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The Basics of Signature Verification Software

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The Basics of Signature Verification Software

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Ever wonder what the bank does with the signature on your check? Here's a quick look at how signatures are used, common methods of forgery and how software can substantially improve on forgery detection - making transactions safer for all of us.

Ever wonder what the bank does with the signature on your check? Here's a quick look at how signatures are used, common methods of forgery and how software can substantially improve on forgery detection - making transactions safer for all of us.

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The Basics of Signature Verification Software

  1. 1. © 2012 Parascript, LLC parascript.com Automating Signature Verification The basics of software verification
  2. 2. 2 © 2012 Parascript, LLC Signatures are critically important in society
  3. 3. 3 © 2012 Parascript, LLC Signatures authorize transactions Checks, cards, debits
  4. 4. 4 © 2012 Parascript, LLC Signatures validate documents Applications, contracts, taxes
  5. 5. 5 © 2012 Parascript, LLC Signatures authorize voting Vote-by-mail
  6. 6. 6 © 2012 Parascript, LLC Signatures are a form of biometric
  7. 7. 7 © 2012 Parascript, LLC Signatures are a subconscious expression Both the signer and the authorizer are impacted by: Mood Environment Writing Instrument Writing Surface Fatigue
  8. 8. 8 © 2012 Parascript, LLC But signatures can be forged
  9. 9. 9 © 2012 Parascript, LLC Types of forgeries Random | Blind | Skilled Person 1 Person 2 Person 3
  10. 10. 10 © 2012 Parascript, LLC Validating authenticity is manual, expensive If Amount > $X, Check Signature Not everything can be checked so rules are applied
  11. 11. 11 © 2012 Parascript, LLC and human performance is conditional Performance degrades over time and in different environments
  12. 12. 12 © 2012 Parascript, LLC Software verification lowers costs and doesn’t get tired
  13. 13. 13 © 2012 Parascript, LLC Signature software reduces cost and risk  Doesn’t get tired or have a bad day  Can process much higher volumes  Consistently demonstrates higher accuracy
  14. 14. 14 © 2012 Parascript, LLC and helps prevent common human errors Genuine Profile Image Rejected Genuine Accepted Forgery Genuine Profile Image
  15. 15. 15 © 2012 Parascript, LLC Software can be used with electronic or paper capture
  16. 16. 16 © 2012 Parascript, LLC There are many applications  Automated fraud management  Matching for document search and retrieval  Transaction authorization  Voting  And more…
  17. 17. 17 © 2012 Parascript, LLC See how it works  Watch Video http://info.parascript.com/automati ng-signature-verification-video  Get the Whitepaper: http://www.parascript.com/signatures  Follow on Twitter http://www.twitter.com/ParascriptLLC

Editor's Notes

  • We see a lot more use-cases than what have been listed here. What are you seeing? partner@parascript.com

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