1.
WELCOME

2.
Pradhan mantri jan
dhan yojana
COURSE INSTRUCTOR:
RAVISH VERMA
AST. PROFESSOR
MITTAL SCHOOL OF BUSINESS
LPU
ca-1 section-Q1716
-PMJDY

3.
Presented by:Q1716
Sr no. Name Roll no. Registration no.
1 Alakesh sharma A10 11712379
2 Minaal kumar A11 11713010
3 Pulkit Chadha A12 1171399
4 Mukul A15 11716363
5 Bassekou coulibaly A16 11719135
RAVISH VERMA
AST. PROFESSOR
MITTAL SCHOOL OF BUSINESS
LPU
COURSE INSTRUCTOR:

4.
INTRODUCTION
On 15th august 2014
PM Narendra modi
announced the
scheme PMJDY.
It is also known as
people”s wealth
scheme.
The key person of
this scheme is Arun
jaitley.
The scheme was
launched on 28th
august 2014.
15 crore bank
accounts were open
under this scheme.
Almost Rs 665 billion
were deposited
under this scheme.

5.
AIM OF PMJDY
 Introduction of new branches of banks in
different areas.
 People taking loans from banks, rather
than local money lenders.
 Making cashless economy.
 To decrease corruption in the country.
 It covers both urban & rural areas.

6.
Performance of PMJDY
By September 2014,3.02 crore accounts were open
under this scheme.
On 20 jan. 2015 the scheme entered into Guinness
book of world record.
The balance in jan dhan accounts rise by more
Rs 270 billion between 9th nov.and 23th 2016.

7.
Special benefits from PMJDY
Account will be open at “zero” balance.
Accidental insurance which covers of Rs 1 lakh.
Over draft facility upto rs 5000.
The scheme provide life cover of Rs 30000 payable on death.

8.
Participants
• NATIONALIZED BANKS • PRIVATE BANKS
• SBI • AXIS BANK
• BANK OF BARODA • FEDERAL BANK
• PNB • HDFC BANK
• UNION BANK OF INDIA • ICICI BANK
• IDBI • YES BANK
• CANARA BANK • KOTAK MAHINDRA BANK
• ORIENTAL BANK OF COMMERCE • INDUS BANK

9.
Demonitisation effects on PMJDY
November alone witnessed deposits of Rs 2987 crore which is
among one of the highest in the country.
Jan dhan accounts with total balance of Rs 3390 crore in mid
September, which is 3rd highest in the country during that period.
In order to check the miss use of jan dhan accounts by black
money holders RBI restricted the withdrawal Rs 10000/month.

10.
STATISTICS

11.
PMJDY measurements as on 9th
august 2017
Bank type Number of accounts Number of Rupay
cards
Balance in accounts
Rural urban total
Public sector Banks 12.98 10.78 23.76 18.23 Rs52,086.02
Regional rural Banks 4.05 0.72 4.77 3.58 Rs11,561.33
Private Banks 0.58 0.37 0.95 0.89 Rs2,050.24
total 17.61 11.87 29.48 22.70 Rs65,697.59crore (US10billion)

12.
DATA OF ACCOUNTS OPENED
UNDER PMJDY
PUBLIC SECTOR
BANKS, 2.58, 80%
REGIONAL RURAL
BANKS, 0.52, 16%
PVT Banks, 0.13, 4%
ACCOUNTS WITH DEPOSITS(CR)

13.
Account with zero balance % of account open under the Jan dhan
campaign,which began in august
95
89
85
77 75
0
10
20
30
40
50
60
70
80
90
100
Category 1
SBI Yes bank Indian overseas bank kotak mahindra bank axis bank

14.
Questions between people on PMJDY
 How many people are aware of PMJDY?
Ans.-yes: 6 people out of 6
 Have you opened bank account under PMJDY?
Ans.-4 people out of 6 has opened their account under PMJDY.
 Is it better policy than SWABHIMAN policy of UPA government?
Ans.- 5 people out of 6 agrees.

15.
 Do you know about facilities of PMJDY?
Ans.-2 out of 6 knows all the facilities.
 What facilities of PMJDY you like most?
Ans.-RuPay debit card.

16.
Slogan
Mera khata bhagya
vidhata

17.
Thank you