Waterfall approach to debt free ™
Unique debt free solution
to suit your financial situation
What makes this approach different from
other debt relief programs?
Chooses the best debt solution for you after detailed
...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
See how this approach works
in a ...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
Definitely. If you are facing any...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
Yeah, my debts are increasing day...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
Start Budgeting with any free onl...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
I tried budgeting. But mutiple bi...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
Well then,
Sit with a counselor t...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
What if I can't make the payment ...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
You can switch to a Debt Settleme...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
The settlement payments seem too ...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
Is your income below the state me...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
I have lost my job!
How can I get...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
Are you dependent only on social ...
Bill
Payments
Chapter 7
Bankruptcy
Chapter 13
Bankruptcy
Debt
Settlement
Debt
Management
Waterfall approach to debt free ™...
Conceptualized by Oak View Law Group (OVLG)
Website: www.ovlg.com
Disclaimer: This is only a hypothetical representation. ...
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Waterfall approach: Unique debt solution by taking care of your finance

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Choosing the best debt solution for you after detailed financial analysis. Switches you to next best alternative anytime if your present plan doesn't work.

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Waterfall approach: Unique debt solution by taking care of your finance

  1. 1. Waterfall approach to debt free ™ Unique debt free solution to suit your financial situation
  2. 2. What makes this approach different from other debt relief programs? Chooses the best debt solution for you after detailed financial analysis Switches you to the next best alternative anytime, if your present plan doesn't work. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management
  3. 3. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management See how this approach works in a specific scenario I have 4 credit card debts 1 medical bill
  4. 4. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management Definitely. If you are facing any of the following Problems: Difficulty in multiple bills management Debt increasing day-by-day Getting too many creditor calls Missing regular payments
  5. 5. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management Yeah, my debts are increasing day-by-day. What can I do?
  6. 6. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management Start Budgeting with any free online application (if required) Try to pay off your multiple bills on time.
  7. 7. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management I tried budgeting. But mutiple bills are still difficult to manage! What to do now?
  8. 8. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management Well then, Sit with a counselor to i) Analyse your income and expenses iii) Calculate your total debt ii) Prepare customised budget and Choose a Debt Management Plan and start making regular payments.
  9. 9. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management What if I can't make the payment after 3 months?
  10. 10. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management You can switch to a Debt Settlement Plan. Save a lump sum amount gradually and pay off your creditors with that.
  11. 11. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management The settlement payments seem too much and I risk losing property. What can I do now?
  12. 12. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management Is your income below the state median? Are your creditors not allowing loan modification? Well then, chapter 13 bankruptcy might be able to help you.
  13. 13. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management I have lost my job! How can I get rid of the debts now?
  14. 14. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management Are you dependent only on social security or disability benefits? File for your Chapter 7 Bankruptcy. That will be the ultimate debt relief option for you
  15. 15. Bill Payments Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Settlement Debt Management Waterfall approach to debt free ™ The best relief option for a debtor is only that, Which suits his or her financial condition.
  16. 16. Conceptualized by Oak View Law Group (OVLG) Website: www.ovlg.com Disclaimer: This is only a hypothetical representation. This doesn't render legal advice or prompt you take any decision. Financial conditions are subject to change and can only be determined after thorough analysis. 8421 Auburn Blvd. #145, Suite B Citrus Heights, CA 95610-0394 Call 800 530 6854 (OVLG) Waterfall approach to debt free ™

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