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College Dreams and Junior Achievement 
Preparing IDA Youth for Success
60% of pre-teens cannot explain 
difference between cash-checks-credit 
Only 13 states require a high school 
course in personal finance
Last year alone national student loan debt soared by more 
than 11 percent to $1.1 trillion. 
In 2013 the average US college 
graduate walked away with $26,000 
in student loan debt
Only 40 percent of adults keep a budget and track their 
spending. 
More than one-fourth of American 
families have no savings at all. 
Three-fourths of American families say they live 
paycheck to paycheck.
The IDA challenge
JA is the largest and fastest growing 
organization in the world committed to 
teaching young people about business, 
entrepreneurship, careers and 
personal financial literacy.
P 64 Years of Prrooggrraamm IInnnnoovvaattiioonn iinn OOrreeggoonn 
IInnssppiirriinngg KKiiddss ttoo SSuucccceeeedd aatt LLiiffee!! 
1950: After-School Student Company Program 
Mid 1980s: Transition to In-School Programs (K-12) 
2006: JA BizTown 
2013: JA Finance Park
13 In-Depth Classroom lessons 
Income, savings & investing, debit & credit, risk 
management, taxes, and evaluating budgets
JA Finance Park Simulation Visit 
Students apply classroom learning by 
making important personal finance 
decisions and maintaining a balanced 
budget in a hi-tech, interactive simulation 
experience
Post-Experience Activities 
Back in the classroom additional 
activities/lessons allow students to 
reflect on their experience by exploring 
future career goals, interests, values, and 
more
Ripple Effects in the Community 
It’s more than just teaching kids about 
needs versus wants
Stacie Grier 
College Dreams 
sgrier@collegedreams.org 
541-621-7291 
Or your local Junior Achievement Office 
Portland, Eugene, Medford, Klamath Falls, and Bend

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Preparing IDA Youth for Success - College Dreams and Junior Achievement - RE:Conference 2014

  • 1. College Dreams and Junior Achievement Preparing IDA Youth for Success
  • 2. 60% of pre-teens cannot explain difference between cash-checks-credit Only 13 states require a high school course in personal finance
  • 3. Last year alone national student loan debt soared by more than 11 percent to $1.1 trillion. In 2013 the average US college graduate walked away with $26,000 in student loan debt
  • 4. Only 40 percent of adults keep a budget and track their spending. More than one-fourth of American families have no savings at all. Three-fourths of American families say they live paycheck to paycheck.
  • 6.
  • 7. JA is the largest and fastest growing organization in the world committed to teaching young people about business, entrepreneurship, careers and personal financial literacy.
  • 8. P 64 Years of Prrooggrraamm IInnnnoovvaattiioonn iinn OOrreeggoonn IInnssppiirriinngg KKiiddss ttoo SSuucccceeeedd aatt LLiiffee!! 1950: After-School Student Company Program Mid 1980s: Transition to In-School Programs (K-12) 2006: JA BizTown 2013: JA Finance Park
  • 9. 13 In-Depth Classroom lessons Income, savings & investing, debit & credit, risk management, taxes, and evaluating budgets
  • 10.
  • 11.
  • 12. JA Finance Park Simulation Visit Students apply classroom learning by making important personal finance decisions and maintaining a balanced budget in a hi-tech, interactive simulation experience
  • 13.
  • 14.
  • 15.
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  • 17.
  • 18.
  • 19. Post-Experience Activities Back in the classroom additional activities/lessons allow students to reflect on their experience by exploring future career goals, interests, values, and more
  • 20. Ripple Effects in the Community It’s more than just teaching kids about needs versus wants
  • 21. Stacie Grier College Dreams sgrier@collegedreams.org 541-621-7291 Or your local Junior Achievement Office Portland, Eugene, Medford, Klamath Falls, and Bend