Personal Umbrella Policies

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Personal umbrella policies are an inexpensive way to protect your net worth. In Maine, they are usually your only option to protect yourself fully against a wrongful death claim. This slideshow explains how umbrella policies work.

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  • Personal Umbrella Policies

    1. 1. Personal Umbrella Policy (Excess Liability Policy)
    2. 2. Personal Umbrella Policy (Excess Liability Policy) Protects Your Assets and Future Earnings
    3. 3. Personal Umbrella Policy $2,000,000 $1,500,000 $1,000,000 $500,000 Homeowners Boat / RV Auto
    4. 4. Personal Umbrella Policy $2,000,000 $1,500,000 $1,000,000 $500,000 Other Homeowners Boat / RV Auto Coverage
    5. 5. Do You Need More Protection from Liability Suits?
    6. 6. Do You Need More Protection from Liability Suits? $800,000 $600,000 $400,000 $200,000 $0 ME Wrongful Death Max. Underlying Damages Allowed Liability Limits
    7. 7. Ask Us for an Umbrella Quote • Often less than $200 per year for $1 million in coverage. • Higher limits may be available. • Policies are individually underwritten. • “You don’t have to be a millionaire to be sued like one.”

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