea
                                                      platii

Rata de conversie in pagina de plata

ePayment ->   85%

                                       Tranzactie incheiata cu
                                               succes




 www.epayment.ro
Incredere, incredere, incredere



Ce spun cumparatorii online?


   “ePayment s-a miscat excelent. (…) Excelent inseamna fara sa fie
   nevoie de mailuri, telefoane, insistente. Serviciul cel mai bun il ai
   atunci cand nu e nevoie sa vorbesti cu cel de la «capatul celalalt al
   firului», adica exista cineva care sesizeaza problema/solicitarea si
   actioneaza din proprie initiativa spre rezolvarea ei. Vorbesc in
   cunostinta de cauza, am mai avut de a face si cu procesatori straini unde
   birocratia e de asa natura incat totul se rezolva la limita legala a
   termenelor. (…) Sunteti de departe cel mai serios procesator de card din
   Romania”


   Alexandru Barbulescu – utilizator al serviciilor ePayment



 www.epayment.ro
Reputatie online



Rebranding




 www.epayment.ro
Despre ePayment



Integrator de solutii de comert electronic, care ajuta afacerile online sa
gestioneze solutii de plata multiple intr-un mediu securizat


 Parte a integratorului de plati online PayU, cu operatiuni in Europa Centrala
  si de Est, detinut de   Naspers (2010), al doilea jucator din ecommerce la
  nivel mondial
 Lansat in 2004, ca parte a Grupului GECAD
 Lider de piata pe plati online in Romania: + 120 mil. EUR tranzactionati in
  2010
 Magazine online in Romania: 2,000+
 Experienta in colaborarea cu jucatori cheie, lideri in domeniul lor de
  activitate   –   volume     mari    de   tranzactionare,     implementare
  personalizata



www.epayment.ro
Grupul Naspers




www.epayment.ro
Metode de plata integrate




www.epayment.ro
Clienti care au incredere in noi




www.epayment.ro
Multumim!
          Pentru mai multe detalii va rugam sa ne contactati:



                        Phone: +40 (0) 21 303 2066
                        Email: info@epayment.ro
                        Website: www.epayment.ro
                        Blog: http://blog.epayment.ro/
                        Twitter: http://twitter.com/ePayment




www.epayment.ro

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Reputatie si incredere in plata online

  • 1. Cristian Herghelegiu Business Development ePayment www.epayment.ro Howard Johnson, 29 Iunie 2011
  • 3. Agenda  Bariere la plata online – Studiu GfK  Securitate online  Incredere, incredere, incredere!  Rata de conversie in pagina de plata  Despre ePayment www.epayment.ro
  • 4. Bariere la plata online Studiu GfK – iunie 2011  Care sunt motivele de reticienta la plata online?  83% din respondenti: Securitate Securitatea datelor Securitatea site-ului Frauda www.epayment.ro
  • 5. Securitate online Cum crestem increderea cumparatorului online?  Sistem antifrauda proprietar de prevenire a tentativelor de frauda online  Cel mai inalt standard de securitate in industria platilor online – PCI DSS (level 1)  Platforma auditata zilnic de catre McAfee  3D Secure www.epayment.ro
  • 6. Rolul procesatorului de plati electronice Statistici din activitatea Departamentului de Risc ePayment in 2010 Numar de tranzactii in 2010: 2,08 milioane  Tentative de frauda o 0,24% din totalul tranzactiilor o 4.992 de tranzactii o 900,000 EUR pierderi evitate!  Incidente pe email o 0,77% din totalul tranzactiilor o 16.035 de incidente www.epayment.ro
  • 7. Securitate online Rata tentativelor de frauda in sistemul ePayment din totalul tranzactiilor procesate 2010 0,24% 2009 – 0,4% 2008 – 0,75% www.epayment.ro
  • 8. Rata de conversie Rata de conversie in pagina de plata Decizia de cumparare Pagina de plata Numarul de comenzi autorizate din numarul de comenzi primite Operarea platii Rata de conversie in pagina de plata ePayment -> 85% Tranzactie incheiata cu succes www.epayment.ro
  • 9. Incredere, incredere, incredere Ce spun cumparatorii online? “ePayment s-a miscat excelent. (…) Excelent inseamna fara sa fie nevoie de mailuri, telefoane, insistente. Serviciul cel mai bun il ai atunci cand nu e nevoie sa vorbesti cu cel de la «capatul celalalt al firului», adica exista cineva care sesizeaza problema/solicitarea si actioneaza din proprie initiativa spre rezolvarea ei. Vorbesc in cunostinta de cauza, am mai avut de a face si cu procesatori straini unde birocratia e de asa natura incat totul se rezolva la limita legala a termenelor. (…) Sunteti de departe cel mai serios procesator de card din Romania” Alexandru Barbulescu – utilizator al serviciilor ePayment www.epayment.ro
  • 11. Despre ePayment Integrator de solutii de comert electronic, care ajuta afacerile online sa gestioneze solutii de plata multiple intr-un mediu securizat  Parte a integratorului de plati online PayU, cu operatiuni in Europa Centrala si de Est, detinut de Naspers (2010), al doilea jucator din ecommerce la nivel mondial  Lansat in 2004, ca parte a Grupului GECAD  Lider de piata pe plati online in Romania: + 120 mil. EUR tranzactionati in 2010  Magazine online in Romania: 2,000+  Experienta in colaborarea cu jucatori cheie, lideri in domeniul lor de activitate – volume mari de tranzactionare, implementare personalizata www.epayment.ro
  • 13. Metode de plata integrate www.epayment.ro
  • 14. Clienti care au incredere in noi www.epayment.ro
  • 15. Multumim! Pentru mai multe detalii va rugam sa ne contactati: Phone: +40 (0) 21 303 2066 Email: info@epayment.ro Website: www.epayment.ro Blog: http://blog.epayment.ro/ Twitter: http://twitter.com/ePayment www.epayment.ro

Editor's Notes

  1. Comertul online, castigator in criza
  2. Studiu comandat de catre ePaymentRevenim cu date supliementare in scurt timp
  3. PCI DSS = Payment Card Industry data security standardPCI DSS v2.0 The PCI DSS is a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. This comprehensive standard is intended to help organizations proactively protect customer account data. American Express, Discover Financial Services, JCB International, MasterCard Worldwide, and Visa Inc
  4. Notificari de recuperare pentru comenzi nefinalizateRecuperarea comenzilor, implicit a banilorAsistenta cumparator 24/7/ 365 Resurse: website, blog, Scoala de Afaceri
  5. Data???
  6. Scoala de afaceri!!!