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MFI.pptx

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MFI.pptx

  1. 1. DAILY LOAN
  2. 2. MICROFINANCE NORMS ELIGIBILITY PROCESS *Within 40 Km Radius of Branch *Centre Radius 1 Km *Aadhar and Election ID *Less than 200,000 loan exposure including MMSCCS Loan *DPD Less than 60 days *Not above 60 years *Maximum 40 K for 1st Cycle *Group Identification *Group Formation *CB Check from Head office *CGT 3 days with BM Visit *GRT by Credit Officer *Documentation and Signing in Branch by customers *Disbursement confirmation to HO with Account details *Disbursement from HO *Collection from 8-12 by RO’s
  3. 3. ELIGIBILITY PROCESS  Within 40 Km Radius of Branch  Centre Radius 1 Km  Aadhar and Election ID  Less than 200,000 loan exposure including MMSCCS Loan  DPD Less than 60 days  Not above 60 years  Maximum 40 K for 1st Cycle  Group Identification  Group Formation  CB Check from Head office  CGT 3 days with BM Visit  GRT by Credit Officer  Documentation and Signing in Branch by customers  Disbursement confirmation to HO with Account details  Disbursement from HO  Collection from 8-12 by RO’s

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