Successfully reported this slideshow.
We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. You can change your ad preferences anytime.

Myths or facts about healthcare plans

112 views

Published on

If you conduct a survey in your locality, you will find that almost every third person has subscribed for a health care insurance plan. If you have not applied for any plan yet, the survey might make you curious about the reason behind this trend.

Published in: Health & Medicine
  • Be the first to comment

  • Be the first to like this

Myths or facts about healthcare plans

  1. 1. Myths Or Facts About Health care Plans If you conduct a survey in your locality, you will find that almost every third person has subscribed for a health care insurance plan. If you have not applied for any plan yet, the survey might make you curious about the reason behind this trend. Let us tell you that the medical expenses and the recurrence of diseases are skyrocketing at the same rate at present. Sometimes the health care costs become so exorbitant that it seems impossible to afford.
  2. 2. During such times, plans like Medicare Supplement Insurance Plans, Aarp Medicare Supplement, Obama Health care, etc. come in handy by providing ready financial support. However, beforesubscribing for any plan you mustknow about the popular myths connected with these policies so that you can make a conscious decision. So, start reading.
  3. 3.  Myth One: Whenever you make claim, they will say that they do not cover it One of the common myths regarding these health insurance plans is that they do not live up to their commitment of providing financial help during medical emergencies. Thus, a number of people believe that as their actions are a bit suspicious, so you should not subscribe for any such plan. This is not at all true. Actually, while opting for any plan they fail to realize that they will not get any coverage for the existing illnesses. Some people also do not pay attention to the instructions in the manual provided to them during application. Thus, if you read these instructions carefully then you will find that coverage for some diseases come under a specific plan. Likewise, coverage for the same diseases are exempted in some other plan. Therefore, there is no reason to think that you will not be reimbursed financially when you subscribe for a plan.  Myth Two: Do not subscribe for a plan if it is not cashless A number of people think that mediclaim policy that comes with the cashless option is of no use. This is an incorrect notion. This is because you might find yourself in dire situation even after subscribing for a cashless policy. For instance, when you take your patient to a hospital during medical emergency you have to ensure that the hospital works in collaboration of the insurance company that offers this facility. Therefore, you might never get any reimbursement if you admit the patient in a hospital that does not have such facilities.
  4. 4.  Myth Three: You do not get pregnancy coverage People believe that pregnancy is not covered in mediclaim. Actually, there was a time when the insurance providers would not provide any reimbursement because this is a sure shot claim. However, things have changed today., and you get coverage during pregnancy if your case accomplishes certain criteria. CONTACT US: Phone: 888.502.5553 Email: joe@cmsinsurancemarketing.com Website: http://www.medigap4seniors.com

×