C2.0 Financial Inclusion Outreach Tutor Training

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Presentation to Communities 2.0 National Outreach Tutors showing the Financial Inclusion Module

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C2.0 Financial Inclusion Outreach Tutor Training

  1. 1. National Outreach Tutor Training Josh Hoole PAVS C2.0 Project Manager Introduction to Communities 2.0 Digital Inclusion Sessions @Communities2_0 @jho3446 @jho3446 @Communities2_0
  2. 2. What we’ll look at • C2.0 Digital Inclusion Courses • Barriers to ICT Learning • Fist Click • Web for Work • Universal Jobs Match • Financial Inclusion
  3. 3. Financial Inclusion - What? • Everybody having access to an appropriate range of financial products and services, which allows them to effectively manage their money, regardless of their level of income or social status. • To achieve this people need to be supported to have, as a minimum, some basic financial skills, product knowledge and understanding.
  4. 4. Financial Inclusion - Who’s it for? • People who need help and support to use digital tools to manage their money better • People who are potentially both Financially and Digitally Excluded • http://www.walescooperative.org/finan cial-inclusion
  5. 5. Delivering the Financial Inclusion course • Delivered as a single 3-hour session, or broken down into 2 or 3 shorter sessions • PowerPoint presentation, lesson plan and scheme of work will be provided • Students need access to computers • It is vitally important to pitch this course at the right level for the audience – Engage, Motivate & Inspire
  6. 6. Advice on advice • We are not trained debt advisors, and cannot advise on personal circumstances. • Refer people on to: – Citizens Advice Bureau (CAB) – National debt helpline – Money Advice Service (MAS) – StepChange debt charity
  7. 7. So what will they learn? • The importance of managing your money • How to use www.moneymadeclearwales.org for money health checks and benefits checks • How to manage money better using a budget • The different types of bank accounts • The dangers of using illegal money lenders • Where to get advice • Where to apply for emergency financial help • The pros & cons of price comparison websites and shopping online
  8. 8. £20.00 Icebreaker
  9. 9. Universal Credit • Is a single calendar monthly payment made up of all your households benefit entitlement including housing costs • Applications will be made online and your claim will be managed online • Need to have some form of account for your money to be paid into • The system will be updated automatically (real time)
  10. 10. • An account to have wages paid in • Childcare costs • Increased travel costs (petrol, bus) • Cost of lunches & social events at work • New clothes • Budgeting to make your money last to the next payday (moving from weekly/fortnightly payments to monthly) • Prioritising bills (rent, council tax etc…) • Borrowing money becomes easier and can lead to debt problem like using payday loans Starting work – things to consider
  11. 11. DEBT - Avoid common pitfalls • Start saving for the unexpected (eg car or washing machine breaking down) • Keep a close eye on your bank account • Don’t borrow money from unlicensed lenders • Don’t be tempted to borrow money you don’t need • Don’t ignore the signs – get help & advice
  12. 12. Any questions?
  13. 13. communities2point0.org.uk 0845 474 8282 @Communities2_0 @jho3446

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