Conduct a risk/needs analysis and advise our recommendations on the correct covered required to protect the individual or business’s assets and liabilities

1. THE ROLE OF AN INSURANCE BROKER

2. • Conduct a risk/needs analysis and advise our recommendations on the correct
covered required to protect the individual or business’s assets and liabilities
• Recommend the appropriate insurer to match the risk
• Only recommend financially secure and stable insurers
• Provide alternatives on your risk retentions through various excess options
• Provide alternatives to pay premiums in monthly instalments
• Prompt and timely serving of all requests to ensure that our clients are
adequately informed of issues that may effect their individual / business needs
The role of an insurance broker

3. In the event of claim, we provide support when you need it most:
• Provide you with support completing the claim from
• Arrange a loss adjuster, if required
• Submit the claim form to the insurer
• Provide advice to ensure that you have received full entitlements
Claim support

4. As a requirement under the FSRA 2002, we are obligated to provide all our
clients with a Financial Services Guide which contains information about our
services and charges, including our clients rights as a client and other matter
such as how an complaints are dealt with.
We are paid commission from the insurance companies and charge a broker
fee which varies dependant on the type on insurance cover and transaction.
How do we get remunerated?

5. http://www.linkedin.com/company/optimum-insurance
http://www.facebook.com/OptimumInsurance
http://www.youtube.com/user/OptimumInsurance
https://twitter.com/#!/Optimum_Online
http://www.optimuminsurance.com.au/Blog.aspx
https://plus.google.com/u/0/100198722059770097421/about#1
00198722059770097421/about
Connect With Us on Social Media

6. Contact Us
Phone +61 1300 739 861
Fax +61 1300 732 225
Hours 9.00am to 5.00pm (EST)
Monday – Friday
Email service@optimuminsurance.com.au
Website www.optimuminsurance.com.au
Presentation Disclaimer –– “This material contains general information only and may not suit your
particular circumstances. To decide if a policy is right for you please carefully read the relevant Product
Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by
contacting our office on 1300 739 861;”
Disclosure Statement – “Optimum Insurance Services Pty Ltd is a Corporate Authorised
Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services
Licence No 240549, ABN 15 003 886 687.”