1.
INSPIRED TO HELP YOU SUCCEED
www.carlisleandgallagher.com │
2015 YEAR IN
REVIEW
PAYMENTS TRENDS

2.
INSPIRED TO HELP YOU SUCCEED2 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG

3.
INSPIRED TO HELP YOU SUCCEED3 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
Millennials are the largest demographic…
…but banks struggle to understand them.
#CGPayments I @peterolynick I @InspiredbyCG

4.
INSPIRED TO HELP YOU SUCCEED4 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
EMV
MAJOR EVENT FOR THE YEAR
#CGPayments I @peterolynick I @InspiredbyCG
21%OF U.S. CONSUMERS HAVE USED AN
EMV CHIP CARD
Predictions
Counterfeit fraud to drop
Lost/Stolen may not (no Chip&Pin)
CNP will rise?

5.
INSPIRED TO HELP YOU SUCCEED5 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG
#CGPayments I @peterolynick I @InspiredbyCG

6.
INSPIRED TO HELP YOU SUCCEED6 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
SELFIE
AUTHENTICATION
ADDED LAYER OF SECURITY
Fingers
Face
Eyes
Ears
Heartbeat
#CGPayments I @peterolynick I @InspiredbyCG

7.
INSPIRED TO HELP YOU SUCCEED7 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
Companies want to sell more…
…but own less.
#CGPayments I @peterolynick I @InspiredbyCG

8.
INSPIRED TO HELP YOU SUCCEED8 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
BLOCKCHAIN
NOT ABOUT BITCOIN…
#CGPayments I @peterolynick I @InspiredbyCG

9.
INSPIRED TO HELP YOU SUCCEED9 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
ROBOTS
FINANCIAL SERVICES AI
#CGPayments I @peterolynick I @InspiredbyCG

10.
INSPIRED TO HELP YOU SUCCEED10 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
UNICORNS
WHO’S MAKING MONEY?
$1BVALUATION OF COMPANY THAT HAS
YET TO PRODUCE A PROFIT
#CGPayments I @peterolynick I @InspiredbyCG

11.
INSPIRED TO HELP YOU SUCCEED11 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
DIGITAL B2B
DIGITAL B2C
Digital B2B will be larger
than B2C within 5 years
#CGPayments I @peterolynick I @InspiredbyCG

12.
INSPIRED TO HELP YOU SUCCEED12 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG
FASTER
PAYMENTS
GETTING SOME TRACTION
2017
#CGPayments I @peterolynick I @InspiredbyCG

13.
INSPIRED TO HELP YOU SUCCEED13 © 2015 Carlisle & Gallagher Consulting Group, Inc., an NTT DATA Company. Proprietary and Confidential.
#CGPayments I @peterolynick I @InspiredbyCG

14.
Carlisle & Gallagher Consulting Group, Inc.
Contact Us
Carlisle & Gallagher Consulting Group, Inc.
212 South Tryon Street, Suite 800, Charlotte, NC 28281
O: 704.936.1600 | insight@cgcginc.com
www.carlisleandgallagher.com | @InspiredbyCG
Peter Olynick│ Card & Payments Practice Lead
704.247.3726
peter.olynick@cgcginc.com
@peterolynick