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Openly Disruptive


Disruptive Diner – Alternative Transactions
Numbers evolved from a system of counting
token to keep accounts of personal wealth in
     Ancient Mesopotamia (3400 BC).
Banca Monte dei Paschi di Siena (1472, Italy) is
 the oldest continuously operating bank in the
                    world.
An ad for banking from 1907
The purpose of banking in the U.S. is to serve
the convenience and needs of communities for
         credit and deposit services.
Banking evolved from pawnbroking.
Usury has come to mean interest that exceeds a
norm or law…an amount not normal, reasonable,
                  or proper.
Usury – “he who lends expecting to get back
something more or better than he has loaned.”
               Martin Luther
Bank: a table, bar, desk, bench, or counter.
“Banking is the facilitator of prosperity in the
   community.” attr. Alexander Hamilton

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Dd alt tans