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Economic Update for Credit Unions (Webinar Handouts) | Money Concepts

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Understanding the forces behind our volatile economy is essential in the credit union industry. In this free webinar we get an update on the economy and market, and how they will impact your credit union, now and in the future. (Handouts). For recording visit http://www.nafcu.org/moneyconcepts

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Economic Update for Credit Unions (Webinar Handouts) | Money Concepts

  1. 1. Economic UpdateFor Credit UnionsOctober 4, 2011 1
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  3. 3. U.S. Economy StallsHeadwinds: Consumer Confidence Is The Lowest Since The Credit Crisis More Than A Year Away From Any Meaningful Turnaround In The Housing Market Food And Oil Prices Are Leveling Out But Still Volatile The Unemployment Is Likely Not To Fall Back To Pre-Crisis Levels For Years Sovereign Debt Issues A Flood Of New Regulations Are On The Horizon Odds Of A Recession Is Now 5 Out Of 10 3
  4. 4. 4
  5. 5. Consumer Confidence 5
  6. 6. Unemployment Will Remain A Serious Problem 25 Million Americans Are Unemployed or Underemployed Average Duration 40 Weeks 6
  7. 7. Older Workers Are More Likely To Delay Retirement 7
  8. 8. Record Low Mortgage Rates 8
  9. 9. Housing Market Index 9
  10. 10. 10
  11. 11. Gas Prices 11
  12. 12. Gold Prices 12
  13. 13. 13
  14. 14. The Federal ReserveHas Kept Interest Rates NearZeroLent Over $3 Trillion Through TheDiscount WindowPurchased Hundreds Of BillionsOf Dollars Of Fannie Mae AndFreddie Mac BondsMonetizing Debt… Making MoneyOut Of Nothing At AllSelling Notes And BuyingTreasuries 14
  15. 15. 15
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  17. 17. 17
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  19. 19. International Worries European Debt Crisis Japan Arab Uprising Iraq Afghanistan Iran 19
  20. 20. 20
  21. 21. Debt Crisis 21
  22. 22. The European Web Of Debt 22
  23. 23. 23
  24. 24. Japan Is A Key Supplier To Electronics And AutomotiveIndustries, Supply-Chain Disruptions Pose A Larger Risk To Global Manufacturing Industries 24
  25. 25. 2011 Bright Spots Due To Strong Profit Growth, Corporations Are Flush With Cash Business Investment Will Outpace The Overall Economy Due To Low Dollar, The Export Sector Is Supporting Overall GDP Growth The Private Sector Has Deleveraged Any Recession Is Likely To Be Short And Shallow 25
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  27. 27. 27
  28. 28. 28
  29. 29. U.S. Treasury Yields 29
  30. 30. GDP ForecastsRisk For Recession Is Now At 50% 30
  31. 31. 31
  32. 32. Market Outlook What’s Happening In The Stock Market? 32
  33. 33. Volatility Of The S&P 500 Volatility Index Reached 90 33
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  35. 35. Profits Up Amid Lower GDP Not Hiring Workers 35
  36. 36. Corporate Earnings Total S&P 500 Companies’ Earnings Grew 19.45% On A Year-Over-Year Basis During The Quarter, Driven By Better-than-expected Earnings Growth In 9 Of 10 Equity Market Sectors. Earnings Growth Rates Surpassed Expectations In Several More Economically Sensitive Sectors, Including Financials, Information Technology, Industrials, Energy, And Consumer Discretionary. 36
  37. 37. 37
  38. 38. Financial Conditions Appear Strongly Accommodative 38
  39. 39. January 1, 2000 To December 31, 2009 39
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  41. 41. 41
  42. 42. September 1, 2010 To August 31, 2011 42
  43. 43. March 9, 2009 To August 31, 2011 43
  44. 44. Market Predictions 44
  45. 45. Closing Thoughts In The Next 20 Years We Will Witness The2011 Largest Movement Of People Into The Middle Class In The History Of The World Eastern Europe, China And India Are Already Leading the Way, With South America, And Africa Not Far Behind The Internet Has Democratized Information The Likes Of Which Has Not Happened Since The Invention Of The Printing Press Freedom Is On The March And Where It Succeeds Wealth Follows The Future Is Ours For The Taking 45
  46. 46. Money Concepts International. Inc. 11440 N. Jog Road Palm Beach Gardens, FL 33418 Call: Michael Thompson National Sales Director Tel:561.472.2000 Ext: 5080 MichaelT@moneyconcepts.com www.nafcu.org/MoneyConcepts All Securities through Money Concepts Capital Corp. Member FINRA/SIPC Money Concepts Advisory Service is a Registered Investment Advisor with the SEC All Non Securities and Non Advisory Products through Money Concepts International, Inc. Providers of Financial Services 46 Since 1979

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